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MJSXpertise

Active
Private limited companyfounded 20242 yrs activeStanislaw Maczekpark 15, 9100 Sint-Niklaas, BelgiumKBO/BCE: BE 1010.680.810
Summary

MJSXpertise has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25,334 and a net result of €90,334. Its solvency ranks better than 26% of 31958 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
Axes
Profitability100
Solvency49
Growth-
Track record67
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity tight (current ratio 1.28; short-term debt: 76% and cash: 86.5% of total assets), and 76% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
24%
Return on assets
85.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
18 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

MJSXpertise was incorporated on 24 June 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€25,334
Total assets
€105,505
Net result
€90,334
Working capital
€22,285

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €104,020
Fixed assets €1,564
Current assets €102,456
Equity and liabilities €105,505
Equity €25,334
Debt €80,171
Debt finances 76.0% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€102,656
Cash flow
€91,527
Current ratio
1.28
Debt to equity
3.16
ROE
356.6%
ROA
85.6%
Interest coverage
48.21
Debt ≤ 1 year
€80,171
Income taxes
€9,000
Staff costs
€1,338

Peer companies

Historical observation

Of the 7,976 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
3.6% went bankrupt
1.8% stopped otherwise
94% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 34 lines
Balance sheet Code2025
Assets
Total assets20/58€105,505
Formation expenses20€1,485
Fixed assets21/28€1,564
Tangible fixed assets22/27€1,564
Plant, machinery and equipment23€1,564
Current assets29/58€102,456
Amounts receivable within one year40/41€11,092
Trade receivables40€11,092
Cash at bank and in hand54/58€91,282
Deferred charges and accrued income490/1€82
Equity and liabilities
Total equity and liabilities10/49€105,505
Equity10/15€25,334
Profit (loss) carried forward14€25,334
Amounts payable17/49€80,171
Amounts payable within one year42/48€80,171
Trade debts44€1,343
Suppliers440/4€1,343
Taxes, remuneration and social security45€1,595
Taxes450/3€1,595
Other amounts payable47/48€77,233
Income statement Code2025
Remuneration, social security and pensions62€1,338
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,193
Other operating charges640/8€913
Gross operating margin9900€104,907
Operating profit (loss)9901€101,463
Financial charges65/66B€2,129
Recurring financial charges65€2,129
Profit (loss) for the period before taxes9903€99,334
Income taxes67/77€9,000
Profit (loss) for the period9904€90,334
Profit (loss) for the period to be appropriated9905€90,334
Appropriation of the result
Profit (loss) to be appropriated9906€90,334
Profit to be distributed694/7€65,000
Return on contributions (dividend)694€65,000

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€1,338
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,193
Other operating charges640/8€913
Gross operating margin9900€104,907
Operating profit (loss)9901€101,463
Financial charges65/66B€2,129
Recurring financial charges65€2,129
Profit (loss) for the period before taxes9903€99,334
Income taxes67/77€9,000
Profit (loss) for the period9904€90,334
Profit (loss) for the period to be appropriated9905€90,334
Line2025
Assets
Total assets20/58€105,505
Formation expenses20€1,485
Fixed assets21/28€1,564
Tangible fixed assets22/27€1,564
Plant, machinery and equipment23€1,564
Current assets29/58€102,456
Amounts receivable within one year40/41€11,092
Trade receivables40€11,092
Cash at bank and in hand54/58€91,282
Deferred charges and accrued income490/1€82
Equity and liabilities
Total equity and liabilities10/49€105,505
Equity10/15€25,334
Profit (loss) carried forward14€25,334
Amounts payable17/49€80,171
Amounts payable within one year42/48€80,171
Trade debts44€1,343
Suppliers440/4€1,343
Taxes, remuneration and social security45€1,595
Taxes450/3€1,595
Other amounts payable47/48€77,233
Line2025
Profit (loss) for the period9904€90,334
+ Depreciation and write-downs630€1,193
Operating cash flow (approximation)€91,527

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
18-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
1,797 m²
Building footprint
295 m²
Volume, LiDAR
3,100 m³
Parcel 46445D1073/00N002, Flanders · tallest building 15.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
MJSXpertise
Stanislaw Maczekpark 15, 9100 Sint-NiklaasIT consultancy
since 20242.360.833.213
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46445D1073/00N002 Flanders 1,797 m² 1 · 295 m² 15.4 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,646 companies in sector 70200 we hold annual accounts for 52,627. 33,016 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded24-06-2024
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
62200Computer consultancy and computer facilities management
85592Vocational training
E-invoicing
Reachable via Peppol
Peppol ID 0208:1010680810
Also 9925:BE1010680810
Registered 17-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.