Skip to content

MKM Ecoconstruct

Active
Private limited companyfounded 2024active for 1 yearGodensteenstraat 3, 3700 Tongeren-Borgloon, Belgium62 active companies are registered at this addressKBO/BCE: BE 1015.328.296
Summary

MKM Ecoconstruct has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €138,026 and a net result of €136,026. Its solvency ranks better than 80% of 34,356 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Other specialised construction activities
NACE 43990General construction of residential buildings NACE 41001
1 site
Size
€184,435total assets 2025
Equity
€138,026
Profit
€136,026
Turnover not published (micro format)
Financial health
92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
Accounts 25 days early
Why 92raises riskFounded in 2024Sector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 3.81, cash €75,452Equity €138,026 (74.8% of total assets)Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 87% of its sector peers (NACE 43, micro)
Financial strength
Strong
Solvency 100
equity 74.8% of total assets
Liquidity 91
short-term debt 25.2% · cash 40.9%
Profitability 100
return on assets 73.8%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,562 companies, NACE 43, micro)
Last 24 months 11-2025: 1.9% 12-2025: 1.9%● unchanged vs 11-2025 01-2026: 2.0%▲ +0.1 percentage points vs 12-2025 02-2026: 2.3%▲ +0.3 percentage points vs 01-2026 03-2026: 2.4%▲ +0.1 percentage points vs 02-2026 04-2026: 2.7%▲ +0.3 percentage points vs 03-2026 05-2026: 2.7%● unchanged vs 04-2026 06-2026: 3.0%▲ +0.3 percentage points vs 05-2026highest value 07-2026: 2.9%▼ -0.1 percentage points vs 06-2026 08-2026: 0.2%▼ -2.7 percentage points vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026lowest value 10-2026: 0.2%● unchanged vs 09-2026
Credit of up to €12,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity ample (current ratio 3.81, above the usual 1.5; short-term debt: 25.2% and cash: 40.9% of total assets), and 25.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 81% on solvency, 88% on liquidity and 93% on profitability.

The bankruptcy probability was computed on 16-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 3.81, cash €75,452
NBB · annual accounts
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Equity €138,026 (74.8% of total assets)
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
25 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: AMARA, Mohammed (director) ·…

Financials · financial year 2025, micro format

Equity
€138,026
Total assets
€184,435
Net result
€136,026
Working capital
€130,512

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Assets €184,435
Fixed assets €7,514
Current assets €176,921
Equity and liabilities €184,435
Equity €138,026
Debt €46,409
Debt finances 25.2% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€178,075
Cash flow
€138,965
Current ratio
3.81
Debt to equity
0.34
ROE
98.6%
ROA
73.8%
Interest coverage
over 100
Debt ≤ 1 year
€46,409
Income taxes
€39,032
Staff costs
€10,320

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 96.6% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
96.6% still going

For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 37 lines
Balance sheet Code2025
Assets
Total assets20/58€184,435
Fixed assets21/28€7,514
Tangible fixed assets22/27€7,464
Plant, machinery and equipment23€5,538
Furniture and vehicles24€1,926
Financial fixed assets28€50
Current assets29/58€176,921
Amounts receivable within one year40/41€100,099
Trade receivables40€94,679
Other amounts receivable41€5,420
Cash at bank and in hand54/58€75,452
Deferred charges and accrued income490/1€1,370
Equity and liabilities
Total equity and liabilities10/49€184,435
Equity10/15€138,026
Contributions10/11€2,000
Profit (loss) carried forward14€136,026
Amounts payable17/49€46,409
Amounts payable within one year42/48€46,409
Trade debts44€4,651
Suppliers440/4€4,651
Taxes, remuneration and social security45€41,758
Taxes450/3€39,047
Remuneration and social security454/9€2,711
Income statement Code2025
Remuneration, social security and pensions62€10,320
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,939
Other operating charges640/8€753
Gross operating margin9900€189,148
Operating profit (loss)9901€175,136
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€78
Recurring financial charges65€78
Profit (loss) for the period before taxes9903€175,058
Income taxes67/77€39,032
Profit (loss) for the period9904€136,026
Profit (loss) for the period to be appropriated9905€136,026
Appropriation of the result
Profit (loss) to be appropriated9906€136,026

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€10,320
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,939
Other operating charges640/8€753
Gross operating margin9900€189,148
Operating profit (loss)9901€175,136
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€78
Recurring financial charges65€78
Profit (loss) for the period before taxes9903€175,058
Income taxes67/77€39,032
Profit (loss) for the period9904€136,026
Profit (loss) for the period to be appropriated9905€136,026
Line2025
Assets
Total assets20/58€184,435
Fixed assets21/28€7,514
Tangible fixed assets22/27€7,464
Plant, machinery and equipment23€5,538
Furniture and vehicles24€1,926
Financial fixed assets28€50
Current assets29/58€176,921
Amounts receivable within one year40/41€100,099
Trade receivables40€94,679
Other amounts receivable41€5,420
Cash at bank and in hand54/58€75,452
Deferred charges and accrued income490/1€1,370
Equity and liabilities
Total equity and liabilities10/49€184,435
Equity10/15€138,026
Contributions10/11€2,000
Profit (loss) carried forward14€136,026
Amounts payable17/49€46,409
Amounts payable within one year42/48€46,409
Trade debts44€4,651
Suppliers440/4€4,651
Taxes, remuneration and social security45€41,758
Taxes450/3€39,047
Remuneration and social security454/9€2,711
Line2025
Profit (loss) for the period9904€136,026
+ Depreciation and write-downs630€2,939
Operating cash flow (approximation)€138,965

