MJ Construct
ActiveSummary
MJ Construct has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6,001 and a net result of -€1,290. Its solvency ranks better than 17% of 1,680 sector peers (NACE 33, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Overview
- Equity
- €6,001
- Loss
- -€1,290
Why 65raises riskFounded in 2024Equity €6,001 (13.5% of total assets)Sector: Repair, maintenance and installation of machinery and equipment (NACE 33)lowers riskLiquidity: current ratio 0.97, cash €29,614Show the evidence
Checked score
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 33, micro): better than 18% on solvency, 47% on liquidity, 23% on profitability and 19% on growth.
The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 2 accounts on average 2 days after the deadline; the sector median (NACE 33) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- Registered officeRegistered-office move
Financials · financial year 2025, micro format
2025 annual accounts filed late (26 days) Filed on 26 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00429522.
2024 to 2025, 2 financial years
The operating result turns negative in 2025: a loss of €180 after €11,588 in 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 33, Repair, maintenance and installation of machinery and equipment: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 1,271 companies that looked in July 2024 the way this one looks now, 4.1% went bankrupt within 24 months and 93.5% are still going.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a small loss
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,271 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,625 | €5,518 | ▲ 19.3% |
| Other operating charges640/8 | €540 | €7,778 | ▲ 14× |
| Gross operating margin9900 | €16,753 | €13,116 | ▼ 21.7% |
| Operating profit (loss)9901 | €11,588 | -€180 | - |
| Financial charges65/66B | €2,090 | €1,110 | ▼ 46.9% |
| Recurring financial charges65 | €2,090 | €1,110 | ▼ 46.9% |
| Profit (loss) for the period before taxes9903 | €9,498 | -€1,290 | - |
| Income taxes67/77 | €2,808 | - | - |
| Profit (loss) for the period9904 | €6,690 | -€1,290 | - |
| Profit (loss) for the period to be appropriated9905 | €6,690 | -€1,290 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €60,604 | €44,504 | ▼ 26.6% |
| Fixed assets21/28 | €49,925 | €7,310 | ▼ 85.4% |
| Tangible fixed assets22/27 | €47,375 | €4,760 | ▼ 90.0% |
| Plant, machinery and equipment23 | €41,215 | - | - |
| Furniture and vehicles24 | €6,160 | €4,760 | ▼ 22.7% |
| Financial fixed assets28 | €2,550 | €2,550 | = |
| Current assets29/58 | €10,679 | €37,194 | ▲ 248% |
| Stocks and contracts in progress3 | €323 | - | - |
| Contracts in progress37 | €323 | - | - |
| Amounts receivable within one year40/41 | €3,877 | €7,580 | ▲ 95.5% |
| Trade receivables40 | €3,816 | €7,580 | ▲ 98.6% |
| Other amounts receivable41 | €61 | - | - |
| Cash at bank and in hand54/58 | €6,479 | €29,614 | ▲ 357% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €60,604 | €44,504 | ▼ 26.6% |
| Equity10/15 | €7,290 | €6,001 | ▼ 17.7% |
| Contributions10/11 | €600 | €600 | = |
| Profit (loss) carried forward14 | €6,690 | €5,401 | ▼ 19.3% |
| Amounts payable17/49 | €53,314 | €38,504 | ▼ 27.8% |
| Amounts payable within one year42/48 | €53,314 | €38,504 | ▼ 27.8% |
| Trade debts44 | €4,216 | €9,760 | ▲ 131% |
| Suppliers440/4 | €4,216 | €9,760 | ▲ 131% |
| Taxes, remuneration and social security45 | €4,318 | €7,036 | ▲ 62.9% |
| Taxes450/3 | €4,318 | €7,036 | ▲ 62.9% |
| Other amounts payable47/48 | €44,780 | €21,708 | ▼ 51.5% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €6,690 | -€1,290 | - |
| + Depreciation and write-downs630 | €4,625 | €5,518 | ▲ 19.3% |
| Operating cash flow (approximation) | €11,315 | €4,228 | ▼ 62.6% |
| Investment in fixed assets (approximation) | - | €37,097 | - |
| Change in cash | - | €23,135 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (2)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 26-08-2026 | 2026-00429522 |
| 31-12-2024 | micro format | 09-07-2025 | 2025-00250871 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| Moonen, James Adrianus Maria |
|
Owners and capital
Capital and shareholders
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 28-02-2024 Incorporation · €600
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
20-08
Gazette deed
Registered officeRegistered-office move2 facts ▸
- General meeting, 25-06-2024
- Registered-office move, Zilvermeerlaan 5,2400 Mol
28-02
Gazette deed
IncorporationAppointment: Moonen, James Adrianus Maria (director) · Founder · Founding capital6 facts ▸
- Incorporation, “MJ Construct” (deed in Dutch)
- Founder, Moonen, James Adrianus Maria
- Founding capital, €600
- Director appointment, Moonen, James Adrianus Maria (director (not named in the articles))
- Other provision, “vergoeding bestuurder, mandaat bezoldigd” (deed in Dutch)
- Other provision, “prijs dienstverlening volmacht, voldoende ingelicht” (deed in Dutch)
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 27 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 1006.411.424
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 13432B2176/00W009 | Flanders | 7,746 m² | 1 · 294 m² | 14.4 m · 2 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Vervaardiging van metalen constructiewerken of gebinten voor de bouw; Vervaardiging van geprefabriceerde gebouwen, overwegend van metaal…” (deed in Dutch)
65 activities (deed in Dutch)
- Vervaardiging van metalen constructiewerken of gebinten voor de bouw.
