MISÉRA - BLÉ
ActiveFrom the official registers: KBO 3 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
MISÉRA - BLÉ has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €71,299 and a net result of €23,748. Equity is growing by about 44% per year across the filed financial years. Its solvency ranks better than 79% of 22,679 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Overview
Official details
KBO- Status
- Active since 03-08-2023 Normal situation
- Legal form
- Private limited company
- Registered office
- Oude Westkapellestraat 2, 8340 Damme
- Activity
- Retail sale of bread and pastry (bakery outlets) NACE 47241and 5 others
- Establishment unit
- 2.349.358.707 8300 Knokke-Heist, since 03-08-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 06-01-2026
How it is doing
- Bankruptcy probabilitywithin 12 months
- 1.2%
- Gross margin
- €36,451
- ▼ 7.5%
- Turnover
- ≈ €350,000
- estimated
- Profit
- €23,748
- ▲ 33.8%
- Equity
- €71,299
- ▲ 49.9%
- Total assets
- €104,663
- ▲ 25.8%
Why 67raises riskFounded in 20231 change of registered office in 24 monthslowers riskLiquidity: current ratio 2.62, cash €19,194Figures for financial year 2025 (filed 17-06-2026)Show the evidence
Checked score
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 79% on solvency, 66% on liquidity, 90% on profitability and 86% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
This company filed its last 3 accounts on average 54 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
Financials · financial year 2025, micro format
Annual accounts 2025
- Financial year ended
- 31-12-2025
- Filed on
- 17-06-2026
- Format
- micro format
- Reference
- 2026-00167880
2023 to 2025, 3 financial years
The operating result recovers in 2025; 2025 is 2% above 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 47, Retail trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.9% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a bankruptcy probability of 1.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €708 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7 | €4,378 | €6,664 | ▲ 52.2% |
| Other operating charges640/8 | €850 | €6,087 | €988 | ▼ 83.8% |
| Gross operating margin9900 | €44,335 | €39,417 | €36,451 | ▼ 7.5% |
| Operating profit (loss)9901 | €43,478 | €28,244 | €28,799 | ▲ 2.0% |
| Financial income75/76B | €283 | €1,682 | €9,540 | ▲ 467% |
| Recurring financial income75 | €283 | €1,682 | €9,540 | ▲ 467% |
| Financial charges65/66B | €591 | €1,461 | €2,451 | ▲ 67.8% |
| Recurring financial charges65 | €591 | €1,461 | €2,451 | ▲ 67.8% |
| Profit (loss) for the period before taxes9903 | €43,170 | €28,465 | €35,888 | ▲ 26.1% |
| Income taxes67/77 | €14,372 | €10,712 | €12,140 | ▲ 13.3% |
| Profit (loss) for the period9904 | €28,798 | €17,753 | €23,748 | ▲ 33.8% |
| Profit (loss) for the period to be appropriated9905 | €28,798 | €17,753 | €23,748 | ▲ 33.8% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €53,066 | €83,176 | €104,663 | ▲ 25.8% |
| Formation expenses20 | €1,242 | €971 | €700 | ▼ 27.9% |
| Fixed assets21/28 | €247 | €15,265 | €16,602 | ▲ 8.8% |
| Intangible fixed assets21 | - | €900 | €800 | ▼ 11.1% |
| Tangible fixed assets22/27 | €247 | €14,365 | €15,802 | ▲ 10.0% |
| Plant, machinery and equipment23 | €247 | €4,857 | €7,568 | ▲ 55.8% |
| Furniture and vehicles24 | - | €9,508 | €8,234 | ▼ 13.4% |
| Current assets29/58 | €51,577 | €66,940 | €87,361 | ▲ 30.5% |
| Amounts receivable after more than one year29 | €6,045 | - | - | - |
| Trade receivables290 | €6,045 | - | - | - |
| Stocks and contracts in progress3 | - | €7,023 | €9,648 | ▲ 37.4% |
| Stocks30/36 | - | €7,023 | €9,648 | ▲ 37.4% |
| Amounts receivable within one year40/41 | €21,152 | €34,843 | €57,583 | ▲ 65.3% |
| Other amounts receivable41 | €21,152 | €34,843 | €57,583 | ▲ 65.3% |
| Cash at bank and in hand54/58 | €22,717 | €23,405 | €19,194 | ▼ 18.0% |
| Deferred charges and accrued income490/1 | €1,663 | €1,669 | €936 | ▼ 43.9% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €53,066 | €83,176 | €104,663 | ▲ 25.8% |
| Equity10/15 | €29,798 | €47,551 | €71,299 | ▲ 49.9% |
| Contributions10/11 | €1,000 | €1,000 | €1,000 | = |
| Reserves13 | €28,798 | €46,551 | €70,299 | ▲ 51.0% |
| Non-distributable reserves130/1 | €100 | €100 | €100 | = |
| Reserves not available under the articles1311 | €100 | €100 | €100 | = |
| Distributable reserves133 | €28,698 | €46,451 | €70,199 | ▲ 51.1% |
| Amounts payable17/49 | €23,268 | €35,625 | €33,364 | ▼ 6.3% |
| Amounts payable within one year42/48 | €23,268 | €35,625 | €33,364 | ▼ 6.3% |
| Trade debts44 | €5,280 | €23,654 | €19,689 | ▼ 16.8% |
| Suppliers440/4 | €5,280 | €23,654 | €19,689 | ▼ 16.8% |
| Taxes, remuneration and social security45 | €17,988 | €11,971 | €13,675 | ▲ 14.2% |
