MLAM CONSULT
ActiveSummary
MLAM CONSULT has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €89,074 and a net result of €27,591. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 69% of 17239 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability98▼-2
Solvency100▲+8
Growth61▲+13
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days acceptable
Liquidity ample (current ratio 3.31 against 2.42 in 2024; short-term debt: 23.7% and cash: 67.5% of total assets), and 23.9% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.1%
Return on assets
23.6%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €89,074
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
22 d late
2023
37 d early
2022
20 d early
2021
41 d early
2020
39 d early
2019
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 23 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 11 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Financials · fiscal year 2025, micro schema
Turnover
€101,739▼ 5.5%
2020 · €107,625
EBIT margin
18.8%▼ 6.0pp
2020 · 24.8%
Net result
€27,591▼ 10.0%
2024 · €30,672
Working capital
€63,999▲ 41.7%
2024 · €45,168
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€101,739▼ 5.5%
Operating result€19,154▼ 28.3%€20,536▲ 7.2%€45,527▲ 122%€38,802▼ 14.8%€35,477▼ 8.6%
Net result€14,535within the sector's middle half▼ 29.6%€15,864within the sector's middle half▲ 9.1%€36,281within the sector's middle half▲ 129%€30,672within the sector's middle half▼ 15.5%€27,591within the sector's middle half▼ 10.0%
EBIT margin18.8%▼ 6.0pp
Equity€64,915within the sector's middle half▼ 20.4%€72,530within the sector's middle half▲ 11.7%€53,810within the sector's middle half▼ 25.8%€75,482within the sector's middle half▲ 40.3%€89,074within the sector's middle half▲ 18.0%
Total assets€112,637within the sector's middle half▲ 2.0%€92,600within the sector's middle half▼ 17.8%€148,917within the sector's middle half▲ 60.8%€112,422within the sector's middle half▼ 24.5%€116,987within the sector's middle half▲ 4.1%
Debt€47,722▲ 65.4%€20,070▼ 57.9%€95,106▲ 374%€36,939▼ 61.2%€27,913▼ 24.4%
Working capital€64,699within the sector's middle half▼ 18.1%€70,045within the sector's middle half▲ 8.3%€27,217within the sector's middle half▼ 61.1%€45,168within the sector's middle half▲ 66.0%€63,999within the sector's middle half▲ 41.7%
Solvency57.6%within the sector's middle half▼ 16.2pp78.3%within the sector's middle half▲ 20.7pp36.1%within the sector's middle half▼ 42.2pp67.1%within the sector's middle half▲ 31.0pp76.1%within the sector's middle half▲ 9.0pp
Current ratio2.36within the sector's middle half▼ 1.384.50within the sector's middle half▲ 2.141.35within the sector's middle half▼ 3.152.42within the sector's middle half▲ 1.073.31within the sector's middle half▲ 0.89
Return on assets (ROA)12.9%within the sector's middle half▼ 5.8pp17.1%within the sector's middle half▲ 4.2pp24.4%within the sector's middle half▲ 7.2pp27.3%within the sector's middle half▲ 2.9pp23.6%within the sector's middle half▼ 3.7pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €116,987
Fixed assets
€25,257 ▼ 28.6%
Current assets
€91,730 ▲ 19.0%
Equity and liabilities €116,987
Equity
€89,074 ▲ 18.0%
Debt
€27,913 ▼ 24.4%
Debt's share of the balance-sheet total falls from 32.9% to 23.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€46,964▼
2024 · €49,483
Cash flow
€39,078▼
2024 · €41,352
Debt to equity
0.31▼
2024 · 0.49
ROE
31.0%▼
2024 · 40.6%
Interest coverage
614.06▼
2024 · 776.32
Debt ≤ 1 year
€27,731▼
2024 · €31,902
Debt > 1 year
€0▼
2024 · €5,037
Income taxes
€7,854▼
2024 · €8,551
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €101,739 | - | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €82,804 | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,341 | €535 | €6,562 | €10,681 | €11,487 | ▲ 7.6% |
| Other operating charges640/8 | €605 | €553 | €594 | €471 | €400 | ▼ 15.2% |
| Gross operating margin9900 | €22,100 | €21,624 | €52,683 | €49,954 | €47,363 | ▼ 5.2% |
| Operating profit (loss)9901 | €19,154 | €20,536 | €45,527 | €38,802 | €35,477 | ▼ 8.6% |
| Financial income75/76B | €0 | €3 | €46 | €484 | €45 | ▼ 90.6% |
| Recurring financial income75 | €0 | €3 | €46 | €484 | €45 | ▼ 90.6% |
| Financial charges65/66B | €52 | €94 | €68 | €64 | €76 | ▲ 20.0% |
| Recurring financial charges65 | €52 | €94 | €68 | €64 | €76 | ▲ 20.0% |
| Profit (loss) for the period before taxes9903 | €19,103 | €20,445 | €45,504 | €39,222 | €35,446 | ▼ 9.6% |
| Income taxes67/77 | €4,567 | €4,580 | €9,223 | €8,551 | €7,854 | ▼ 8.1% |
