MKL DAKWERKEN
ActiveThe computed 12-month bankruptcy probability of MKL DAKWERKEN is 3.1% (moderate). The 2025 annual accounts show equity of €4k and a net result of €-3k. Its solvency ranks better than 20% of 27559 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
38
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability6▼-93
Solvency43▼-21
Growth32
Track record82
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.17 against 1.63 in 2024; short-term debt: 82.3% and cash: 37.5% of total assets), and 82.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.7%
Return on assets
-10.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 27559 sector peers (2025).
NBB · sector comparisonPosition among 27559 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
23 d early
2024
13 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€4k▼ 36.4%
2024 · €7k
2024: €7k
2024 → 2025
Total assets
€25k▲ 38.5%
2024 · €18k
2024: €18k
2024 → 2025
Net result
€-3k
2024 · €4k
2024: €4k
2024 → 2025
Working capital
€4k▼ 48.5%
2024 · €7k
2024: €7k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€7k-€4k▼ 36.4%
Operating result€6k-€-2k
Net result€4k-€-3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2k after €6k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €25k
Fixed assets
€837
Current assets
€24k
Equity and liabilities €25k
Equity
€4k▼ 36.4%
Debt
€20k▲ 85.6%
The debt ratio rises from 61.4% to 82.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-1k
Cash flow
€-2k
Solvency
17.7%▼
2024 · 38.6%
Current ratio
1.17▼
2024 · 1.63
Quick ratio
1.17▼
2024 · 1.63
Debt / equity
4.64▲
2024 · 1.59
ROE
-57.2%▼
2024 · 63.8%
ROA
-10.1%▼
2024 · 24.6%
Interest coverage
-1.71
Debt
€20k▲
2024 · €11k
Debt ≤ 1 year
€20k▲
2024 · €11k
Income taxes
€160▼
2024 · €1k
Staff costs
€815▲
2024 · €584
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€18k€25k▲
Fixed assets21/28-€837
Tangible fixed assets22/27-€837
Furniture and vehicles24-€837
Current assets29/58€18k€24k▲
Amounts receivable within one year40/41€1k€11k▲
Trade receivables40-€9k
Other amounts receivable41€1k€2k▲
Cash at bank and in hand54/58€13k€9k▼
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€18k€25k▲
Equity10/15€7k€4k▼
Contributions10/11€3k€3k=
Reserves13€4k€4k=
Distributable reserves133€4k€4k=
Profit (loss) carried forward14-€-3k
Amounts payable17/49€11k€20k▲
Amounts payable within one year42/48€11k€20k▲
Trade debts44€1k€0▼
Suppliers440/4€1k€0▼
Taxes, remuneration and social security45€9k€9k▲
Taxes450/3€1k€160▼
Remuneration and social security454/9€8k€9k▲
Other amounts payable47/48€824€11k▲
Income statement
Code20242025
Remuneration, social security and pensions62€584€815▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€419
Other operating charges640/8€655€1k▲
Gross operating margin9900€7k€761▼
Operating profit (loss)9901€6k€-2k▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€124€714▲
Recurring financial charges65€124€714▲
Profit (loss) for the period before taxes9903€6k€-2k▼
Income taxes67/77€1k€160▼
Profit (loss) for the period9904€4k€-3k▼
Profit (loss) for the period to be appropriated9905€4k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€-3k▼
Transfer to equity691/2€4k-
To other reserves6921€4k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lusthofstraat 283550 Heusden-ZolderGround area
852 m²
Building footprint
164 m²
Volume, LiDAR
901 m³
Parcel 71502C0577/00L000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MKL DAKWERKEN
since 20232.352.468.843
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71502C0577/00L000 | Flanders | 852 m² | 1 · 164 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HOMBERT TOITURES
BE 0501.913.533
Ferrières · Eq €4k
ENTREPRISE GENERALE DE TOITURE (E.G.T)
BE 0479.342.128
Liège · Eq €4k
2N TOITURE
BE 1013.341.182
Neufchâteau · Eq €4k
INTERIEUR & RENOVATIE BC
BE 1006.739.739
Genk · Eq €4k
ATHOITURE
BE 0762.860.260
Ath · Eq €4k
Of 8,564 companies in sector 43410 we hold annual accounts for 4,354. 1,320 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-11-2023
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.