MIVP
ActiveSummary
MIVP has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €249k and a net result of €190k. Its solvency ranks better than 63% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity ample (current ratio 4.07 against 3.86 in 2024; short-term debt: 23.8% and cash: 32% of total assets), and 24.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.7%
Return on assets
58%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
14 d early
2024
21 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€249k▲ 327%
2024 · €58k
2024: €58k
2024 → 2025
Total assets
€329k▲ 321%
2024 · €78k
2024: €78k
2024 → 2025
Net result
€190k▲ 232%
2024 · €57k
2024: €57k
2024 → 2025
Working capital
€240k▲ 363%
2024 · €52k
2024: €52k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€58k-€249k▲ 327%
Operating result€73k-€251k▲ 243%
Net result€57k-€190k▲ 232%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 243% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €329k
Fixed assets
€10k ▲ 29.2%
Current assets
€318k ▲ 355%
Equity and liabilities €329k
Equity
€249k ▲ 327%
Debt
€80k ▲ 306%
Debt's share of the balance-sheet total falls from 25.2% to 24.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€253k▲
2024 · €76k
Cash flow
€193k▲
2024 · €60k
Current ratio
4.07▲
2024 · 3.86
Debt to equity
0.32▼
2024 · 0.34
ROE
76.6%▼
2024 · 98.3%
ROA
58.0%▼
2024 · 73.5%
Interest coverage
118.65▼
2024 · 174.10
Debt ≤ 1 year
€78k▲
2024 · €18k
Income taxes
€58k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€78k€329k▲
Fixed assets21/28€8k€10k▲
Tangible fixed assets22/27€8k€10k▲
Plant, machinery and equipment23€6k€9k▲
Furniture and vehicles24€2k€1k▼
Current assets29/58€70k€318k▲
Amounts receivable within one year40/41€6k€45k▲
Trade receivables40-€45k
Other amounts receivable41€6k-
Current investments50/53€20k€50k▲
Cash at bank and in hand54/58€43k€105k▲
Deferred charges and accrued income490/1€1k€118k▲
Equity and liabilities
Total equity and liabilities10/49€78k€329k▲
Equity10/15€58k€249k▲
Contributions10/11€1k€1k=
Reserves13€57k€248k▲
Distributable reserves133€57k€248k▲
Amounts payable17/49€20k€80k▲
Amounts payable within one year42/48€18k€78k▲
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€16k€74k▲
Taxes450/3€16k€74k▲
Other amounts payable47/48-€2k
Accrued charges and deferred income492/3€2k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€126€254▲
Gross operating margin9900€76k€254k▲
Operating profit (loss)9901€73k€251k▲
Financial income75/76B€216€102▼
Recurring financial income75€216€102▼
Financial charges65/66B€434€2k▲
Recurring financial charges65€434€2k▲
Profit (loss) for the period before taxes9903€73k€249k▲
Income taxes67/77€16k€58k▲
Profit (loss) for the period9904€57k€190k▲
Profit (loss) for the period to be appropriated9905€57k€190k▲
Appropriation of the result
Profit (loss) to be appropriated9906€57k€190k▲
Transfer to equity691/2€57k€190k▲
To other reserves6921€57k€190k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €200kEq €249k ▲327%
2 profitable years in a row build equity to €249k.
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2023
Ground area
196 m²
Building footprint
80 m²
Volume, LiDAR
766 m³
Parcel 34354C0227/00H002, Flanders · tallest building 12.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
MIVP
since 20232.349.134.122
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34354C0227/00H002 | Flanders | 196 m² | 1 · 80 m² | 12.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ORTHOPEDIE SERGEANT JULIEN
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Of 16,627 companies in sector 86220 we hold annual accounts for 7,974. 6,660 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-06-2023
Fiscal year end31-12
Activities, NACEBEL 2025
86220Specialist medical practice
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.