MJJK
ActiveSummary
MJJK has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €341,485 and a net result of €109,701. Equity is growing by ~45.2% per year across the filed fiscal years. Its solvency ranks better than 80% of 18716 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability97▲+22
Solvency95▲+9
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 3.27 against 2.66 in 2024; short-term debt: 29.2% and cash: 31.9% of total assets), and 30% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70%
Return on assets
22.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
29 d late
2022
27 d late
2021
on the day
2020
8 d late
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 9 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 31 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close30-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€341,485▲ 47.3%
2024 · €231,784
Total assets
€487,783▲ 28.3%
2024 · €380,140
Net result
€109,701▲ 293%
2024 · €27,879
Working capital
€324,000▲ 43.5%
2024 · €225,764
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€82,652▼ 28.7%€86,872▲ 5.1%€95,671▲ 10.1%€50,949▼ 46.7%€174,578▲ 243%
Net result€54,237within the sector's middle half▼ 49.1%€54,232within the sector's middle half=€65,972above the sector's middle half▲ 21.6%€27,879above the sector's middle half▼ 57.7%€109,701above the sector's middle half▲ 293%
Equity€83,701below the sector's middle half▲ 184%€137,933within the sector's middle half▲ 64.8%€203,905above the sector's middle half▲ 47.8%€231,784above the sector's middle half▲ 13.7%€341,485above the sector's middle half▲ 47.3%
Total assets€336,863below the sector's middle half▼ 2.8%€304,199below the sector's middle half▼ 9.7%€389,203above the sector's middle half▲ 27.9%€380,140above the sector's middle half▼ 2.3%€487,783above the sector's middle half▲ 28.3%
Debt€253,162▼ 20.1%€166,266▼ 34.3%€185,298▲ 11.4%€148,356▼ 19.9%€146,299▼ 1.4%
Working capital€181,639within the sector's middle half▼ 18.2%€191,133within the sector's middle half▲ 5.2%€236,433above the sector's middle half▲ 23.7%€225,764above the sector's middle half▼ 4.5%€324,000above the sector's middle half▲ 43.5%
Solvency24.8%within the sector's middle half▲ 16.3pp45.3%within the sector's middle half▲ 20.5pp52.4%within the sector's middle half▲ 7.0pp61.0%within the sector's middle half▲ 8.6pp70.0%above the sector's middle half▲ 9.0pp
Current ratio2.21within the sector's middle half▼ 0.652.76above the sector's middle half▲ 0.562.60within the sector's middle half▼ 0.172.66within the sector's middle half▲ 0.063.27above the sector's middle half▲ 0.62
Return on assets (ROA)16.1%above the sector's middle half▼ 14.7pp17.8%above the sector's middle half▲ 1.7pp17.0%above the sector's middle half▼ 0.9pp7.3%within the sector's middle half▼ 9.6pp22.5%above the sector's middle half▲ 15.2pp
Staff (FTE)1.8within the sector's middle half▲ 5.9%2.2within the sector's middle half▲ 22.2%3.1▲ 40.9%2.6▼ 16.1%3▲ 15.4%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 243% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €487,783
Fixed assets
€21,324 ▲ 16.5%
Current assets
€466,459 ▲ 28.9%
Equity and liabilities €487,783
Equity
€341,485 ▲ 47.3%
Debt
€146,299 ▼ 1.4%
Debt's share of the balance-sheet total falls from 39.0% to 30.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€178,862▲
2024 · €53,041
Cash flow
€113,984▲
2024 · €29,970
Quick ratio
1.24▼
2024 · 1.24
Debt to equity
0.43▼
2024 · 0.64
ROE
32.1%▲
2024 · 12.0%
Interest coverage
13.57▲
2024 · 5.60
Debt ≤ 1 year
€142,459▲
2024 · €136,075
Debt > 1 year
€0▼
2024 · €8,626
Income taxes
€52,344▲
2024 · €14,105
Staff costs
€100,066▲
2024 · €84,061
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €67,200 | €76,054 | €84,061 | €100,066 | ▲ 19.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | €2,091 | €4,283 | ▲ 105% |
| Other operating charges640/8 | - | €469 | €479 | €525 | €1,433 | ▲ 173% |
| Gross operating margin9900 | €152,832 | €154,541 | €172,204 | €137,627 | €280,361 | ▲ 104% |
| Operating profit (loss)9901 | €82,652 | €86,872 | €95,671 | €50,949 | €174,578 | ▲ 243% |
| Financial income75/76B | - | €4,046 | €7,134 | €511 | €643 | ▲ 25.9% |
| Recurring financial income75 | €948 | €4,046 | €7,134 | €511 | €643 | ▲ 25.9% |
| Financial charges65/66B | - | €10,253 | €5,782 | €9,476 | €13,176 | ▲ 39.0% |
| Recurring financial charges65 | €3,369 | €10,253 | €5,782 | €9,476 | €13,176 | ▲ 39.0% |
| Profit (loss) for the period before taxes9903 | €80,230 | €80,664 | €97,023 | €41,984 | €162,045 | ▲ 286% |
| Income taxes67/77 | €25,993 | €26,432 | €31,051 | €14,105 | €52,344 | ▲ 271% |
| Profit (loss) for the period9904 | €54,237 | €54,232 | €65,972 | €27,879 | €109,701 | ▲ 293% |
| Profit (loss) for the period to be appropriated9905 | €54,237 | €54,232 | €65,972 | €27,879 | €109,701 | ▲ 293% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €336,863 | €304,199 | €389,203 | €380,140 | €487,783 | ▲ 28.3% |
| Fixed assets21/28 | €4,670 | €4,670 | €4,670 | €18,301 | €21,324 | ▲ 16.5% |
