Liquidity
2.11 was 0.29 in 2024
Short-term debts fell from €9,777 to €8,041.
MK & D
Lifetime
9 annual accounts with figures on one time axispeak €27,827 (2022)
€19,492▲ €21,726
lowest -€10,128 (2020)
€15,663▲ €23,565
peak €16,374 (2019)
€11,715▲ €15,662
€8,041▼ 17.8%
Board5 names since 2017
1 director
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from -€2,234 to €19,492Back to profit: €15,663Equity from -€3,947 to €11,715Debts from €9,777 to €8,041Cash from €246 to €15,638
Key points
from the 2025 annual accountsFilings
9 annual accounts 3 late
The 2022 accounts came latest: 35 days after the end of the period.
Position in the sector
€11,715
Less equity than 82% of companies in specialised construction. Sector median €57,824 · 37,191 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 26,969 companies had the same profile as MK & D has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,969 companies, not a prediction for MK & D. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0674818013
Transfer of 94 shares from to
Appointment: (director and manager) · Resignation: (director and manager) · Director discharge: · General meeting of 15-04-2024 · Gazette deed
Transfer of 94 shares from to
Resignation: (manager) · Appointment: (director and manager) · General meeting of 16-08-2023 · Gazette deed
New director
appointed, resigned · Transfer of 2 shares from to · Transfer of 90 shares from to · General meeting of 01-10-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| MK & D Namur | €19,756 | €19,492 | 59.3% | - |
| AZ CREATION Brussels | €23,178 | €13,508 | 2.2% | - |
| FLORI TOP Schaerbeek | €22,170 | €25,111 | 30.1% | - |
| TOMEZINHO CONSTRUCT Anderlecht | €14,201 | €13,611 | 56.8% | - |
| Transformation, Etude et Rénovation Sambreville | €36,925 | €26,699 | 80.4% | - |
| Kane Tech Schaerbeek | €14,041 | €10,505 | -283.7% | - |
| TTTCompany Jette | €30,963 | €20,736 | 84.5% | - |
These companies have the same main activity as MK & D: insulation installation (NACE 43230). They are comparable in size and age: total assets between €14,000 and €36,900, founded between 2016 and 2020.
Official details
Source: KBO- Status
- Active since 25-04-2017Normal situation
- Activity
- Insulation installationNACE 43230and 3 others
- Establishment unit
- 2.263.903.1905001 Namur, since 01-05-2017
- Financial year end
- 31 December
- Peppol
- Reachable since 10-01-2026
Insights on MK & D
MK & D files the micro format. That format states no turnover. The gross margin rose from -€584 in 2017 to €19,492 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about MK & D
- What is the company number of MK & D?
- The company number of MK & D is 0674.818.013. The VAT number is the same number with BE in front: BE 0674.818.013.
- Where is MK & D based?
- The registered office is at Avenue du Printemps 40, 5001 Namur.Company details
- What does MK & D do?
- According to the KBO register, the main activity is insulation installation (NACE 43230).
- What is the legal form of MK & D?
- MK & D is a private limited company (pre-2019) (BVBA).
- When was MK & D founded?
- MK & D was founded on 25-04-2017.
- Is MK & D still active?
- Yes, MK & D is an active enterprise in the KBO register.
- What is the turnover of MK & D?
- The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €19,492 and 32 comparable companies (NACE 43230). It probably lies between €100,000 and €420,000. It is a rough estimate. In financial year 2021 turnover was €54,574.Financials
- Is MK & D profitable?
- In financial year 2025, MK & D made a profit of €15,663.
- Where can I find the annual accounts of MK & D?
- MK & D filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of MK & D due?
- MK & D must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
See how customers, suppliers and banks see your own company and what to improve first.