Turnover
≈ €110,000 estimated
The micro format states no turnover.
Mivalo
Lifetime
1 annual account with figurespeak €53,972 (2025)
€53,972
peak €33,215 (2025)
€33,215
peak €39,215 (2025)
€39,215
€19,721
Board1 name since 2024
1 directorLEMAIRE Michael Eddy Hugette
Documentsfilings and deeds
23-12-202539 days before the deadline
2025micro format
First year with figures
Key points
from the 2025 annual accountsStarting capital
€6,000 100 shares
Checked score
98
Excellent
Financially stronger than 86% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
07-2025: 0.7%
08-2025: 0.7%● unchanged vs 07-2025
09-2025: 0.7%● unchanged vs 08-2025
10-2025: 0.7%● unchanged vs 09-2025
11-2025: 0.8%▲ +0.1 percentage points vs 10-2025
12-2025: 0.9%▲ +0.1 percentage points vs 11-2025highest value
01-2026: 0.1%▼ -0.8 percentage points vs 12-2025lowest value
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
lowers risk
Liquidity: current ratio 2.81, cash €41,844
Sector: Real estate activities (NACE 68)
Equity €39,215 (66.5% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 75% of them on solvency, 89% on liquidity and 95% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as Mivalo has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Mivalo itself is lower: 0.1% within 12 months. It rests on far more data about Mivalo than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for Mivalo. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.81, above the usual 1.5. Short-term debt is 33.2% and cash 71% of total assets. 33.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-12-2025, 39 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
39 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- LEMAIRE Michael Eddy Hugette 50 sharesdeed of 28-06-2024
- VANDROMME Valerie Sarah 50 sharesdeed of 28-06-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1010763457
Incorporation
Founding capital of €6,000, 100 shares · Founders: LEMAIRE Michael Eddy Hugette and VANDROMME Valerie Sarah · Appointment: LEMAIRE Michael Eddy Hugette (director) · published on 28-06-2024 · Gazette deed
First establishment
Ypermanstraat 34, Ypres
Comparable companies
same main activity, similar in size and ageThese companies have the same main activity as Mivalo: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €48,200 and €68,200, founded in 2024.
Official details
Source: KBO- Status
- Active since 26-06-2024Normal situation
- Activity
- Business and other management consultancyNACE 70200and 6 others
- Establishment unit
- 2.361.080.4638900 Ypres, since 26-06-2024
- Financial year end
- 30 June
- Peppol
- Reachable since 02-07-2024
Annual accounts to 30-06-2025
- €58,936
- Filing
- Filed on 23-12-2025, 39 days before the end of the filing period
Insights on Mivalo
Mivalo has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39,215 and a net result of €33,215.
Its solvency ranks better than 61% of 39,368 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Mivalo
- What is the company number of Mivalo?
- The company number of Mivalo is 1010.763.457. The VAT number is the same number with BE in front: BE 1010.763.457.
- Where is Mivalo based?
- The registered office is at Ypermanstraat 34, 8900 Ypres.Company details
- What does Mivalo do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of Mivalo?
- Mivalo is a private limited company (BV).
- When was Mivalo founded?
- Mivalo was founded on 26-06-2024.
- Is Mivalo still active?
- Yes, Mivalo is an active enterprise in the KBO register.
- What is the turnover of Mivalo?
- The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €53,972 and 120 comparable companies (NACE 70200). It probably lies between €83,000 and €140,000.Financials
- Is Mivalo profitable?
- In financial year 2025, Mivalo made a profit of €33,215.
- Where can I find the annual accounts of Mivalo?
- Mivalo filed 1 annual account with the National Bank of Belgium, for financial year 2025.
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