MJRAMEN
ActiveThe computed 12-month bankruptcy probability of MJRAMEN is 1.7% (moderate). The 2025 annual accounts show equity of €269k and a net result of €68k. Equity is growing by ~34.4% per year across the filed fiscal years. Its solvency ranks better than 77% of 27711 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▲+2
Solvency97▲+13
Growth78=
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 3.63 against 2.48 in 2024; short-term debt: 26.9% and cash: 62.4% of total assets), and 27.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.3%
Return on assets
18.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
3 d early
2024
3 d early
2023
5 d early
2022
6 d early
2021
13 d early
2020
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€269k▼ 6.8%
2024 · €289k
2020: €35k
2021: €93k
2022: €121k
2023: €206k
2024: €289k
2020 → 2025
Total assets
€372k▼ 23.9%
2024 · €489k
2020: €293k
2021: €293k
2022: €390k
2023: €388k
2024: €489k
2020 → 2025
Net result
€68k▼ 17.5%
2024 · €83k
2020: €31k
2021: €58k
2022: €28k
2023: €86k
2024: €83k
2020 → 2025
Working capital
€263k▼ 8.4%
2024 · €288k
2020: €-14k
2021: €54k
2022: €98k
2023: €198k
2024: €288k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€93k-€121k▲ 29.3%€206k▲ 70.4%€289k▲ 40.3%€269k▼ 6.8%
Operating result€81k-€44k▼ 46.4%€124k▲ 185%€121k▼ 2.4%€98k▼ 19.1%
Net result€58k-€28k▼ 51.4%€86k▲ 204%€83k▼ 3.4%€68k▼ 17.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 19% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €372k
Fixed assets
€9k▲ 27.5%
Current assets
€363k▼ 24.6%
Equity and liabilities €372k
Equity
€269k▼ 6.8%
Debt
€103k▼ 48.4%
The debt ratio falls from 41.0% to 27.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€100k▼
2024 · €129k
Cash flow
€70k▼
2024 · €91k
Solvency
72.3%▲
2024 · 59.0%
Current ratio
3.63▲
2024 · 2.48
Quick ratio
3.27▲
2024 · 2.39
Debt / equity
0.38▼
2024 · 0.69
ROE
25.4%▼
2024 · 28.7%
ROA
18.4%▲
2024 · 16.9%
Interest coverage
30.29▲
2024 · 21.62
Debt
€103k▼
2024 · €200k
Debt ≤ 1 year
€100k▼
2024 · €195k
Income taxes
€27k▼
2024 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€489k€372k▼
Fixed assets21/28€7k€9k▲
Tangible fixed assets22/27€7k€9k▲
Plant, machinery and equipment23€2k€2k=
Furniture and vehicles24€5k€7k▲
Current assets29/58€482k€363k▼
Stocks and contracts in progress3€17k€36k▲
Contracts in progress37€17k€36k▲
Amounts receivable within one year40/41€177k€95k▼
Trade receivables40€157k€50k▼
Other amounts receivable41€20k€45k▲
Cash at bank and in hand54/58€288k€232k▼
Equity and liabilities
Total equity and liabilities10/49€489k€372k▼
Equity10/15€289k€269k▼
Contributions10/11€5k€5k=
Reserves13€284k€264k▼
Distributable reserves133€284k€264k▼
Amounts payable17/49€200k€103k▼
Amounts payable within one year42/48€195k€100k▼
Financial debts43€1k-
Credit institutions430/8€1k-
Trade debts44€94k€19k▼
Suppliers440/4€94k€19k▼
Advances received on contracts in progress46€15k€59k▲
Taxes, remuneration and social security45€14k€2k▼
Taxes450/3€14k€2k▼
Other amounts payable47/48€70k€20k▼
Accrued charges and deferred income492/3€6k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€2k▼
Other operating charges640/8€1k€6k▲
Gross operating margin9900€130k€106k▼
Operating profit (loss)9901€121k€98k▼
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€6k€3k▼
Recurring financial charges65€6k€3k▼
Profit (loss) for the period before taxes9903€117k€96k▼
Income taxes67/77€35k€27k▼
Profit (loss) for the period9904€83k€68k▼
Profit (loss) for the period to be appropriated9905€83k€68k▼
Appropriation of the result
Profit (loss) to be appropriated9906€83k€68k▼
Transfer from equity791/2-€88k
Transfer to equity691/2€83k€68k▼
To other reserves6921€83k€68k▼
Profit to be distributed694/7-€88k
Return on contributions (dividend)694-€88k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2020net €86k ▲204%
Operating result €124k, net result €86k, both a record.
31-12
Financial
Equity above €200kEq €206k ▲70.4%
4 profitable years in a row build equity to €206k.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €28k ▼51.4%
Net result drops to €28k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €121k ▲29.3%
3 profitable years in a row build equity to €121k.
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bethaniëlei 292970 SchildeGround area
2,002 m²
Building footprint
174 m²
Volume, LiDAR
913 m³
Parcel 11039A0185/00E034, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MJRAMEN
since 20192.296.833.702
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11039A0185/00E034 | Flanders | 2,002 m² | 1 · 174 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PHILWOODDESIGN
BE 0891.108.217
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BE 0707.626.876
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DEVRIESE DIRK
BE 0479.963.126
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Hoboma
BE 0422.409.363
Moorslede · Eq €269k
ANSEEUW GILLES
BE 0547.598.949
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Of 20,026 companies in sector 43320 we hold annual accounts for 9,136. 7,046 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-12-2019
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.