MJ Engineering Consultancy
ActiveMJ Engineering Consultancy has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15k and a net result of €10k. Its solvency ranks better than 53% of 2768 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes
Profitability100
Solvency100
Growth-
Stability67
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.74), and 35.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.6%
Return on assets
43.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
1 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€15k
Total assets
€24k
Net result
€10k
Working capital
€15k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €24k
Fixed assets
€681
Current assets
€23k
Equity and liabilities €24k
Equity
€15k
Debt
€8k
Debt finances 35.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€22k
Cash flow
€11k
Solvency
64.6%
Current ratio
2.74
Quick ratio
2.74
Debt / equity
0.55
ROE
67.1%
ROA
43.4%
Interest coverage
101.77
Debt
€8k
Debt ≤ 1 year
€8k
Income taxes
€4k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Total assets
20/58€24k
Fixed assets
21/28€681
Tangible fixed assets
22/27€681
Current assets
29/58€23k
Amounts receivable within one year
40/41€8k
Cash & bank
54/58€15k
Total equity & liabilities
10/49€24k
Equity
10/15€15k
Contributions / capital
10/11€5k
Reserves
13€10k
Amounts payable
17/49€8k
Amounts payable within one year
42/48€8k
Trade debts payable within one year
44€2k
Income statement
Code2025
Gross operating margin
9900€23k
Operating result
9901€22k
Financial charges
65€220
Result before taxes
9903€14k
Income taxes
67/77€4k
Net result for the period
9904€10k
Result to be appropriated
9905€10k
Timeline · acts, filings and financial milestones
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
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Of 29,956 companies in sector 62200 we hold annual accounts for 18,057. 11,479 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-12-2024
Fiscal year end31-12
Activities, NACEBEL
62200Computer consultancy and computer facilities management
63920Other information service activities
70200Business and other management consultancy
71121Engineering and related technical consultancy, excluding land surveyors
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 23-08-2026. Scores and ratios are computed by Checked and are not a credit decision.