MLB Fin
ActiveSummary
MLB Fin has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12k and a net result of €11k. Its solvency ranks better than 48% of 3307 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes
Profitability100
Solvency68
Growth-
Track record67
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 2.53; short-term debt: 38.2% and cash: 60.5% of total assets), but 57.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.8%
Return on assets
38.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
1 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, abbreviated schema
Equity
€12k
Total assets
€28k
Net result
€11k
Working capital
€16k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €28k
Fixed assets
€940
Current assets
€27k
Equity and liabilities €28k
Equity
€12k
Debt
€16k
Debt finances 57.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€17k
Cash flow
€12k
Current ratio
2.53
Debt to equity
1.33
ROE
89.0%
ROA
38.1%
Interest coverage
29.29
Debt ≤ 1 year
€11k
Income taxes
€5k
Filed annual accounts As filed with the NBB · 2025 · 38 lines
Balance sheet
Code2025
Assets
Total assets20/58€28k
Fixed assets21/28€940
Tangible fixed assets22/27€940
Furniture and vehicles24€940
Current assets29/58€27k
Amounts receivable within one year40/41€10k
Trade receivables40€5k
Other amounts receivable41€5k
Cash at bank and in hand54/58€17k
Equity and liabilities
Total equity and liabilities10/49€28k
Equity10/15€12k
Contributions10/11€1k
Reserves13€11k
Distributable reserves133€11k
Amounts payable17/49€16k
Amounts payable within one year42/48€11k
Trade debts44€2k
Suppliers440/4€2k
Taxes, remuneration and social security45€9k
Taxes450/3€7k
Remuneration and social security454/9€2k
Accrued charges and deferred income492/3€5k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k
Other operating charges640/8€539
Gross operating margin9900€18k
Operating profit (loss)9901€16k
Financial income75/76B€115
Recurring financial income75€115
Financial charges65/66B€580
Recurring financial charges65€580
Profit (loss) for the period before taxes9903€15k
Income taxes67/77€5k
Profit (loss) for the period9904€11k
Profit (loss) for the period to be appropriated9905€11k
Appropriation of the result
Profit (loss) to be appropriated9906€11k
Transfer to equity691/2€11k
To other reserves6921€11k
Social balance
Average headcount (FTE)90870.0
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k |
| Other operating charges640/8 | €539 |
| Gross operating margin9900 | €18k |
| Operating profit (loss)9901 | €16k |
| Financial income75/76B | €115 |
| Recurring financial income75 | €115 |
| Financial charges65/66B | €580 |
| Recurring financial charges65 | €580 |
| Profit (loss) for the period before taxes9903 | €15k |
| Income taxes67/77 | €5k |
| Profit (loss) for the period9904 | €11k |
| Profit (loss) for the period to be appropriated9905 | €11k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €28k | |
| Fixed assets21/28 | €940 | |
| Tangible fixed assets22/27 | €940 | |
| Furniture and vehicles24 | €940 | |
| Current assets29/58 | €27k | |
| Amounts receivable within one year40/41 | €10k | |
| Trade receivables40 | €5k | |
| Other amounts receivable41 | €5k | |
| Cash at bank and in hand54/58 | €17k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €28k | |
| Equity10/15 | €12k | |
| Contributions10/11 | €1k | |
| Reserves13 | €11k | |
| Distributable reserves133 | €11k | |
| Amounts payable17/49 | €16k | |
| Amounts payable within one year42/48 | €11k | |
| Trade debts44 | €2k | |
| Suppliers440/4 | €2k | |
| Taxes, remuneration and social security45 | €9k | |
| Taxes450/3 | €7k | |
| Remuneration and social security454/9 | €2k | |
| Accrued charges and deferred income492/3 | €5k | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €11k |
| + Depreciation and write-downs630 | €1k |
| Operating cash flow (approximation) | €12k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gingelom · 2 establishment units since 2024
Ground area
1,570 m²
Building footprint
1,414 m²
Volume, LiDAR
13,202 m³
2 parcels, Brussels, Flanders · tallest building 30.9 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
MLB Fin
since 20242.364.991.048
MLB Fin
since 20262.382.690.479
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21011A0006/00P000 | Brussels | 801 m² | 1 · 1,079 m² | 30.9 m |
| 71017B0023/00B002 | Flanders | 769 m² | 1 · 335 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,173 companies in sector 69201 we hold annual accounts for 7,638. 3,390 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-10-2024
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Scores and ratios are computed by Checked and are not a credit decision.