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ML Chauffage & Sanitaire

Active
Private limited companyfounded 2025active for 1 yearRue de l'Arbre-Sainte-Barbe 285, 4000 Liège, BelgiumKBO/BCE: BE 1028.170.702
Summary

ML Chauffage & Sanitaire has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23,645 and a net result of €20,645. Its solvency ranks better than 81% of 34,483 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Activity
Installation of electric heating, air conditioning, cooling and ventilation
NACE 43222
1 site
Size
€31,063total assets 2025
Equity
€23,645
Profit
€20,645
Turnover not published (micro format)
Financial health
72 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.7%
Structure
Accounts 52 days early
Why 72raises riskFounded in 20251 change of registered office in 24 monthsSize: total assets €31,063lowers riskLiquidity: current ratio 3.48, cash €20,271Show the evidence

Checked score

Score 2025
72 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 90% of its sector peers (NACE 43, micro)
Financial strength
Strong
Solvency 100
equity 76.1% of total assets
Liquidity 91
short-term debt 23.9% · cash 65.3%
Profitability 100
return on assets 66.5%
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,581 companies, NACE 43, micro)
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity ample (current ratio 3.48, above the usual 1.5; short-term debt: 23.9% and cash: 65.3% of total assets), and 23.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 90% on solvency, 88% on liquidity and 92% on profitability.

The bankruptcy probability was computed on 19-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2025
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 3.48, cash €20,271
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Size: total assets €31,063
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
52 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Registered officeRegistered-office move

Key points

  • Founded 12 months agofounded 26-09-2025 12 months View
  • Positive: Among the best 19% on solvencysector median 46.8% · 34,483 companies 76.1% View
  • Total assets 2025first financial year filed €31,063 View

By topic

Financials

Financial year
2025
Total assets
€31,063
Profit
€20,645
Solvency
76.1%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Installation of electric heating, air conditioning, cooling and…NACE 43222
Founded
26-09-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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