MISS MODE
ActiveSummary
MISS MODE has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €47,809 and a net result of €960. Equity remains stable across the filed fiscal years (±1.5% per year). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability24▼-4
Solvency82▲+7
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity ample (current ratio 3.54 against 3.07 in 2023; short-term debt: 18.2% and cash: 8.9% of total assets), and 43.5% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
56.5%
Return on assets
1.1%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
42 d early
2024
30 d early
2023
79 d early
2022
84 d early
2021
90 d early
2020
100 d early
2019
77 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 72 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 14 May (4 of the last 5 filed years within 36 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema
Equity
€47,809▼ 10.7%
2023 · €53,515
Total assets
€84,578▼ 21.7%
2023 · €108,039
Net result
€960
2023 · -€735
Working capital
€38,937▼ 26.0%
2023 · €52,591
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€16,092▲ 68.7%-€540€9,718-€1,039-€2,062▼ 98.6%
Net result€12,578within the sector's middle half▲ 120%-€1,161within the sector's middle half€4,306within the sector's middle half-€735within the sector's middle half€960within the sector's middle half
Equity€68,094within the sector's middle half▲ 19.2%€65,334within the sector's middle half▼ 4.1%€68,040within the sector's middle half▲ 4.1%€53,515within the sector's middle half▼ 21.3%€47,809within the sector's middle half▼ 10.7%
Total assets€73,241within the sector's middle half▲ 9.3%€72,716within the sector's middle half▼ 0.7%€74,286within the sector's middle half▲ 2.2%€108,039within the sector's middle half▲ 45.4%€84,578within the sector's middle half▼ 21.7%
Debt€5,146▼ 47.9%€7,382▲ 43.4%€6,246▼ 15.4%€54,524▲ 773%€36,769▼ 32.6%
Working capital€64,498within the sector's middle half▲ 25.7%€63,386within the sector's middle half▼ 1.7%€66,658within the sector's middle half▲ 5.2%€52,591within the sector's middle half▼ 21.1%€38,937within the sector's middle half▼ 26.0%
Solvency93.0%above the sector's middle half▲ 7.7pp89.8%above the sector's middle half▼ 3.1pp91.6%above the sector's middle half▲ 1.7pp49.5%within the sector's middle half▼ 42.1pp56.5%within the sector's middle half▲ 7.0pp
Current ratio13.53above the sector's middle half▲ 7.349.59above the sector's middle half▼ 3.9512.98above the sector's middle half▲ 3.393.07above the sector's middle half▼ 9.903.54above the sector's middle half▲ 0.46
Return on assets (ROA)17.2%above the sector's middle half▲ 8.7pp-1.6%below the sector's middle half▼ 18.8pp5.8%within the sector's middle half▲ 7.4pp-0.7%within the sector's middle half▼ 6.5pp1.1%within the sector's middle half▲ 1.8pp
Staff (FTE)0.2below the sector's middle half▼ 60.0%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2,062 in 2024 against €1,039 in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €84,578
Fixed assets
€30,288 ▲ 0.6%
Current assets
€54,290 ▼ 30.3%
Equity and liabilities €84,578
Equity
€47,809 ▼ 10.7%
Debt
€36,769 ▼ 32.6%
Debt's share of the balance-sheet total falls from 50.5% to 43.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€1,144▼
2023 · €2,168
Cash flow
€4,166▲
2023 · €2,472
Debt to equity
0.77▼
2023 · 1.02
ROE
2.0%▲
2023 · -1.4%
Interest coverage
0.48▼
2023 · 1.16
Debt ≤ 1 year
€15,353▼
2023 · €25,354
Debt > 1 year
€21,416▼
2023 · €29,170
Income taxes
€883▲
2023 · €397
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 10,905 companies that looked in July 2024 the way this one looks now, 0.8% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.8%
went bankrupt
4.0%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 10,905 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €4,578 | - | - | - | - |
| Remuneration, social security and pensions62 | - | €280 | -€280 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,202 | €1,649 | €983 | €3,207 | €3,207 | = |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | -€364 | -€177 | -€603 | - | - |
| Other operating charges640/8 | - | €468 | €527 | €837 | €586 | ▼ 30.0% |
| Non-recurring operating charges66A | - | €1,327 | - | €1,270 | - | - |
| Gross operating margin9900 | €20,404 | €2,820 | €10,771 | €3,672 | €1,730 | ▼ 52.9% |
| Operating profit (loss)9901 | €16,092 | -€540 | €9,718 | -€1,039 | -€2,062 | ▼ 98.6% |
| Financial income75/76B | - | €209 | €186 | €2,567 | €6,265 | ▲ 144% |
| Recurring financial income75 | €80 | €209 | €186 | €2,567 | €2,959 | ▲ 15.3% |
| Non-recurring financial income76B | - | - | - | - | €3,306 | - |
| Financial charges65/66B | - | €492 | €2,826 | €1,867 | €2,361 | ▲ 26.5% |
| Recurring financial charges65 | €336 | €492 | €2,826 | €1,867 | €2,361 | ▲ 26.5% |
| Profit (loss) for the period before taxes9903 | €15,836 | -€823 | €7,078 | -€338 | €1,842 | ▲ 645% |
| Income taxes67/77 | €3,258 | €338 | €2,772 | €397 | €883 | ▲ 122% |
