Misa
ActiveMisa has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €24k and a net result of €13k. Equity is growing by ~147.9% per year across the filed fiscal years. Its solvency ranks better than 77% of 9520 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+78
Solvency100▲+13
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 4.11 against 2.18 in 2023; short-term debt: 22.8% and cash: 76.7% of total assets), and 22.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
36 d early
2022
32 d early
2021
32 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€24k▲ 114%
2023 · €11k
2021: €1k
2022: €12k
2023: €11k
2021 → 2024
Total assets
€31k▲ 71.0%
2023 · €18k
2021: €1k
2022: €15k
2023: €18k
2021 → 2024
Net result
€13k
2023 · €-1k
2022: €11k
2023: €-1k
2022 → 2024
Working capital
€22k▲ 169%
2023 · €8k
2022: €8k
2023: €8k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€1k-€12k▲ 1,138%€11k▼ 9.9%€24k▲ 114%
Operating result€15k€-374€17k
Net result€11k€-1k€13k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €17k after a loss of €374 in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €31k
Fixed assets
€2k▼ 35.3%
Current assets
€29k▲ 92.3%
Equity and liabilities €31k
Equity
€24k▲ 114%
Debt
€7k▲ 1.9%
The debt ratio falls from 38.2% to 22.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€18k▲
2023 · €994
Cash flow
€14k▲
2023 · €137
Solvency
77.2%▲
2023 · 61.8%
Current ratio
4.11▲
2023 · 2.18
Quick ratio
4.11▲
2023 · 2.18
Debt / equity
0.29▼
2023 · 0.62
ROE
53.2%▲
2023 · -11.0%
ROA
41.1%▲
2023 · -6.8%
Interest coverage
21.96▲
2023 · 1.36
Debt
€7k▲
2023 · €7k
Debt ≤ 1 year
€7k▲
2023 · €7k
Income taxes
€3k▲
2023 · €125
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€18k€31k▲
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Plant, machinery and equipment23€690€400▼
Furniture and vehicles24€2k€2k▼
Current assets29/58€15k€29k▲
Amounts receivable within one year40/41€2k€3k▲
Trade receivables40€2k€3k▲
Other amounts receivable41-€405
Cash at bank and in hand54/58€12k€24k▲
Deferred charges and accrued income490/1€256€2k▲
Equity and liabilities
Total equity and liabilities10/49€18k€31k▲
Equity10/15€11k€24k▲
Contributions10/11€1k€1k=
Reserves13€10k€23k▲
Distributable reserves133€10k€23k▲
Profit (loss) carried forward14€146€307▲
Amounts payable17/49€7k€7k▲
Amounts payable within one year42/48€7k€7k▲
Trade debts44€776€2k▲
Suppliers440/4€776€2k▲
Taxes, remuneration and social security45€6k€5k▼
Taxes450/3€4k€5k▲
Remuneration and social security454/9€2k-
Other amounts payable47/48€111€466▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€360€725▲
Gross operating margin9900€1k€19k▲
Operating profit (loss)9901€-374€17k▲
Financial income75/76B-€4
Recurring financial income75-€4
Financial charges65/66B€732€823▲
Recurring financial charges65€732€823▲
Profit (loss) for the period before taxes9903€-1k€16k▲
Income taxes67/77€125€3k▲
Profit (loss) for the period9904€-1k€13k▲
Profit (loss) for the period to be appropriated9905€-1k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-854€13k▲
Profit (loss) brought forward from the previous period14P€377€146▼
Transfer from equity791/2€1k-
Transfer to equity691/2-€13k
To other reserves6921-€13k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-1k ▼111%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Van Hovestraat 119150 Beveren-Kruibeke-ZwijndrechtGround area
168 m²
Building footprint
81 m²
Volume, LiDAR
570 m³
Parcel 46013A0898/00M006, Flanders · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Misa
since 20212.326.216.089
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46013A0898/00M006 | Flanders | 168 m² | 1 · 80 m² | 11.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 528 EUR awarded · 528 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 59 EUR | 59 EUR |
| 2024 | 1 | 109 EUR | 109 EUR |
| 2022 | 1 | 360 EUR | 360 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 11,216 companies in sector 82100 we hold annual accounts for 3,512. 2,344 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-12-2021
Fiscal year end31-12
Activities, NACEBEL
82100Office administrative and support services
82110Office administrative, office support and other business support activities
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
82190Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.