Equity
€28,811 ▲ 97.4%
MIVID has made a profit in every financial year since 2023.
MIVID
Lifetime
3 annual accounts with figures on one time axispeak €92,007 (2025)
€92,007▲ 37.8%
peak €14,218 (2025)
€14,218▲ 264%
peak €28,811 (2025)
€28,811▲ 97.4%
€58,387▲ 22.8%
Board2 names since 2022
1 directorOUGRINE Adonia, Samira
Documentsfilings and deeds
28-08-202628 days late
2025micro format
Gross margin from €66,765 to €92,007Result from €3,903 to €14,218Equity from €14,593 to €28,811Debts from €47,560 to €58,387
Key points
from the 2025 annual accountsTurnover
≈ €330,000 estimated
The micro format states no turnover.
Staff
1 employees on 31-12-2025
In 2025, 4 people joined and 4 left.
Filings
3 annual accounts 3 late
The 2023 accounts came latest: 78 days after the end of the period.
Starting capital
€6,000 100 shares
Board
1 left
A director left. Latest change 31-12-2025 · 1 in office.
Checked score
53
Fair
Financially stronger than 70% of micro companies in food and beverage service (NACE 56)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.8% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,791 companies (NACE 56, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 5.8%
01-2025: 5.8%● unchanged vs 12-2024
02-2025: 5.8%● unchanged vs 01-2025
03-2025: 5.9%▲ +0.1 percentage points vs 02-2025
04-2025: 6.0%▲ +0.1 percentage points vs 03-2025
05-2025: 6.0%● unchanged vs 04-2025
06-2025: 5.9%▼ -0.1 percentage points vs 05-2025
07-2025: 6.0%▲ +0.1 percentage points vs 06-2025
08-2025: 6.6%▲ +0.6 percentage points vs 07-2025
09-2025: 6.7%▲ +0.1 percentage points vs 08-2025highest value
10-2025: 4.4%▼ -2.3 percentage points vs 09-2025
11-2025: 4.4%● unchanged vs 10-2025
12-2025: 4.4%● unchanged vs 11-2025
01-2026: 4.3%▼ -0.1 percentage points vs 12-2025
02-2026: 4.3%● unchanged vs 01-2026
03-2026: 4.4%▲ +0.1 percentage points vs 02-2026
04-2026: 4.5%▲ +0.1 percentage points vs 03-2026
05-2026: 4.5%● unchanged vs 04-2026
06-2026: 4.4%▼ -0.1 percentage points vs 05-2026
07-2026: 4.5%▲ +0.1 percentage points vs 06-2026
08-2026: 5.3%▲ +0.8 percentage points vs 07-2026
09-2026: 2.9%▼ -2.4 percentage points vs 08-2026
10-2026: 2.8%▼ -0.1 percentage points vs 09-2026lowest value
11-2026: 2.8%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Sector: Food and beverage service activities (NACE 56)
Size: total assets €87,198
Founded in 2022
lowers risk
Liquidity: current ratio 1.29, cash €23,829
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 53% of them on solvency, 62% on liquidity, 77% on profitability and 89% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as MIVID has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of MIVID itself is higher: 2.8% within 12 months. It rests on far more data about MIVID than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for MIVID. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.29 (0.98 in 2024), below the usual 1.5. Short-term debt is 52.1% and cash 27.3% of total assets. 67% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filingsDeviation from the deadline
2025
28 days late
2024
60 days late
2023
78 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 55 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 September (3 of the last 3 accounts filed within 32 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- Baudour Miguel 50 sharesdeed of 14-04-2023
- Ougrine Adonia Samiradeed of 14-04-2023
Recent changes
Resignation: BAUDOUR Miguel (director)
Director discharge: BAUDOUR Miguel · General meeting of 31-12-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0795421873
Appointment: Miguel BAUDOUR (director)
General meeting of 01-06-2023 · Gazette deed
Transfer of 50 shares from Baudour Miguel to Ougrine Adonia Samira
Resignation: Baudour Miguel (director) · Baudour Miguel holds 50 shares · Ougrine Adonia Samira is a shareholder · General meeting of 09-03-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| MIVID Saint-Ghislain | €87,198 | €92,007 | 33.0% | - |
| TEMPS D'UNE PAUSE Viroinval | €83,135 | €102,976 | 42.1% | 5.9 |
| SPWUR Bilzen | €96,703 | €103,235 | 21.6% | - |
| KLIMAF Antwerp | €75,227 | €77,015 | 0.2% | - |
| Collectief Rocco Antwerp | €94,679 | €74,095 | 47.1% | - |
| 1997visions Drogenbos | €95,511 | €71,003 | 8.6% | - |
| MIA CAMPAGNA Gerpinnes | €106,949 | €80,569 | 15.3% | - |
These companies have the same main activity as MIVID: cafés and bars (NACE 56301). They are comparable in size and age: total assets between €75,200 and €107,000, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 27-12-2022Normal situation
- Activity
- Cafés and barsNACE 56301and 1 other
- Establishment unit
- 2.340.308.5087330 Saint-Ghislain, since 01-01-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 21-01-2026
Insights on MIVID
MIVID files the micro format. That format states no turnover. The gross margin rose from €64,854 in 2023 to €92,007 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about MIVID
- What is the company number of MIVID?
- The company number of MIVID is 0795.421.873. The VAT number is the same number with BE in front: BE 0795.421.873.
- Where is MIVID based?
- The registered office is at Place Albert-Elisabeth 32/34, 7330 Saint-Ghislain.Company details
- What does MIVID do?
- According to the KBO register, the main activity is cafés and bars (NACE 56301).
- What is the legal form of MIVID?
- MIVID is a private limited company (BV).
- When was MIVID founded?
- MIVID was founded on 27-12-2022.
- Is MIVID still active?
- Yes, MIVID is an active enterprise in the KBO register.
- How many employees does MIVID have?
- MIVID had an average of 1.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of MIVID?
- The turnover in financial year 2025 is ≈ €330,000. This figure is estimated from the gross margin of €92,007 and 36 comparable companies (NACE 56301). It probably lies between €280,000 and €430,000.
- Is MIVID profitable?
- In financial year 2025, MIVID made a profit of €14,218.
- Where can I find the annual accounts of MIVID?
- MIVID filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of MIVID due?
- MIVID must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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