| Profit (loss) for the period9904 | €12,578 | -€1,161 | €4,306 | -€735 | €960 | ▲ 231% |
| Profit (loss) for the period to be appropriated9905 | €12,578 | -€1,161 | €4,306 | -€735 | €960 | ▲ 231% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €73,241 | €72,716 | €74,286 | €108,039 | €84,578 | ▼ 21.7% |
| Fixed assets21/28 | €3,596 | €1,947 | €2,062 | €30,094 | €30,288 | ▲ 0.6% |
| Intangible fixed assets21 | €770 | - | - | - | - | - |
| Tangible fixed assets22/27 | €2,766 | €1,887 | €2,002 | €30,094 | €30,288 | ▲ 0.6% |
| Plant, machinery and equipment23 | - | €1,467 | - | €6,264 | €5,568 | ▼ 11.1% |
| Furniture and vehicles24 | - | - | €732 | €657 | €218 | ▼ 66.8% |
| Other tangible fixed assets26 | - | €420 | €1,270 | €23,174 | €24,502 | ▲ 5.7% |
| Financial fixed assets28 | €60 | €60 | €60 | - | - | - |
| Current assets29/58 | €69,644 | €70,769 | €72,224 | €77,945 | €54,290 | ▼ 30.3% |
| Stocks and contracts in progress3 | €10,298 | €7,022 | €5,426 | - | - | - |
| Stocks30/36 | - | €7,022 | €5,426 | - | - | - |
| Amounts receivable within one year40/41 | €2,000 | €3,491 | €54,123 | €61,820 | €44,572 | ▼ 27.9% |
| Trade receivables40 | - | €239 | €649 | €16,249 | €16,000 | ▼ 1.5% |
| Other amounts receivable41 | - | €3,253 | €53,474 | €45,571 | €28,572 | ▼ 37.3% |
| Current investments50/53 | - | - | €3,939 | €3,939 | - | - |
| Cash at bank and in hand54/58 | €56,871 | €59,899 | €7,912 | €8,655 | €7,510 | ▼ 13.2% |
| Deferred charges and accrued income490/1 | - | €357 | €825 | €3,532 | €2,208 | ▼ 37.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €73,241 | €72,716 | €74,286 | €108,039 | €84,578 | ▼ 21.7% |
| Equity10/15 | €68,094 | €65,334 | €68,040 | €53,515 | €47,809 | ▼ 10.7% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €33,934 | €33,934 | €38,240 | €24,451 | €18,744 | ▼ 23.3% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | - | €32,074 | €36,380 | €24,451 | €18,744 | ▼ 23.3% |
| Profit (loss) carried forward14 | €15,560 | €12,800 | €11,200 | €10,465 | €10,465 | = |
| Amounts payable17/49 | €5,146 | €7,382 | €6,246 | €54,524 | €36,769 | ▼ 32.6% |
| Amounts payable after more than one year17 | - | - | - | €29,170 | €21,416 | ▼ 26.6% |
| Financial debts170/4 | - | - | - | €29,170 | €21,416 | ▼ 26.6% |
| Amounts payable within one year42/48 | €5,146 | €7,382 | €5,566 | €25,354 | €15,353 | ▼ 39.4% |
| Current portion of amounts payable after more than one year42 | - | - | - | €7,322 | €7,754 | ▲ 5.9% |
| Trade debts44 | €449 | - | €937 | €4,196 | - | - |
| Suppliers440/4 | - | - | €937 | €4,196 | - | - |
| Taxes, remuneration and social security45 | - | €5,782 | €3,028 | €46 | €933 | ▲ 1,917% |
| Taxes450/3 | - | €2,329 | €3,028 | €46 | €933 | ▲ 1,917% |
| Remuneration and social security454/9 | - | €3,453 | - | - | - | - |
| Other amounts payable47/48 | - | €1,600 | €1,600 | €13,789 | €6,666 | ▼ 51.7% |
| Accrued charges and deferred income492/3 | - | - | €681 | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €12,578 | -€1,161 | €4,306 | -€735 | €960 | ▲ 231% |
| + Depreciation and write-downs630 | €2,202 | €1,649 | €983 | €3,207 | €3,207 | = |
| Operating cash flow (approximation) | €14,780 | €488 | €5,290 | €2,472 | €4,166 | ▲ 68.6% |
| Investment in fixed assets (approximation) | - | €0 | -€1,098 | -€31,239 | -€3,400 | ▲ 89.1% |
| Change in cash | - | €3,028 | -€51,987 | €743 | -€1,144 | ▼ 254% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €960
Net result €960 after one loss-making year.
13-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
08-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €4,306
Net result €4,306 after one loss-making year.
02-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet -€1,161
Net result drops to -€1,161, the lowest in the series; recovery starts the following year.
22-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity doublescurrent ratio 13.53
Current ratio from 6.19 to 13.53; short-term debt falls from €9,882 to €5,146.
15-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
13-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
15-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2008
Ground area
458 m²
Building footprint
100 m²
Volume, LiDAR
706 m³
Parcel 44062B0055/00H005, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MISS MODE
since 20082.173.217.890
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44062B0055/00H005 | Flanders | 458 m² | 1 · 100 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 656 companies in sector 47715 we hold annual accounts for 187. 159 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-08-2008
Fiscal year end31-12
Activities, NACEBEL 2025
47715Retail trade
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
Contact
E-mail
info@missmode.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0899721025
Also
9925:BE0899721025
Registered
02-09-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.