MISMO
ActiveMISMO has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €338k and a net result of €5k. Equity is growing by ~13.5% per year across the filed fiscal years. Its solvency ranks better than 89% of 13270 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-24
Solvency100▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity ample (current ratio 4.7 against 3.22 in 2024; short-term debt: 18.1% and cash: 13.2% of total assets), and 21.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.2%
Return on assets
1.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
29 d late
2023
60 d late
2022
59 d late
2021
61 d late
2020
60 d late
2019
11 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€338k▲ 1.6%
2024 · €333k
2018: €115k
2019: €188k
2020: €224k
2021: €207k
2022: €239k
2023: €289k
2024: €333k
2018 → 2025
Total assets
€433k▼ 10.7%
2024 · €485k
2018: €276k
2019: €354k
2020: €256k
2021: €258k
2022: €329k
2023: €403k
2024: €485k
2018 → 2025
Net result
€5k▼ 94.6%
2024 · €99k
2018: €-46k
2019: €73k
2020: €35k
2021: €57k
2022: €76k
2023: €78k
2024: €99k
2018 → 2025
Working capital
€290k▼ 2.3%
2024 · €297k
2018: €-95k
2019: €-5k
2020: €51k
2021: €69k
2022: €72k
2023: €185k
2024: €297k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€207k-€239k▲ 15.3%€289k▲ 21.1%€333k▲ 15.1%€338k▲ 1.6%
Operating result€71k-€104k▲ 45.5%€106k▲ 2.5%€113k▲ 6.6%€9k▼ 92.4%
Net result€57k-€76k▲ 34.1%€78k▲ 3.1%€99k▲ 25.8%€5k▼ 94.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 92% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €433k
Fixed assets
€64k▲ 18.3%
Current assets
€368k▼ 14.4%
Equity and liabilities €433k
Equity
€338k▲ 1.6%
Debt
€94k▼ 37.8%
The debt ratio falls from 31.3% to 21.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€29k▼
2024 · €144k
Cash flow
€26k▼
2024 · €130k
Solvency
78.2%▲
2024 · 68.7%
Current ratio
4.70▲
2024 · 3.22
Quick ratio
4.57▲
2024 · 3.08
Debt / equity
0.28▼
2024 · 0.46
ROE
1.6%▼
2024 · 29.6%
ROA
1.2%▼
2024 · 20.4%
Interest coverage
73.48▼
2024 · 120.33
Debt
€94k▼
2024 · €152k
Debt ≤ 1 year
€78k▼
2024 · €133k
Debt > 1 year
€16k▼
2024 · €18k
Income taxes
€3k▼
2024 · €15k
Staff costs
€188k▲
2024 · €174k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€485k€433k▼
Fixed assets21/28€54k€64k▲
Tangible fixed assets22/27€50k€60k▲
Plant, machinery and equipment23€2k€8k▲
Furniture and vehicles24€977€17k▲
Other tangible fixed assets26€47k€35k▼
Financial fixed assets28€4k€4k=
Current assets29/58€430k€368k▼
Amounts receivable after more than one year29€280k€280k=
Other amounts receivable291€280k€280k=
Stocks and contracts in progress3€20k€11k▼
Stocks30/36€20k€11k▼
Amounts receivable within one year40/41€26k€19k▼
Trade receivables40€16k€6k▼
Other amounts receivable41€9k€13k▲
Cash at bank and in hand54/58€105k€57k▼
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€485k€433k▼
Equity10/15€333k€338k▲
Contributions10/11€19k€19k=
Reserves13€195k€195k=
Distributable reserves133€195k€195k=
Profit (loss) carried forward14€120k€125k▲
Amounts payable17/49€152k€94k▼
Amounts payable after more than one year17€18k€16k▼
Financial debts170/4€18k€16k▼
Amounts payable within one year42/48€133k€78k▼
Current portion of amounts payable after more than one year42€3k-
Trade debts44€27k€45k▲
Suppliers440/4€27k€45k▲
Taxes, remuneration and social security45€44k€28k▼
Taxes450/3€25k€9k▼
Remuneration and social security454/9€19k€19k▲
Other amounts payable47/48€59k€5k▼
Income statement
Code20242025
Remuneration, social security and pensions62€174k€188k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€20k▼
Other operating charges640/8€1k€467▼
Non-recurring operating charges66A€711-
Gross operating margin9900€320k€218k▼
Operating profit (loss)9901€113k€9k▼
Financial income75/76B€2k€46▼
Recurring financial income75€2k€46▼
Financial charges65/66B€1k€395▼
Recurring financial charges65€1k€395▼
Profit (loss) for the period before taxes9903€114k€8k▼
Income taxes67/77€15k€3k▼
Profit (loss) for the period9904€99k€5k▼
Profit (loss) for the period to be appropriated9905€99k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€175k€125k▼
Profit (loss) brought forward from the previous period14P€76k€120k▲
Profit to be distributed694/7€55k-
Directors or managers695€55k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Highest result since 2018net €99k ▲25.8%
Operating result €113k, net result €99k, both a record.
29-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 60 days late
2023
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 59 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 60 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 2.66
Current ratio from 0.97 to 2.66; short-term debt falls from €162k to €31k.
31-12
Financial
Equity above €200kEq €224k ▲18.7%
2 profitable years in a row build equity to €224k.
11-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 11 days late
2019
31-12
Financial
Back to profitnet €73k
Net result €73k after one loss-making year.
31-12
Financial
Equity above €150kEq €188k ▲64%
Equity rises from €115k to €188k.
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 57 days late
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Machelen (Brab.) · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kosterstraat 11831 Machelen (Brab.)Ground area
1,195 m²
Building footprint
174 m²
Volume, LiDAR
1,569 m³
Parcel 23015C0178/00K000, Flanders · tallest building 14.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
MISMO
since 20132.220.403.244
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23015C0178/00K000 | Flanders | 1,195 m² | 1 · 173 m² | 14.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMachelen (Vl.Br.)2.220.403.244
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Of 14,023 companies in sector 56301 we hold annual accounts for 4,893. 2,478 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-04-2013
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.