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MJD Consultancy

Active
Private limited companyfounded 20241 yr activeSint-Janstraat 25, 3920 Lommel, BelgiumKBO/BCE: BE 1015.018.094

MJD Consultancy has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22k and a net result of €17k. Its solvency ranks better than 54% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
89 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency86
Growth-
Track record67
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 2.53; short-term debt: 39.2% and cash: 88.4% of total assets), and 39.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
60.8%
Return on assets
47%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
21 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€22k
Total assets
€36k
Net result
€17k
Working capital
€22k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €36k
Fixed assets €278
Current assets €36k
Equity and liabilities €36k
Equity €22k
Debt €14k
Debt finances 39.2% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€23k
Cash flow
€17k
Solvency
60.8%
Current ratio
2.53
Quick ratio
2.53
Debt / equity
0.64
ROE
77.4%
ROA
47.0%
Interest coverage
18.79
Debt
€14k
Debt ≤ 1 year
€14k
Income taxes
€5k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet Code2025
Assets
Total assets20/58€36k
Fixed assets21/28€278
Tangible fixed assets22/27€278
Plant, machinery and equipment23€278
Current assets29/58€36k
Amounts receivable within one year40/41€3k
Other amounts receivable41€3k
Cash at bank and in hand54/58€32k
Deferred charges and accrued income490/1€1k
Equity and liabilities
Total equity and liabilities10/49€36k
Equity10/15€22k
Contributions10/11€5k
Reserves13€17k
Distributable reserves133€17k
Amounts payable17/49€14k
Amounts payable within one year42/48€14k
Trade debts44€7k
Suppliers440/4€7k
Taxes, remuneration and social security45€7k
Taxes450/3€2k
Remuneration and social security454/9€4k
Other amounts payable47/48€399
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€52
Other operating charges640/8€219
Gross operating margin9900€24k
Operating profit (loss)9901€23k
Financial income75/76B€17
Recurring financial income75€17
Financial charges65/66B€1k
Recurring financial charges65€1k
Profit (loss) for the period before taxes9903€22k
Income taxes67/77€5k
Profit (loss) for the period9904€17k
Profit (loss) for the period to be appropriated9905€17k
Appropriation of the result
Profit (loss) to be appropriated9906€17k
Transfer to equity691/2€17k
To other reserves6921€17k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

2026
10-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lommel · 1 establishment unit since 2024
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Sint-Janstraat 253920 Lommel
Ground area
1,586 m²
Building footprint
183 m²
Volume, LiDAR
831 m³
Parcel 72343E1012/00K004, Flanders · tallest building 6.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MJD Consultancy
Sint-Janstraat 25, 3920 LommelAgents in non-specialised wholesale trade
since 20242.365.403.396
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72343E1012/00K004 Flanders 1,586 m² 1 · 183 m² 6.0 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,546 companies in sector 70200 we hold annual accounts for 52,562. 31,639 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded11-10-2024
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
73110Advertising agencies
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.