- Vervaardiging van geprefabriceerde gebouwen, overwegend van metaal: bouwketen, modulaire tentoonstellingselementen, enzovoort.
- Vervaardiging van elektrische panelen voor het opvangen van zonne-energie.
- Onderhouds- en herstelwerken van mechanische aard voor rekening van derden.
- Sanering en ander afvalbeheer.
- Algemene bouw van residentiele gebouwen.
- Algemene bouw van kantoorgebouwen.
- Algemene bouw van niet-residentiele gebouwen.
- Aanleg van telecommunicatielijnen – en netten.
- Slopen.
- Slopen van gebouwen en andere bouwwerken.
- Grondverzetswerken.
- Ruimen van bouwterreinen.
- Proefboren en boren.
- Elektrotechnische installatiewerken aan gebouwen.
- Installatie van bedrading voor telefooninstallaties en computersystemen.
- Elektrotechnische installatiewerken, uitgezonderd gebouwen.
- Loodgieterswerk.
- Installatie van verwarming, klimaatregeling en ventilatie.
- Isolatiewerkzaamheden.
- Aanbrengen in gebouwen en andere bouwwerken van thermische isolatiemateriaal – isolatiemateriaal tegen geluid en trillingen.
- Isolatiewerkzaamheden aan verwarmingsleidingen en leidingen van koelsystemen.
- Overige bouwinstallaties.
- Installatie van stores en zonneschermen.
- Installatie van antennes en bliksemafleiders.
- Stukadoorswerken.
- Schrijnwerk.
- Plaatsen van vloer- en wandtegels.
- Schilderen van gebouwen.
- Schilderen en civieltechnische werken.
- Reiniging van nieuwe gebouwen na beëindiging van de bouwwerkzaamheden.
- Dak werkzaamheden.
- Bouw van daken.
- Plaatsen van dakbedekking van ongeacht welk materiaal.
- Plaatsen van dakgoten en regenafvoerbuizen.
- Waterdichtingswerken van muren.
- Waterdicht maken van daken en dakterrassen.
- Behandelen van muren met vochtwerende en waterafstotende producten.
- Gevelreiniging.
- Gevelreiniging door middel van zandstralen, met behulp van stoom, enzovoort.
- Uitvoeren van metsel- en voegwerken.
- Uitvoeren van voegwerken.
- Monteren van niet-zelf vervaardigde metalen constructiewerken.
- Uitvoeren van hijs- en hefwerkzaamheden voor rekening van derden.
- Optrekken en afbreken van steigers en werkplatforms.
- Handelsbemiddeling in hout en bouw materialen.
- Groothandel in bouwmaterialen, algemeen assortiment.
- Kleinhandel in bouw gelinkte zaken.
- Algemene reiniging van gebouwen.
- Overige reiniging van gebouwen; industriële reiniging.
- Overige zakelijke dienstverlening.
- Freelance opdrachten in de bouwsector.
- Freelance opdrachten in het groene werk.
- Ondersteuning aan bedrijven.
- De studie en de uitvoering van alle mogelijke particuliere en openbare bouwwerken, als algemene aannemer of in onderaanneming, het ontwerp en de bouw van alle mogelijke gebouwen en bouwsels, de studie en de uitvoering van binnen- en buitendecoraties;
- Alle mogelijke verrichtingen die rechtstreeks of onrechtstreeks verband houden met het onderhoud, de renovatie, het herstel, de verfraaiing, de vernieuwing en de modernisering van alle soorten kunstwerken en onroerende goederen en, algemeen genomen, alle verrichtingen die rechtstreeks of onrechtstreeks verband houden met openbare en particuliere bouwwerken;
- Het verstrekken van advies en bijstand, zowel technisch als administratief en commercieel, aan vennootschappen en ondernemingen voor alle mogelijke aangelegenheden met betrekking tot de sector van de onroerende goederen;
- Het verwerven van alle mogelijke terreinen, het bouwen van openbare en particuliere gebouwen, de aankoop, de verkoop, de verhuur, de verdeling en de verkaveling van alle mogelijke onroerende goederen;
- Al de werkzaamheden met betrekking tot de verdeling van water, gas, elektriciteit, enzovoort;
- De vaststelling en exploitatie van alle mogelijke transportmiddelen, havens, kanalen, wegen, enzovoort;
- De aankoop, de verkoop, de huur, de invoer en de uitvoer van alle mogelijke materialen, goederen, toestellen en materieel, noodzakelijk voor de bouw, het onderhoud, het herstel en de vernieuwing van kunstwerken en gebouwen;
- De voorbereiding, de opstelling en het afsluiten, zowel als mandataris als als voor eigen rekening van alle mogelijke overeenkomsten voor openbare of particuliere werken of voor leveringen en het uitvoeren van alle verrichtingen die daarmee verband houden.
- Sportvisserij.
- Organiseren van opleidingen en workshops inzake visserij.
- Aankoop, verkoop, onderhoud en reparatie van boten en visaccessoires.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaamse Gewest, administratieve zetels,agentschappen,werkhuizen,stapelplaatsen en bijkantoren in België of in het buitenland bij enkel…” (deed in Dutch)“2360 Oud-Turnhout,Brooseinde 38” (deed in Dutch)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Bepaalde of onbepaalde duur, natuurlijke of rechtspersonen” (deed in Dutch)
Capital, shares and profit
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Commissaris of bij ontstentenis bedrijfsrevisor aangewezen binnen twee weken door bestuursorgaan,bindende derdenbeslissing,definitief…” (deed in Dutch)“Schriftelijk bij aangetekende brief of op e-mailadres vennootschap op straffe van nietigheid, helft kandidaat-overdrager en helft…” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Third Friday of June at 19:00