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 06-07-2026 2026-00253811

Similar companies · same sector, comparable size

Of the 15,151 active companies whose main activity is other specialised construction activities (NACE 43990), figures are known for 7,361. 6,098 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No sitting directors in the Gazette act read. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

MKM Ecoconstruct was incorporated on 21 October 2024 as a private limited company.1 The company has filed annual accounts once, for financial year 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
06-07
NBB filing Annual accounts filed
financial year 2025 · micro format
2024
23-10
Gazette deed Incorporation
Appointment: AMARA, Mohammed (director) · Founder · Founding capital10 facts ▸
  • Incorporation, “MKM Ecoconstruct” (deed in Dutch)
  • Founder, AMARA, Mohammed
  • Founding capital, €2,000
  • Other provision, “statuten door oprichter bepaald, statuten door oprichter bepaald zoals hierna opgegeven” (deed in Dutch)
  • Capital contribution
  • Other provision, “comparant, Uitwerking overgangsbepalingen” (deed in Dutch)
  • Registered office clause, “3700 Tongeren, Godensteenstraat 3” (deed in Dutch)
  • Board rule, 1
  • Director appointment, AMARA, Mohammed (director (not named in the articles))
  • Other provision, “Toegang tot beroep-toelatingen, comparant erkent notaris wees op mogelijke voorafgaande toelatingen of vergunningen en voorwaarden gelet op reglementering toega…” (deed in Dutch)
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded21-10-2024
Financial year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43990Other specialised construction activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:1015328296
Also 9925:BE1015328296
Registered 18-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 17 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 1015.328.296

Recognitions · licences · registrations

Legal Entity Identifier

254900SKBLOUD1U52P36
live in the LEI register

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
5,631 m²
Building footprint
1,071 m²
Building volume
8,744 m³
2 parcels, Flanders, Wallonia · tallest building 10.5 m. Linked by address, not a title deed.
62 companies at this address See who is registered here
1 establishment unit
MKM Ecoconstruct
Rue du Bon Air 212, 4040 HerstalOther specialised construction activities
since 2024unit no. 2.365.956.890
2 parcels
Flanders 1 (50%) Wallonia 1 (50%)
Cadastral parcel Region Area Buildings Height / floors
62315G0481/00A000 Wallonia 5,381 m² 1 · 805 m² 10.5 m · 3
73003C0307/00X000 Flanders 250 m² 1 · 266 m² 9.8 m · 1
How the parcels are linked
Good to know
Both parcels match the address exactly.

Articles of association

What the company does

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
MKM Ecoconstruct
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaams Gewest, exploitatiezetels oprichten of opheffen bij enkel besluit bestuursorgaan wanneer en waar nodig voor zover geen wijziging…” (deed in Dutch)

deed of 23-10-2024

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
“Artikel 11. Bevoegdheden van het bestuursorgaan Als er slechts één bestuurder is, is het geheel van de bevoegdheden van de bestuurders aan…”
Board ruleHow the board is made up, meets and takes decisions.
“Bestuursorgaan, met of zonder beperking van duur” (deed in Dutch)

deed of 23-10-2024

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
“Op naam, aandeelhouders voor hun effecten” (deed in Dutch)
Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
“Elke overdracht onder levenden,ten bezwarende of kosteloze titel,vrijwillig of gedwongen(uitsluiting en uittreding),in vruchtgebruik,blote…” (deed in Dutch)
Share issue ruleHow and by whom new shares can be issued.
“Inbreng in geld met uitgifte van nieuwe aandelen, ten minste 15 dagen te rekenen van dag openstelling intekening” (deed in Dutch)

deed of 23-10-2024

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
20 June at 10:00

deed of 23-10-2024

Oversight and winding up

Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor
Dissolution ruleWhen and by whom the company can be dissolved.
“Vormen vereist voor statutenwijziging, ontbinding op elk moment” (deed in Dutch)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Om welke reden en op welk ogenblik ook, bestuurder(s) in functie krachtens statuten indien geen andere vereffenaar benoemd” (deed in Dutch)

deed of 23-10-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Stortingsplicht, wettelijke interest verhoogd met twee ten honderd per jaar” (deed in Dutch)
Other provision: “Vaste of evenredige vergoeding, vergoeding bestuurders” (deed in Dutch)
Other provision: “Controle vennootschap, één of meerdere commissarissen” (deed in Dutch)
Other provision: “Alle besluiten behorende tot bevoegdheid algemene vergadering, Schriftelijke algemene vergadering” (deed in Dutch)
Other provision: “Door vennootschap ter beschikking gesteld elektronisch communicatiemiddel, Elektronische algemene vergadering” (deed in Dutch)
Other provision: “Toegang tot algemene vergadering, nog deelnemen zonder stemming” (deed in Dutch)
Other provision: “Bestuurder,bij gebrek aanwezige aandeelhouder met meeste aandelen,bij pariteit oudste, Zittingen-processen-verbaal” (deed in Dutch)
Other provision: “Bestuursorgaan, tijdens zitting” (deed in Dutch)
Other provision: “Bestemming winst-reserves-interimdividenden, algemene vergadering op voorstel bestuursorgaan” (deed in Dutch)
Liquidation distribution: “Netto actief onder alle aandeelhouders naar verhouding aantal aandelen,goederen in natura zelfde wijze, na aanzuivering…” (deed in Dutch)
Other provision: “Elke in buitenland wonende aandeelhouder,bestuurder,commissaris,vereffenaar,obligatiehouder, uitvoering statuten,alle…” (deed in Dutch)
Other provision: “Gemeen recht, bepalingen WVV waarvan niet geldig afgeweken geacht ingeschreven” (deed in Dutch)
3 more provisions in the deed, see the deed of 23-10-2024

deed of 23-10-2024