| Taxes450/3 | €17,988 | €11,971 | €13,675 | ▲ 14.2% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €28,798 | €17,753 | €23,748 | ▲ 33.8% |
| + Depreciation and write-downs630 | €7 | €4,378 | €6,664 | ▲ 52.2% |
| Operating cash flow (approximation) | €28,805 | €22,131 | €30,412 | ▲ 37.4% |
| Investment in fixed assets (approximation) | - | -€19,396 | -€8,001 | ▲ 58.7% |
| Change in cash | - | €688 | -€4,211 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| DERUDDER Els Sylvia Maurice |
|
| SCHERRENS Piet |
|
How the board is organised
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “Artikel 14: Externe vertegenwoordigingsbevoegdheid Iedere bestuurder alleen vertegenwoordigt de vennootschap jegens derden en in rechte als…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Beraadslagen als college met gewone meerderheid, geheel van bevoegdheden aan hem toegekend”“Algemene kosten, algemene vergadering”1 more provision on this in the deed
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Ontbinding op elk moment door algemene vergadering beslissende in vormen vereist voor statutenwijziging”
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Om welke reden en op welk ogenblik ook, bestuurder(s) in functie aangewezen als vereffenaar(s) krachtens statuten indien geen andere…”
Articles of association, deed of 07-08-2023
Owners and capital
Capital and shareholders
- SCHERRENS Piet 70 shares (70%) · €700
- DERUDDER Els Sylvia Maurice 30 shares (30%) · €300
- 07-08-2023 Incorporation · €1,000 · 100 shares
Other provisions of the articles of association
- Other provisionsRules from the articles on subjects other than the board, the shares, the purpose and the meetings.
- Capital conversion: “Onbeschikbare eigen vermogensrekening”Other provision: “Strijdig belang, rechtstreeks of onrechtstreeks vermogensrechtelijk belang strijdig met vennootschap”Other provision: “Controle, 3”Other provision: “Toegang algemene vergadering, indien enkel stemrechten geschorst mag deelnemen zonder stemming”Other provision: “Bestuursorgaan tijdens zitting, verdaging”Other provision: “Binnen wettelijke grenzen, schriftelijke algemene vergadering”Other provision: “Elektronische algemene vergadering, op afstand via door vennootschap ter beschikking gesteld elektronisch communicatiemiddel”Liquidation distribution: “Aanzuivering schulden,lasten,kosten of consignatie nodige sommen en herstelling evenwicht tussen aandelen via bijkomende volstorting of…”5 more provisions in the deed, see the deed of 07-08-2023
Articles of association, deed of 07-08-2023 (in Dutch)
Group and network
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
21-05
Gazette deed
Registered officeRegistered-office move2 facts ▸
- General meeting, 28-02-2025
- Registered-office move, Oude Westkapellestraat 2,8340 Damme
07-08
Gazette deed
IncorporationAppointments: SCHERRENS Piet (director) and DERUDDER Els Sylvia Maurice (director) · Founder · Founding capital17 facts ▸
- Incorporation, 31-07-2023
- Founder, SCHERRENS Piet
- Founder, DERUDDER Els Sylvia Maurice
- Founding capital, €1,000
- Bank account, “bewijs van deponering aan notaris overhandigd, vennootschap in oprichting” (deed in Dutch)
- Other provision, “vaststelling plaatsing en volstorting aanvangsvermogen, uitgegeven aandelen volledig en onvoorwaardelijk geplaatst” (deed in Dutch)
- Other provision, “overeenkomstig wet, slot-en overgangsbepalingen uitwerking” (deed in Dutch)
- Other provision, 2024, “eerste algemene vergadering” (deed in Dutch)
- Registered office clause, “8300 Knokke-Heist,Sint-Niklaasstraat 2B” (deed in Dutch)
- Other provision, “piet.1@proximus.be, website en e-mail” (deed in Dutch)
- Board rule, 2
- Director appointment, SCHERRENS Piet (director (not named in the articles))
- +5 further facts in this act
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Register details
Who it is
KBO recordWhere it is based
What it does
NACEBEL 2025Invoicing and payment
Financial year and general meeting
Accounts at the NBBScores and ratios are computed by Checked and are not a credit decision.
Purpose, financial year and meetings according to the articles of association
What the company does
- Name clauseThe name the company operates under according to its articles.
- MISÉRA - BLÉ
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest, werkelijke zetel in het Vlaams Gewest”
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Last Friday of May at 18:00
Articles of association, deed of 07-08-2023 (in Dutch)
Recognitions · licences · registrations
Food safety, FASFC
1 siteEnvironmental permits: No permit applications found in Flanders.
Sites & property
1 establishment unit
Buildings and parcels at the addresses
2 parcels
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 31015A0232/00V000 | Flanders | 850 m² | 1 · 162 m² | 8.6 m · 2 |
| 31039E0381/00E000 | Flanders | 212 m² | 1 · 212 m² | 12.7 m · 3 |