MKT OPTIC
ActiveSummary
The computed 12-month bankruptcy probability of MKT OPTIC is 1.8% (moderate). The 2025 annual accounts show negative equity (€-46k) and a net result of €-12k. Equity is shrinking by ~27.6% per year across the filed fiscal years. Its solvency ranks better than 5% of 10407 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability11▲+11
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.45 against 0.65 in 2024; short-term debt: 150.2% and cash: 24.8% of total assets), and equity is negative.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-65.8%
Return on assets
-16.5%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
192021222425
2019 to 2025 · latest year €-46k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
20 d late
2022
3 d late
2021
30 d late
2020
30 d late
2019
85 d late
2018
450 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€310k
EBIT margin
5.3%
Net result
€-12k▲ 89.9%
2024 · €-115k
Working capital
€-58k▼ 16.5%
2024 · €-50k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220242025
Turnover€310k
Operating result€28k▲ 683%€17k▼ 37.7%€16k▼ 6.3%€-101k-€-5k▲ 95.0%
Net result€18k▲ 4,062%€11k▼ 40.5%€9k▼ 16.0%€-115k-€-12k▲ 89.9%
EBIT margin5.3%
Equity€59k▲ 44.6%€70k▲ 18.4%€79k▲ 13.0%€-35k-€-46k▼ 33.6%
Total assets€279k▲ 22.0%€282k▲ 1.1%€263k▼ 6.8%€129k-€70k▼ 45.3%
Debt€220k▲ 17.0%€212k▼ 3.6%€184k▼ 13.3%€164k-€117k▼ 28.6%
Working capital€19k€56k▲ 201%€50k▼ 11.2%€-50k-€-58k▼ 16.5%
Staff (FTE)2=2=3.1-2▼ 35.5%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5k in 2025 against €101k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €70k
Fixed assets
€23k ▼ 38.4%
Current assets
€48k ▼ 48.1%
Key figures and ratios
EBITDA
€9k▲
2024 · €-75k
Cash flow
€2k▲
2024 · €-89k
Solvency
-65.8%▼
2024 · -26.9%
Current ratio
0.45▼
2024 · 0.65
Quick ratio
0.17▼
2024 · 0.37
Debt to equity
-2.52▲
2024 · -4.71
ROA
-16.5%▲
2024 · -89.2%
Interest coverage
1.37▲
2024 · -9.16
Debt ≤ 1 year
€106k▼
2024 · €142k
Debt > 1 year
€11k▼
2024 · €22k
Staff costs
€88k▼
2024 · €187k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | €310k | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | €202k | - | - | - |
| Remuneration, social security and pensions62 | - | - | €88k | €187k | €88k | ▼ 52.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €21k | €27k | €27k | €25k | €14k | ▼ 44.6% |
| Other operating charges640/8 | - | - | €2k | €14k | €6k | ▼ 58.1% |
| Gross operating margin9900 | €130k | €104k | €133k | €125k | €103k | ▼ 17.7% |
| Operating profit (loss)9901 | €28k | €17k | €16k | €-101k | €-5k | ▲ 95.0% |
| Financial income75/76B | - | - | €1k | €87 | €15 | ▼ 83.2% |
| Recurring financial income75 | €292 | €294 | €1k | €87 | €15 | ▼ 83.2% |
| Financial charges65/66B | - | - | €3k | €8k | €7k | ▼ 19.0% |
| Recurring financial charges65 | €2k | €3k | €3k | €8k | €7k | ▼ 19.0% |
| Profit (loss) for the period before taxes9903 | €26k | €15k | €15k | €-109k | €-12k | ▲ 89.3% |
| Income taxes67/77 | €8k | €4k | €5k | €6k | - | - |
| Profit (loss) for the period9904 | €18k | €11k | €9k | €-115k | €-12k | ▲ 89.9% |
| Profit (loss) for the period to be appropriated9905 | €18k | €11k | €9k | €-115k | €-12k | ▲ 89.9% |
| Line | 2020 | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €279k | €282k | €263k | €129k | €70k | ▼ 45.3% |
| Fixed assets21/28 | €153k | €127k | €102k | €37k | €23k | ▼ 38.4% |
| Tangible fixed assets22/27 | €134k | €108k | €82k | €18k | €4k | ▼ 79.2% |
| Plant, machinery and equipment23 | - | - | €0 | - | - | - |
| Furniture and vehicles24 | - | - | €26k | - | - | - |
| Other tangible fixed assets26 | - | - | €57k | €18k | €4k | ▼ 79.2% |
| Financial fixed assets28 | €19k | €19k | €19k | €19k | €19k | ▼ 0.6% |
| Current assets29/58 | €125k | €155k | €161k | €92k | €48k | ▼ 48.1% |
| Stocks and contracts in progress3 | €40k | €29k | €17k | €40k | €30k | ▼ 24.3% |
| Stocks30/36 | - | - | €17k | €40k | €30k | ▼ 24.3% |
| Amounts receivable within one year40/41 | €35k | €11k | €27k | €25k | €79 | ▼ 99.7% |
| Trade receivables40 | - | - | €27k | €25k | €79 | ▼ 99.7% |
