MIYOS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €203k and a net result of €37k. Equity is growing by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 89% of 7980 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
33 d early
2023
6 d early
2022
31 d early
2021
32 d early
2020
31 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€203k▼ 4.8%
2024 · €214k
2018: €140k
2019: €182k
2020: €187k
2021: €214k
2022: €216k
2023: €203k
2024: €214k
2018 → 2025
Net result
€37k▲ 239%
2024 · €11k
2018: €51k
2019: €43k
2020: €5k
2021: €27k
2022: €2k
2023: €-15k
2024: €11k
2018 → 2025
Total assets
€224k▼ 2.6%
2024 · €230k
2018: €259k
2019: €309k
2020: €270k
2021: €297k
2022: €233k
2023: €213k
2024: €230k
2018 → 2025
Solvency
90.9%▼ 2.2pp
2024 · 93.0%
2018: 54.0%
2019: 58.9%
2020: 69.4%
2021: 72.2%
2022: 92.7%
2023: 95.1%
2024: 93.0%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€214k-€216k▲ 0.8%€203k▼ 6.2%€214k▲ 5.4%€203k▼ 4.8%
Operating result€41k-€4k▼ 90.7%€-14k€8k€44k▲ 487%
Net result€27k-€2k▼ 93.4%€-15k€11k€37k▲ 239%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 487% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €224k
Fixed assets
€29k▼ 19.4%
Current assets
€195k▲ 0.5%
Equity and liabilities €224k
Equity
€203k▼ 4.8%
Debt
€20k▲ 27.8%
The debt ratio rises from 7.0% to 9.1%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
90.9%▼
2024 · 93.0%
ROE
18.2%▲
2024 · 5.1%
ROA
16.5%▲
2024 · 4.8%
Debt
€20k▲
2024 · €16k
Debt ≤ 1 year
€20k▲
2024 · €16k
Income taxes
€18k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€230k€224k▼
Fixed assets21/28€36k€29k▼
Tangible fixed assets22/27€36k€29k▼
Plant, machinery and equipment23€8k€8k▼
Furniture and vehicles24€27k€21k▼
Current assets29/58€194k€195k▲
Amounts receivable within one year40/41€4k€8k▲
Trade receivables40-€3k
Other amounts receivable41€4k€4k=
Current investments50/53€53k€35k▼
Cash at bank and in hand54/58€136k€151k▲
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€230k€224k▼
Equity10/15€214k€203k▼
Contributions10/11€19k€19k=
Reserves13€183k€173k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€181k€171k▼
Profit (loss) carried forward14€12k€12k=
Amounts payable17/49€16k€20k▲
Amounts payable within one year42/48€16k€20k▲
Trade debts44€334€2k▲
Suppliers440/4€334€2k▲
Taxes, remuneration and social security45€2k€9k▲
Taxes450/3€2k€9k▲
Other amounts payable47/48€14k€9k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€7k▲
Other operating charges640/8€933€728▼
Gross operating margin9900€13k€52k▲
Operating profit (loss)9901€8k€44k▲
Financial income75/76B€5k€10k▲
Recurring financial income75€5k€10k▲
Financial charges65/66B€418€202▼
Recurring financial charges65€418€202▼
Profit (loss) for the period before taxes9903€12k€55k▲
Income taxes67/77€2k€18k▲
Profit (loss) for the period9904€11k€37k▲
Profit (loss) for the period to be appropriated9905€11k€37k▲
Appropriation of the result
Profit (loss) to be appropriated9906€23k€49k▲
Profit (loss) brought forward from the previous period14P€12k€12k=
Transfer from equity791/2-€47k
Transfer to equity691/2€11k€37k▲
To other reserves6921€11k€37k▲
Profit to be distributed694/7-€47k
Return on contributions (dividend)694-€47k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-15k ▼946%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity quadruplescurrent ratio 13.17
Current ratio from 3.48 to 13.17; short-term debt falls from €82k to €17k.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200kEq €214k ▲14.6%
4 profitable years in a row build equity to €214k.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €150kEq €182k ▲30.5%
2 profitable years in a row build equity to €182k.
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schoolbergenstraat 1153010 LeuvenGround area
872 m²
Building footprint
118 m²
Volume, LiDAR
961 m³
Parcel 24051C0037/00E000, Flanders · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
MIYOS
since 20092.175.905.681
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24051C0037/00E000 | Flanders | 872 m² | 1 · 118 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
967600CZWZON6MS1N507
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,747. 13,539 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded12-01-2009
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.