Starting capital
€25,000 100 shares
MKH Flex
Lifetime
1 annual account with figurespeak -€14,759 (2025)
-€14,759
lowest -€15,174 (2025)
-€15,174
peak €9,826 (2025)
€9,826
€4,097
Board2 names since 2025
2 directorsLUNDEMBA KUZAYA Henri Maria and 1 other
Documentsfilings and deeds
14-08-202614 days late
2025micro format
Loss of €15,174Incorporation 11-091 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsBoard
1 left
A director left. Latest change 03-08-2026 · 1 in office.
Position in the sector
-€15,174
Lower net result than 84% of companies in food and beverage service. Sector median €4,886 · 17,134 companies.
2025 accounts filed 14 days after the deadlineTurnover not published (micro format)
Checked score
50
Fair
Financially stronger than 42% of micro companies in food and beverage service (NACE 56)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
3.1% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,791 companies (NACE 56, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Financial strengthAverage
Score breakdown
raises risk
Sector: Food and beverage service activities (NACE 56)
Founded in 2025
Liquidity: current ratio 1.54, cash €190
lowers risk
Equity €9,826 (70.6% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 84% of them on solvency, 34% on liquidity and 8% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 584 companies had the same profile as MKH Flex has now. Each dot stands for 2 companies, two years later.
92.6%
were still trading
6.0%
stopped another way
1.4%
went bankrupt
The bankruptcy probability of MKH Flex itself is higher: 3.1% within 12 months. It rests on far more data about MKH Flex than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 584 companies, not a prediction for MKH Flex. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is ample, with a current ratio of 1.54, above the usual 1.5. Short-term debt is 29.4% and cash 1.4% of total assets. 29.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 14 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
14 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- MOHAMED Kardo Kamran founderdeed of 11-09-2025
- LUNDEMBA KUZAYA Henri Maria founderdeed of 11-09-2025
- ISMAIL Mustafa Ismail founderdeed of 11-09-2025
Recent changes
Resignation: Mustafa Ismail (director)
General meeting of 03-08-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1027394306
Incorporation
Founding capital of €25,000, 100 shares · Founders: MOHAMED Kardo Kamran, LUNDEMBA KUZAYA Henri Maria and ISMAIL Mustafa Ismail · Appointments: ISMAIL Mustafa Ismail (director) and LUNDEMBA KUZAYA Henri Maria (director) · published on 11-09-2025 · Gazette deed
First establishment
Zandstraat 74, Herentals
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| MKH Flex Herentals | €13,923 | -€14,759 | 70.6% | - |
| Pintong Woluwe-Saint-Lambert | €15,449 | -€5,409 | -8.2% | - |
| ROBERT TABLE PARTAGEE Donceel | €14,336 | -€3,468 | -22.0% | - |
| DE FOOD Comines-Warneton | €11,308 | -€3,257 | 9.5% | - |
| PANE Zoersel | €16,236 | -€1,192 | -48.9% | - |
| COWGIRL JESSY Mechelen | €10,014 | -€11,455 | 74.6% | - |
| Brasserie Drop OFF Zaventem | €15,418 | €418 | 99.3% | - |
These companies have the same main activity as MKH Flex: full-service restaurants (NACE 56111). They are comparable in size and age: total assets between €10,000 and €16,200, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 09-09-2025Normal situation
- Activity
- Full-service restaurantsNACE 56111and 1 other
- Establishment unit
- 2.378.853.1402200 Herentals, since 09-09-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 01-10-2025
Insights on MKH Flex
The computed 12-month bankruptcy probability of MKH Flex is 3.1% (moderate). The annual accounts of MKH Flex for financial year 2025 show a net loss of 109% of total assets.
The 2025 annual accounts show equity of €9,826 and a net result of -€15,174. Its solvency ranks better than 84% of 17,158 sector peers (NACE 56, financial year 2025).
The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about MKH Flex
- What is the company number of MKH Flex?
- The company number of MKH Flex is 1027.394.306. The VAT number is the same number with BE in front: BE 1027.394.306.
- Where is MKH Flex based?
- The registered office is at Zandstraat 74, 2200 Herentals.Company details
- What does MKH Flex do?
- According to the KBO register, the main activity is full-service restaurants (NACE 56111).
- What is the legal form of MKH Flex?
- MKH Flex is a private limited company (BV).
- When was MKH Flex founded?
- MKH Flex was founded on 09-09-2025.
- Is MKH Flex still active?
- Yes, MKH Flex is an active enterprise in the KBO register.
- What is the turnover of MKH Flex?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is MKH Flex profitable?
- In financial year 2025, MKH Flex made a loss of €15,174.
- Where can I find the annual accounts of MKH Flex?
- MKH Flex filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark Estimate what this company is worth.Value indication
See how customers, suppliers and banks see your own company and what to improve first.