| Tangible fixed assets22/27 | - | - | - | €13,610 | €21,324 | ▲ 56.7% |
| Other tangible fixed assets26 | - | - | - | €13,610 | €21,324 | ▲ 56.7% |
| Financial fixed assets28 | €4,670 | €4,670 | €4,670 | €4,692 | €0 | ▼ 100% |
| Current assets29/58 | €332,193 | €299,529 | €384,533 | €361,839 | €466,459 | ▲ 28.9% |
| Stocks and contracts in progress3 | €224,168 | €169,174 | €213,912 | €192,645 | €289,685 | ▲ 50.4% |
| Stocks30/36 | - | €169,174 | €213,912 | €192,645 | €289,685 | ▲ 50.4% |
| Amounts receivable within one year40/41 | €9,933 | €34,396 | €18,615 | €44,492 | €16,292 | ▼ 63.4% |
| Trade receivables40 | - | €13,457 | €15,434 | €23,807 | €8,542 | ▼ 64.1% |
| Other amounts receivable41 | - | €20,939 | €3,181 | €20,684 | €7,750 | ▼ 62.5% |
| Current investments50/53 | - | - | - | - | €4,740 | - |
| Cash at bank and in hand54/58 | €98,092 | €93,454 | €148,613 | €124,702 | €155,742 | ▲ 24.9% |
| Deferred charges and accrued income490/1 | - | €2,505 | €3,393 | €0 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €336,863 | €304,199 | €389,203 | €380,140 | €487,783 | ▲ 28.3% |
| Equity10/15 | €83,701 | €137,933 | €203,905 | €231,784 | €341,485 | ▲ 47.3% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €65,101 | €119,333 | €185,305 | €213,184 | €322,885 | ▲ 51.5% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €0 | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €0 | - | - |
| Distributable reserves133 | - | €117,473 | €183,445 | €213,184 | €322,885 | ▲ 51.5% |
| Profit (loss) carried forward14 | -€104,920 | - | - | - | - | - |
| Amounts payable17/49 | €253,162 | €166,266 | €185,298 | €148,356 | €146,299 | ▼ 1.4% |
| Amounts payable after more than one year17 | €102,608 | €55,630 | €32,304 | €8,626 | €0 | ▼ 100% |
| Financial debts170/4 | - | €55,630 | €32,304 | €8,626 | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €150,554 | €108,396 | €148,100 | €136,075 | €142,459 | ▲ 4.7% |
| Current portion of amounts payable after more than one year42 | - | €22,978 | €23,325 | €23,678 | €8,626 | ▼ 63.6% |
| Financial debts43 | - | - | - | €4,807 | €1,921 | ▼ 60.0% |
| Credit institutions430/8 | - | - | - | €4,807 | €1,921 | ▼ 60.0% |
| Trade debts44 | €53,331 | €11,137 | €40,727 | €30,390 | €42,568 | ▲ 40.1% |
| Suppliers440/4 | - | €11,137 | €40,727 | €30,390 | €42,568 | ▲ 40.1% |
| Taxes, remuneration and social security45 | - | €20,282 | €31,351 | €25,602 | €39,397 | ▲ 53.9% |
| Taxes450/3 | - | €13,253 | €25,893 | €14,352 | €21,420 | ▲ 49.3% |
| Remuneration and social security454/9 | - | €7,030 | €5,458 | €11,250 | €17,976 | ▲ 59.8% |
| Other amounts payable47/48 | - | €53,998 | €52,696 | €51,599 | €49,948 | ▼ 3.2% |
| Accrued charges and deferred income492/3 | - | €2,241 | €4,894 | €3,655 | €3,839 | ▲ 5.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €54,237 | €54,232 | €65,972 | €27,879 | €109,701 | ▲ 293% |
| + Depreciation and write-downs630 | - | - | - | €2,091 | €4,283 | ▲ 105% |
| Operating cash flow (approximation) | €54,237 | €54,232 | €65,972 | €29,970 | €113,984 | ▲ 280% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€15,722 | -€7,306 | ▲ 53.5% |
| Change in cash | - | -€4,638 | €55,159 | -€23,911 | €31,040 | ▲ 230% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €109,701 ▲293%
Operating result €174,578, net result €109,701, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €27,879 ▼57.7%
Net result drops to €27,879, the lowest in the series; recovery starts the following year.
29-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
30-06
Financial
Equity above €200,000Eq €203,905 ▲47.8%
5 profitable years in a row build equity to €203,905.
27-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 27 days late
2022
30-06
Financial
Equity above €100,000Eq €137,933 ▲64.8%
4 profitable years in a row build equity to €137,933.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
08-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 8 days late
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
09-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 2 establishment units since 2023
Ground area
1,480 m²
Building footprint
1,474 m²
Volume, LiDAR
21,923 m³
2 parcels, Flanders · tallest building 23.3 m, ±6 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
2 establishment units
Mister Jones and Miss Katie
since 20232.341.834.673
Playground
since 20242.359.109.284
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44803C0620/00H000 | Flanders | 1,140 m² | 1 · 1,139 m² | 23.3 m · 6 fl. |
| 44815F1078/00F000 | Flanders | 341 m² | 1 · 335 m² | 16.5 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 504 companies in sector 47713 we hold annual accounts for 195. 125 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-12-2007
Fiscal year end30-06
Activities, NACEBEL 2025
47713Retail trade
47721Retail sale of footwear
47722Retail trade
E-invoicing
Reachable via Peppol
Peppol ID
0208:0894378404
Also
9925:BE0894378404
Registered
22-05-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.