Skip to content

Mivoo

Active
Private limited companyfounded 20233 yrs activeBergsebaan 87, 2960 Brecht, BelgiumKBO/BCE: BE 0801.926.417
Summary

Mivoo is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show negative equity (-€7,020) and a net result of €909. Its solvency ranks better than 5% of 6155 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 6155 sector peers (2024).
NBB · sector comparison
Position among 6155 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-07-2025, 15 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
not confirmed
2024
15 d early
2023
50 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 18 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 22 May 2023, Mivoo was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, abbreviated schema

Equity
-€7,020▲ 11.5%
2023 · -€7,929
Net result
€909
2023 · -€9,929
Total assets
€90,276▲ 896%
2023 · €9,065
Solvency
-7.8%▲ 79.7pp
2023 · -87.5%
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20232024
Operating result-€9,898-€1,180
Net result-€9,929below the sector's middle half-€909below the sector's middle half
Equity-€7,929below the sector's middle half--€7,020below the sector's middle half▲ 11.5%
Total assets€9,065below the sector's middle half-€90,276below the sector's middle half▲ 896%
Debt€16,994-€97,296▲ 473%
Working capital-€7,929-€65,840
Solvency-87.5%below the sector's middle half--7.8%below the sector's middle half▲ 79.7pp
Staff (FTE)0within the sector's middle half
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€10,000-€5,000€0Operating result 2023: -€9,898-€9,898Net result 2023: -€9,929-€9,929Operating result 2024: €1,180€1,180Net result 2024: €909€90920232024-€10,000-€5,000€0Operating result 2023: -€9,898-€9,900Net result 2023: -€9,929-€9,930Operating result 2024: €1,180€1,180Net result 2024: €909€90920232024
The operating result returns to profit in 2024: €1,180 after a loss of €9,898 in 2023.
Balance-sheet composition
Assets €90,276
Fixed assets €1,250
Current assets €89,026
Key figures and ratios
2024 value · change against 2023
ROA
1.0%▲
2023 · -109.5%
Debt ≤ 1 year
€23,185▲
2023 · €16,994
Debt > 1 year
€74,111
Income taxes
€160
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 35 lines
Balance sheet Code20232024
Assets
Total assets20/58€9,065€90,276▲
Fixed assets21/28-€1,250
Financial fixed assets28-€1,250
Current assets29/58€9,065€89,026▲
Amounts receivable after more than one year29-€60,000
Other amounts receivable291-€60,000
Amounts receivable within one year40/41€8,827€19,772▲
Trade receivables40-€18,150
Other amounts receivable41€8,827€1,622▼
Cash at bank and in hand54/58€238€9,253▲
Equity and liabilities
Total equity and liabilities10/49€9,065€90,276▲
Equity10/15-€7,929-€7,020▲
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14-€9,929-€9,020▲
Amounts payable17/49€16,994€97,296▲
Amounts payable after more than one year17-€74,111
Financial debts170/4-€74,111
Amounts payable within one year42/48€16,994€23,185▲
Trade debts44€5,512€0▼
Suppliers440/4€5,512€0▼
Taxes, remuneration and social security45-€5,185
Taxes450/3-€5,185
Other amounts payable47/48€11,482€18,000▲
Income statement Code20232024
Other operating charges640/8€484€184▼
Gross operating margin9900-€9,414€1,364▲
Operating profit (loss)9901-€9,898€1,180▲
Financial charges65/66B€32€111▲
Recurring financial charges65€32€111▲
Profit (loss) for the period before taxes9903-€9,929€1,069▲
Income taxes67/77-€160
Profit (loss) for the period9904-€9,929€909▲
Profit (loss) for the period to be appropriated9905-€9,929€909▲
Appropriation of the result
Profit (loss) to be appropriated9906-€9,929-€9,020▲
Profit (loss) brought forward from the previous period14P--€9,929
Social balance
Average headcount (FTE)9087-0.0

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20232024Change
Other operating charges640/8€484€184▼ 62.0%
Gross operating margin9900-€9,414€1,364▲ 114%
Operating profit (loss)9901-€9,898€1,180▲ 112%
Financial charges65/66B€32€111▲ 250%
Recurring financial charges65€32€111▲ 250%
Profit (loss) for the period before taxes9903-€9,929€1,069▲ 111%
Income taxes67/77-€160-
Profit (loss) for the period9904-€9,929€909▲ 109%
Profit (loss) for the period to be appropriated9905-€9,929€909▲ 109%
Line20232024Change
Assets
Total assets20/58€9,065€90,276▲ 896%
Fixed assets21/28-€1,250-
Financial fixed assets28-€1,250-
Current assets29/58€9,065€89,026▲ 882%
Amounts receivable after more than one year29-€60,000-
Other amounts receivable291-€60,000-
Amounts receivable within one year40/41€8,827€19,772▲ 124%
Trade receivables40-€18,150-
Other amounts receivable41€8,827€1,622▼ 81.6%
Cash at bank and in hand54/58€238€9,253▲ 3,787%
Equity and liabilities
Total equity and liabilities10/49€9,065€90,276▲ 896%
Equity10/15-€7,929-€7,020▲ 11.5%
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14-€9,929-€9,020▲ 9.2%
Amounts payable17/49€16,994€97,296▲ 473%
Amounts payable after more than one year17-€74,111-
Financial debts170/4-€74,111-
Amounts payable within one year42/48€16,994€23,185▲ 36.4%
Trade debts44€5,512€0▼ 100%
Suppliers440/4€5,512€0▼ 100%
Taxes, remuneration and social security45-€5,185-
Taxes450/3-€5,185-
Other amounts payable47/48€11,482€18,000▲ 56.8%
Line20232024Change
Profit (loss) for the period9904-€9,929€909▲ 109%
Operating cash flow (approximation)-€9,929€909▲ 109%
Change in cash-€9,015-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2025
16-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Back to profitnet €909
Net result €909 after one loss-making year.
31-12
Financial Liquidity times 7current ratio 3.84
Current ratio from 0.53 to 3.84.
19-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 50 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brecht · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
1,420 m²
Building footprint
116 m²
Volume, LiDAR
645 m³
Parcel 11042A0181/00F002, Flanders · tallest building 10.1 m, ±1 floor. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
Mivoo
Bergsebaan 87, 2960 BrechtFinancial service activities, except insurance and pension funding
since 20232.348.827.581
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11042A0181/00F002 Flanders 1,420 m² 1 · 116 m² 10.1 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2024 list no shareholders, and no other source names one.

Holdings 1

According to the 2024 annual accounts of Mivoo and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded22-05-2023
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0801926417
Also 9925:BE0801926417
Registered 19-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.