Equity
€141,074 ▲ 191%
ML BUILDING has made a profit in every financial year since 2022.
ML BUILDING
Lifetime
4 annual accounts with figures on one time axispeak €186,573 (2025)
€186,573▲ 112%
peak €92,580 (2025)
€92,580▲ 149×
peak €141,074 (2025)
€141,074▲ 191%
€166,773▲ 47.4%
peak 1 FTE (2025)
1 FTE
Board2 names since 2021
2 directorsNEZIRI Ismail and 1 other
Documentsfilings and deeds
15-10-202676 days late
2025financial year
Gross margin from €88,020 to €186,573Result from €622 to €92,580Equity from €48,494 to €141,074Debts from €113,136 to €166,773Investments €17,060
Key points
from the 2025 annual accountsResult
€92,580 ▲ 149×
The result rose in 2025 from €622 to €92,580.
Turnover
≈ €630,000 estimated
The accounts state no turnover.
Investments
€17,060 2.4 × depreciation
Green is investment, beige is depreciation. Machinery stands 545.3% higher than in 2024.
Liquidity
2.10 was 1.38 in 2024
Short-term debts rose from €112,786 to €138,893.
Filings
4 annual accounts 76 days
Latest accounts filed late: after the legal deadline.
Checked score
55
Fair
Financially stronger than 66% of micro companies in specialised construction (NACE 43)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.2% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.2%
01-2025: 2.2%● unchanged vs 12-2024
02-2025: 2.2%● unchanged vs 01-2025
03-2025: 2.2%● unchanged vs 02-2025
04-2025: 2.2%● unchanged vs 03-2025
05-2025: 2.2%● unchanged vs 04-2025
06-2025: 1.9%▼ -0.3 percentage points vs 05-2025
07-2025: 2.0%▲ +0.1 percentage points vs 06-2025
08-2025: 2.6%▲ +0.6 percentage points vs 07-2025
09-2025: 2.9%▲ +0.3 percentage points vs 08-2025
10-2025: 1.9%▼ -1.0 percentage point vs 09-2025
11-2025: 1.9%● unchanged vs 10-2025
12-2025: 1.9%● unchanged vs 11-2025
01-2026: 1.8%▼ -0.1 percentage points vs 12-2025lowest value
02-2026: 1.8%● unchanged vs 01-2026
03-2026: 1.9%▲ +0.1 percentage points vs 02-2026
04-2026: 1.9%● unchanged vs 03-2026
05-2026: 1.9%● unchanged vs 04-2026
06-2026: 1.9%● unchanged vs 05-2026
07-2026: 1.9%● unchanged vs 06-2026
08-2026: 2.8%▲ +0.9 percentage points vs 07-2026
09-2026: 3.2%▲ +0.4 percentage points vs 08-2026highest value
10-2026: 2.2%▼ -1.0 percentage point vs 09-2026
11-2026: 2.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 76 days late; 3 of the last 3 accounts late
Founded in 2021
Size: 1 FTE, total assets €307,847
Sector: Specialised construction activities (NACE 43)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 49% of them on solvency, 27% on liquidity, 92% on profitability and 96% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as ML BUILDING has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of ML BUILDING itself is higher: 2.2% within 12 months. It rests on far more data about ML BUILDING than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for ML BUILDING. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.1 (1.38 in 2024), above the usual 1.5. Short-term debt is 45.1% and cash 8.4% of total assets. However, 54.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
raises risk
raises risk · 2025 accounts filed 76 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-10-2026, 76 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filingsDeviation from the deadline
2025
76 days late
2024
61 days late
2023
61 days late
2022
87 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 71 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 8 October (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0774938542
Appointment: Halili Lutfi (director)
Gazette deed
Registered office moved from Diegem to Machelen
New registered office: Vilvoordelaan, Nr 73, 1830 Machelen · Previous registered office: PEGASUSLAAN 5- 1831 DIEGEM · Gazette deed
Incorporation
Founding capital of €2,000, 100 shares · Founder: NEZIRI Ismail · Appointment: NEZIRI Ismail (director) · published on 05-10-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ML BUILDING Machelen (Brab.) | €307,847 | €186,573 | 45.8% | 1 |
| ASTO Menen | €426,955 | €277,032 | 32.4% | 1 |
| Baldewijns Stellingbouw Bilzen-Hoeselt | €391,110 | €173,288 | 5.1% | 1.8 |
| Tecnibo Belgique Uccle | €283,845 | €193,370 | -522.0% | 1.3 |
| MOMMAERT Lennik | €334,086 | €90,655 | 26.0% | 1 |
| J.A.E.A ENDUIT Zaventem | €121,845 | €228,996 | 38.9% | 1 |
| DakyTech Grimbergen | €424,796 | €458,541 | 73.7% | 2.8 |
These companies have the same main activity as ML BUILDING: other building finishing work (NACE 43350). They are comparable in size and age: total assets between €122,000 and €427,000, founded between 2017 and 2023.
Official details
Source: KBO- Status
- Active since 01-10-2021Normal situation
- Activity
- Other building finishing workNACE 43350and 6 others
- Establishment unit
- 2.322.798.9191140 Evere, since 01-10-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Insights on ML BUILDING
The gross margin has grown every year since 2022. Solvency rose in 2025 from 30.0% to 45.8% because of the retained profit.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ML BUILDING
- What is the company number of ML BUILDING?
- The company number of ML BUILDING is 0774.938.542. The VAT number is the same number with BE in front: BE 0774.938.542.
- Where is ML BUILDING based?
- The registered office is at Vilvoordelaan 73, 1830 Machelen (Brab.).Company details
- What does ML BUILDING do?
- According to the KBO register, the main activity is other building finishing work (NACE 43350).
- What is the legal form of ML BUILDING?
- ML BUILDING is a private limited company (BV).
- When was ML BUILDING founded?
- ML BUILDING was founded on 01-10-2021.
- Is ML BUILDING still active?
- Yes, ML BUILDING is an active enterprise in the KBO register.
- How many employees does ML BUILDING have?
- ML BUILDING had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of ML BUILDING?
- The turnover in financial year 2025 is ≈ €630,000. This figure is estimated from the gross margin of €186,573 and 89 comparable companies (NACE 433). It probably lies between €430,000 and €930,000.
- Is ML BUILDING profitable?
- In financial year 2025, ML BUILDING made a profit of €92,580.
- Where can I find the annual accounts of ML BUILDING?
- ML BUILDING filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ML BUILDING due?
- ML BUILDING must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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