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MJP & T

Active
Private limited companyfounded 200224 yrs activeKerkstraat 26, 2235 Hulshout, BelgiumKBO/BCE: BE 0478.295.419
Summary

MJP & T has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €90,525 and a net result of €6,038. Equity is growing by ~15.7% per year across the filed fiscal years. Its solvency ranks better than 56% of 22026 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisWatch ReportCompare
MJP & TActiveChecked score 82/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of newspapers and periodicals
NACE 47621NACE 47620NACE 71340
2 sites
Size
€218,178total assets 2025
Equity
€90,525
Profit
€6,038
Turnover not published (abridged schema)
Financial health
82 Excellent Checked score 2025
Bankruptcy chance 12 m
0.4%
Structure
Accounts on time0 of 6 deeds read
Why 82- Figures for FY 2025 (filed 31-10-2025)- Sector Retail trade (NACE 47)+ Founded in 2002+ Liquidity: current ratio 1.48, cash €23,804Show the evidence

Checked score

Score 2025
82 / 100
Excellent
Probability in this band: under 0.55%
Better than 43% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 66-9
equity 41.5% of total assets
Liquidity 40+1
short-term debt 47.5% · cash 10.9%
Profitability 56+2
return on assets 2.8%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,156 companies)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● 0.0% vs 11-2024 01-2025: 0.3%● 0.0% vs 12-2024 02-2025: 0.3%● 0.0% vs 01-2025 03-2025: 0.3%● 0.0% vs 02-2025 04-2025: 0.3%▼ -1.2% vs 03-2025 05-2025: 0.3%● 0.0% vs 04-2025 06-2025: 0.3%● 0.0% vs 05-2025 07-2025: 0.4%▲ +11.9% vs 06-2025 08-2025: 0.4%▼ -2.2% vs 07-2025 09-2025: 0.3%▼ -2.5% vs 08-2025 10-2025: 0.5%▲ +55.0% vs 09-2025highest value 11-2025: 0.2%▼ -54.3% vs 10-2025 12-2025: 0.2%● 0.0% vs 11-2025 01-2026: 0.2%● 0.0% vs 12-2025 02-2026: 0.2%● 0.0% vs 01-2026 03-2026: 0.2%● 0.0% vs 02-2026 04-2026: 0.2%▼ -1.2% vs 03-2026lowest value 05-2026: 0.2%● 0.0% vs 04-2026lowest value 06-2026: 0.2%● 0.0% vs 05-2026lowest value 07-2026: 0.3%▲ +12.3% vs 06-2026 08-2026: 0.3%▼ -2.2% vs 07-2026 09-2026: 0.3%▼ -3.7% vs 08-2026 10-2026: 0.4%▲ +74.0% vs 09-2026
  • Figures for FY 2025 (filed 31-10-2025) raises the probability
  • Founded in 2002 lowers the probability for this profile
  • Sector Retail trade (NACE 47) raises the probability
  • Liquidity: current ratio 1.48, cash €23,804 lowers the probability
Credit up to €7,000 at 30 days acceptable
Liquidity tight (current ratio 1.48 against 1.91 in 2024; short-term debt: 47.5% and cash: 10.9% of total assets), and 58.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 56%, liquidity 38%, profitability 40%, growth against the median 38%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Figures for FY 2025 (filed 31-10-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 2002
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Sector Retail trade (NACE 47)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Liquidity: current ratio 1.48, cash €23,804
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
29 d late
2021
22 d late
2020
30 d late
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 12 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 31 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
31-03-2026 close05-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Positive: 7 profitable years in a rowprofit 2025: €6,038 7 years View
  • Total assets 20256 fiscal years filed €218,178 View
  • Active since 2002founded 10-09-2002 24 years View

By topic

Financials

Fiscal year
2025
Total assets
€218,178
Profit
€6,038
Solvency
41.5%
Total assets▲ 20.3%
Net result
20192025
Go to Financials

Timeline

Events
11
Since
2016
Next accounts
by 31-10-2026
  1. 31-10-2025Annual accounts filed
  2. 31-10-2024Annual accounts filed
  3. 31-10-2023Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Retail sale of newspapers and periodicalsNACE 47621
Founded
10-09-2002
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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