MISCO
ActiveMISCO has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.46M and a net result of €248k. Equity is growing by ~12.8% per year across the filed fiscal years. Its solvency ranks better than 94% of 1613 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-7
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €200k at 30 days acceptable
Liquidity ample (current ratio 17.61 against 12.67 in 2024; short-term debt: 5.3% and cash: 9.7% of total assets), and 5.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.7%
Return on assets
9.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
3 d early
2023
8 d early
2022
18 d early
2021
4 d early
2020
7 d early
2019
3 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.46M▲ 2.5%
2024 · €2.40M
2018: €1.03M
2019: €1.21M
2020: €1.33M
2021: €1.64M
2022: €1.92M
2023: €2.25M
2024: €2.40M
2018 → 2025
Total assets
€2.59M▲ 0.3%
2024 · €2.59M
2018: €1.11M
2019: €1.32M
2020: €1.47M
2021: €1.87M
2022: €2.05M
2023: €2.35M
2024: €2.59M
2018 → 2025
Net result
€248k▼ 37.4%
2024 · €396k
2018: €244k
2019: €188k
2020: €114k
2021: €312k
2022: €438k
2023: €329k
2024: €396k
2018 → 2025
Working capital
€2.29M▲ 3.2%
2024 · €2.22M
2018: €947k
2019: €1.11M
2020: €1.24M
2021: €1.56M
2022: €1.84M
2023: €2.12M
2024: €2.22M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.64M-€1.92M▲ 17.0%€2.25M▲ 17.1%€2.40M▲ 6.6%€2.46M▲ 2.5%
Operating result€453k-€631k▲ 39.4%€448k▼ 29.0%€535k▲ 19.3%€244k▼ 54.4%
Net result€312k-€438k▲ 40.6%€329k▼ 24.9%€396k▲ 20.4%€248k▼ 37.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 54% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.59M
Fixed assets
€162k▼ 6.9%
Current assets
€2.43M▲ 0.8%
Equity and liabilities €2.59M
Equity
€2.46M▲ 2.5%
Debt
€138k▼ 27.5%
The debt ratio falls from 7.4% to 5.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€278k▼
2024 · €563k
Cash flow
€282k▼
2024 · €424k
Solvency
94.7%▲
2024 · 92.6%
Current ratio
17.61▲
2024 · 12.67
Quick ratio
17.61▲
2024 · 12.67
Debt / equity
0.06▼
2024 · 0.08
ROE
10.1%▼
2024 · 16.5%
ROA
9.5%▼
2024 · 15.3%
Interest coverage
51.13▼
2024 · 172.50
Debt
€138k▼
2024 · €191k
Debt ≤ 1 year
€138k▼
2024 · €191k
Income taxes
€113k▼
2024 · €182k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.59M€2.59M▲
Fixed assets21/28€173k€162k▼
Tangible fixed assets22/27€173k€162k▼
Land and buildings22€3k€3k▼
Furniture and vehicles24€93k€64k▼
Other tangible fixed assets26€77k€95k▲
Financial fixed assets28€19€19=
Current assets29/58€2.41M€2.43M▲
Amounts receivable after more than one year29€128k€95k▼
Other amounts receivable291€128k€95k▼
Amounts receivable within one year40/41€192k€124k▼
Trade receivables40€160k€72k▼
Other amounts receivable41€32k€52k▲
Current investments50/53€1.80M€1.93M▲
Cash at bank and in hand54/58€247k€252k▲
Deferred charges and accrued income490/1€47k€36k▼
Equity and liabilities
Total equity and liabilities10/49€2.59M€2.59M▲
Equity10/15€2.40M€2.46M▲
Contributions10/11€19k€19k=
Reserves13€2.38M€2.44M▲
Distributable reserves133€2.38M€2.44M▲
Amounts payable17/49€191k€138k▼
Amounts payable within one year42/48€191k€138k▼
Financial debts43€33k-
Credit institutions430/8€33k-
Trade debts44€22k€6k▼
Suppliers440/4€22k€6k▼
Taxes, remuneration and social security45€114k€113k▼
Taxes450/3€114k€113k▼
Other amounts payable47/48€21k€19k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€34k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€565k€279k▼
Operating profit (loss)9901€535k€244k▼
Financial income75/76B€46k€122k▲
Recurring financial income75€46k€122k▲
Financial charges65/66B€3k€5k▲
Recurring financial charges65€3k€5k▲
Profit (loss) for the period before taxes9903€578k€360k▼
Income taxes67/77€182k€113k▼
Profit (loss) for the period9904€396k€248k▼
Profit (loss) for the period to be appropriated9905€396k€248k▼
Appropriation of the result
Profit (loss) to be appropriated9906€396k€248k▼
Transfer from equity791/2€248k€188k▼
Transfer to equity691/2€396k€248k▼
To other reserves6921€396k€248k▼
Profit to be distributed694/7€248k€188k▼
Return on contributions (dividend)694€248k€188k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 29 days late
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €2MEq €2.25M ▲17.1%
6 profitable years in a row build equity to €2.25M.
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €438k ▲40.6%
Operating result €631k, net result €438k, both a record.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €114k ▼39.2%
Net result drops to €114k, the lowest in the series; recovery starts the following year.
03-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 3 days late
2019
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
19-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Genesius-Rode · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Champellaan 141640 Sint-Genesius-RodeGround area
687 m²
Building footprint
155 m²
Volume, LiDAR
849 m³
Parcel 22552F0007/02Y009, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MISCO BVBA
since 20042.142.456.618
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22552F0007/02Y009 | Flanders | 687 m² | 1 · 155 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
967600OV4FSBLXDYLO36
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Of 2,716 companies in sector 73200 we hold annual accounts for 1,785. 788 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-10-2004
Fiscal year end31-12
Activities, NACEBEL
73200Market research and public opinion polling
74131
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.