ML Consultancy
ActiveSummary
ML Consultancy has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €167k and a net result of €52k. Equity is growing by ~20.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 2053 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 21.53 against 3.28 in 2024; short-term debt: 4.6% and cash: 7.6% of total assets), and 4.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Education (NACE 85)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.4%
Return on assets
29.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-02-2026, 158 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
158 d early
2024
170 d early
2023
26 d early
2022
13 d early
2021
40 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€167k▲ 22.3%
2024 · €136k
Total assets
€175k▼ 10.8%
2024 · €196k
Net result
€52k▼ 4.2%
2024 · €54k
Working capital
€167k▲ 22.3%
2024 · €136k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€74k-€46k▼ 37.5%€68k▲ 46.4%€67k▼ 0.8%€74k▲ 9.3%
Net result€51k-€34k▼ 33.4%€50k▲ 46.3%€54k▲ 9.1%€52k▼ 4.2%
Equity€53k-€87k▲ 64.1%€136k▲ 57.1%€136k=€167k▲ 22.3%
Total assets€60k-€95k▲ 57.1%€143k▲ 50.8%€196k▲ 37.1%€175k▼ 10.8%
Debt€7k-€8k▲ 7.9%€7k▼ 17.1%€60k▲ 793%€8k▼ 86.4%
Working capital€53k-€87k▲ 64.1%€136k▲ 57.1%€136k=€167k▲ 22.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 9% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €175k
Equity
€167k ▲ 22.3%
Debt
€8k ▼ 86.4%
Debt's share of the balance-sheet total falls from 30.5% to 4.6%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
21.53▲
2024 · 3.28
Debt to equity
0.05▼
2024 · 0.44
ROE
31.1%▼
2024 · 39.7%
ROA
29.6%▲
2024 · 27.6%
Debt ≤ 1 year
€8k▼
2024 · €60k
Income taxes
€24k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k | - | - | - | - | - |
| Other operating charges640/8 | €681 | €159 | €557 | €569 | €585 | ▲ 2.9% |
| Gross operating margin9900 | €76k | €47k | €69k | €68k | €74k | ▲ 9.3% |
| Operating profit (loss)9901 | €74k | €46k | €68k | €67k | €74k | ▲ 9.3% |
| Financial income75/76B | €105 | €137 | €151 | €180 | €2k | ▲ 1,183% |
| Recurring financial income75 | €105 | €137 | €151 | €180 | €2k | ▲ 1,183% |
| Financial charges65/66B | €19 | €30 | €30 | €30 | €61 | ▲ 102% |
| Recurring financial charges65 | €19 | €30 | €30 | €30 | €61 | ▲ 102% |
| Profit (loss) for the period before taxes9903 | €75k | €47k | €68k | €68k | €76k | ▲ 12.4% |
| Income taxes67/77 | €24k | €13k | €19k | €14k | €24k | ▲ 78.8% |
| Profit (loss) for the period9904 | €51k | €34k | €50k | €54k | €52k | ▼ 4.2% |
| Profit (loss) for the period to be appropriated9905 | €51k | €34k | €50k | €54k | €52k | ▼ 4.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €60k | €95k | €143k | €196k | €175k | ▼ 10.8% |
| Current assets29/58 | €60k | €95k | €143k | €196k | €175k | ▼ 10.8% |
| Amounts receivable after more than one year29 | €5k | €6k | €5k | €15k | - | - |
| Other amounts receivable291 | €5k | €6k | €5k | €15k | - | - |
| Amounts receivable within one year40/41 | €5k | €304 | €10k | €8k | - | - |
| Trade receivables40 | €5k | - | €10k | €8k | - | - |
| Other amounts receivable41 | - | €304 | - | - | - | - |
| Current investments50/53 | - | - | - | €160k | €162k | ▲ 1.0% |
| Cash at bank and in hand54/58 | €51k | €84k | €129k | €14k | €13k | ▼ 4.2% |
| Deferred charges and accrued income490/1 | - | €5k | - | €14 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €60k | €95k | €143k | €196k | €175k | ▼ 10.8% |
| Equity10/15 | €53k | €87k | €136k | €136k | €167k | ▲ 22.3% |
| Contributions10/11 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves13 | €51k | €85k | €134k | €134k | €165k | ▲ 22.7% |
| Distributable reserves133 | €51k | €85k | €134k | €134k | €165k | ▲ 22.7% |
| Amounts payable17/49 | €7k | €8k | €7k | €60k | €8k | ▼ 86.4% |
| Amounts payable within one year42/48 | €7k | €8k | €7k | €60k | €8k | ▼ 86.4% |
| Trade debts44 | €75 | €41 | €201 | €88 | €225 | ▲ 156% |
| Suppliers440/4 | €75 | €41 | €201 | €88 | €225 | ▲ 156% |
| Taxes, remuneration and social security45 | €7k | €8k | €6k | €6k | €7k | ▲ 26.4% |
| Taxes450/3 | €7k | €8k | €6k | €6k | €7k | ▲ 26.4% |
| Other amounts payable47/48 | - | - | - | €54k | €872 | ▼ 98.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €51k | €34k | €50k | €54k | €52k | ▼ 4.2% |
| + Depreciation and write-downs630 | €1k | - | - | - | - | - |
| Operating cash flow (approximation) | €52k | €34k | €50k | €54k | €52k | ▼ 4.2% |
| Change in cash | - | €33k | €45k | €-115k | €-574 | ▲ 99.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity times 7current ratio 21.53
Current ratio from 3.28 to 21.53; short-term debt falls from €60k to €8k.
31-12
Financial
Equity above €150kEq €167k ▲22.3%
5 profitable years in a row build equity to €167k.
11-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €54k ▲9.1%
Net result €54k, the highest in the series.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €136k ▲57.1%
3 profitable years in a row build equity to €136k.
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €34k ▼33.4%
Net result drops to €34k, the lowest in the series; recovery starts the following year.
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stabroek · 1 establishment unit since 2020
Ground area
960 m²
Building footprint
129 m²
Volume, LiDAR
685 m³
Parcel 11020I0468/00M000, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ML Consultancy
since 20202.301.534.539
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11020I0468/00M000 | Flanders | 960 m² | 1 · 129 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,671 companies in sector 85599 we hold annual accounts for 1,329. 979 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-04-2020
Fiscal year end31-12
Activities, NACEBEL 2025
85599Other education
46150Agents in the wholesale of furniture, household goods and hardware
82300Organisation of conventions and trade shows
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.