| Other amounts receivable41 | - | - | €0 | - | - | - |
| Cash at bank and in hand54/58 | €48k | €113k | €117k | €27k | €17k | ▼ 35.5% |
| Deferred charges and accrued income490/1 | - | - | €0 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €279k | €282k | €263k | €129k | €70k | ▼ 45.3% |
| Equity10/15 | €59k | €70k | €79k | €-35k | €-46k | ▼ 33.6% |
| Contributions10/11 | €6k | - | €6k | €6k | €6k | = |
| Outside capital11 | - | - | €6k | - | - | - |
| Other1109/19 | - | - | €6k | - | - | - |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | - | - | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | - | - | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €51k | €62k | €71k | €-43k | €-54k | ▼ 27.2% |
| Amounts payable17/49 | €220k | €212k | €184k | €164k | €117k | ▼ 28.6% |
| Amounts payable after more than one year17 | €113k | €113k | €72k | €22k | €11k | ▼ 49.6% |
| Financial debts170/4 | - | - | €72k | €22k | €11k | ▼ 49.6% |
| Amounts payable within one year42/48 | €107k | €99k | €112k | €142k | €106k | ▼ 25.3% |
| Current portion of amounts payable after more than one year42 | - | - | €22k | €16k | €11k | ▼ 31.1% |
| Trade debts44 | €12k | €31k | €19k | €32k | €28k | ▼ 13.5% |
| Suppliers440/4 | - | - | €19k | €32k | €28k | ▼ 13.5% |
| Taxes, remuneration and social security45 | - | - | €31k | €31k | €30k | ▼ 4.1% |
| Taxes450/3 | - | - | €16k | €10k | €12k | ▲ 20.8% |
| Remuneration and social security454/9 | - | - | €15k | €21k | €18k | ▼ 16.0% |
| Other amounts payable47/48 | - | - | €39k | €62k | €37k | ▼ 40.7% |
| Line | 2020 | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €18k | €11k | €9k | €-115k | €-12k | ▲ 89.9% |
| + Depreciation and write-downs630 | €21k | €27k | €27k | €25k | €14k | ▼ 44.6% |
| Operating cash flow (approximation) | €39k | €37k | €36k | €-89k | €2k | ▲ 103% |
| Investment in fixed assets (approximation) | - | €0 | €-1k | - | €115 | - |
| Change in cash | - | €65k | €3k | - | €-10k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 20 days late
2024
31-12
Financial
Weakest financial yearnet €-115k
Net result drops to €-115k, the lowest in the series; recovery starts the following year.
2022
03-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2021
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
31-03
Financial
Highest result since 2019net €18k ▲4,062%
Operating result €28k, net result €18k, both a record.
24-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 85 days late
24-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 450 days late
2017
06-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 6 days late
29-03
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 515 days late
15-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 135 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Villers-la-Ville · 2 establishment units since 2013
Ground area
4,402 m²
Building footprint
9,533 m²
Volume, LiDAR
64,090 m³
3 parcels, Wallonia · tallest building 14.4 m, ±4 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
2 establishment units
Rue de Mons(H) 280, 7301 Boussu
since 20132.217.905.691
Via Fregona 3, 1490 Court-Saint-Etienne
since 20172.263.562.405
3 parcels
Wallonia
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25023A0664/00B002 | Wallonia | 2,406 m² | 1 · 692 m² | 14.4 m · 4 fl. |
| 25107A0082/00H000 | Wallonia | 1,044 m² | 1 · 80 m² | 9.9 m · 3 fl. |
| 53041A0129/00H004 | Wallonia | 952 m² | 1 · 8,762 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HV OPTO
BE 0832.763.806
Elsene · Eq €79,264
OPTIEK JO DEFERME
BE 0454.281.880
Houthalen-Helchteren · Eq €79,420
FRAMED BY L&E
BE 0692.827.844
Antwerpen · Eq €79,433
ZORA OPTIC
BE 0895.582.687
Rixensart · Eq €79,555
GODEFROID OPTIQUE
BE 0878.694.987
Sint-Jans-Molenbeek · Eq €78,881
Of 1,732 companies in sector 47742 we hold annual accounts for 1,137. 981 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-03-2013
Fiscal year end31-12
Activities, NACEBEL 2025
47742Retail sale of prescription glasses, lenses and sunglasses
Scores and ratios are computed by Checked and are not a credit decision.