| Profit (loss) for the period9904 | €14,535 | €15,864 | €36,281 | €30,672 | €27,591 | ▼ 10.0% |
| Profit (loss) for the period to be appropriated9905 | €14,535 | €15,864 | €36,281 | €30,672 | €27,591 | ▼ 10.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €112,637 | €92,600 | €148,917 | €112,422 | €116,987 | ▲ 4.1% |
| Fixed assets21/28 | €216 | €2,520 | €43,719 | €35,351 | €25,257 | ▼ 28.6% |
| Tangible fixed assets22/27 | €216 | €2,470 | €43,669 | €35,301 | €25,206 | ▼ 28.6% |
| Plant, machinery and equipment23 | €0 | €0 | €2,803 | €1,855 | €908 | ▼ 51.1% |
| Furniture and vehicles24 | €216 | €2,470 | €40,866 | €33,445 | €24,298 | ▼ 27.3% |
| Financial fixed assets28 | - | €50 | €50 | €50 | €50 | = |
| Current assets29/58 | €112,421 | €90,080 | €105,198 | €77,071 | €91,730 | ▲ 19.0% |
| Amounts receivable within one year40/41 | €9,540 | €17,875 | €11,937 | €14,095 | €9,789 | ▼ 30.6% |
| Trade receivables40 | €9,540 | €17,353 | €11,439 | €12,119 | €7,542 | ▼ 37.8% |
| Other amounts receivable41 | €0 | €522 | €498 | €1,976 | €2,247 | ▲ 13.7% |
| Current investments50/53 | - | - | - | €22,500 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €101,587 | €70,818 | €90,398 | €37,968 | €78,955 | ▲ 108% |
| Deferred charges and accrued income490/1 | €1,295 | €1,387 | €2,862 | €2,508 | €2,986 | ▲ 19.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €112,637 | €92,600 | €148,917 | €112,422 | €116,987 | ▲ 4.1% |
| Equity10/15 | €64,915 | €72,530 | €53,810 | €75,482 | €89,074 | ▲ 18.0% |
| Contributions10/11 | €18,550 | €18,550 | €18,550 | €18,550 | €18,550 | = |
| Outside capital11 | €18,550 | - | - | - | - | - |
| Other1109/19 | €18,550 | - | - | - | - | - |
| Reserves13 | €8,855 | €8,855 | €1,855 | €1,855 | €1,855 | = |
| Non-distributable reserves130/1 | €1,855 | €1,855 | €1,855 | €1,855 | €1,855 | = |
| Reserves not available under the articles1311 | €1,855 | €1,855 | €1,855 | €1,855 | €1,855 | = |
| Distributable reserves133 | €7,000 | €7,000 | €0 | - | - | - |
| Profit (loss) carried forward14 | €37,510 | €45,125 | €33,405 | €55,077 | €68,669 | ▲ 24.7% |
| Amounts payable17/49 | €47,722 | €20,070 | €95,106 | €36,939 | €27,913 | ▼ 24.4% |
| Amounts payable after more than one year17 | - | - | €17,125 | €5,037 | €0 | ▼ 100% |
| Financial debts170/4 | - | - | €17,125 | €5,037 | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €47,722 | €20,035 | €77,981 | €31,902 | €27,731 | ▼ 13.1% |
| Current portion of amounts payable after more than one year42 | - | - | €12,088 | €12,088 | €5,037 | ▼ 58.3% |
| Trade debts44 | €1,569 | €397 | €1,881 | €746 | €1,116 | ▲ 49.6% |
| Suppliers440/4 | €1,569 | €397 | €1,881 | €746 | €1,116 | ▲ 49.6% |
| Taxes, remuneration and social security45 | €16,199 | €12,091 | €16,511 | €11,418 | €9,652 | ▼ 15.5% |
| Taxes450/3 | €11,780 | €12,091 | €16,511 | €11,418 | €9,652 | ▼ 15.5% |
| Remuneration and social security454/9 | €4,419 | €0 | €0 | €0 | €0 | - |
| Other amounts payable47/48 | €29,954 | €7,547 | €47,501 | €7,650 | €11,926 | ▲ 55.9% |
| Accrued charges and deferred income492/3 | - | €35 | €0 | - | €182 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €14,535 | €15,864 | €36,281 | €30,672 | €27,591 | ▼ 10.0% |
| + Depreciation and write-downs630 | €2,341 | €535 | €6,562 | €10,681 | €11,487 | ▲ 7.6% |
| Operating cash flow (approximation) | €16,876 | €16,400 | €42,843 | €41,352 | €39,078 | ▼ 5.5% |
| Investment in fixed assets (approximation) | - | -€2,839 | -€47,762 | -€2,313 | -€1,393 | ▲ 39.8% |
| Change in cash | - | -€30,769 | €19,581 | -€52,431 | €40,987 | ▲ 178% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €36,281 ▲129%
Operating result €45,527, net result €36,281, both a record.
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
15-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kraainem · 1 establishment unit since 2015
Ground area
1,468 m²
Building footprint
616 m²
Volume, LiDAR
4,467 m³
Parcel 22002A0351/00K002, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
MLAM CONSULT
since 20152.245.340.261
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22002A0351/00K002 | Flanders | 1,468 m² | 1 · 616 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,397. 15,580 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-08-2015
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
E-invoicing
Reachable via Peppol
Peppol ID
0208:0635702267
Also
9925:BE0635702267
Registered
09-08-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.