MISA
ActiveMISA has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €550k and a net result of €16k. Equity is growing by ~9.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 13204 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+70
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
short-term debt: 0.6% and cash: 17.9% of total assets, and 0.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.4%
Return on assets
2.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
7 d early
2023
1 d early
2022
9 d late
2021
12 d late
2020
18 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€550k▲ 2.9%
2024 · €535k
2018: €265k
2019: €322k
2020: €371k
2021: €501k
2022: €537k
2023: €608k
2024: €535k
2018 → 2025
Total assets
€553k▲ 1.0%
2024 · €548k
2018: €457k
2019: €513k
2020: €539k
2021: €580k
2022: €589k
2023: €722k
2024: €548k
2018 → 2025
Net result
€16k
2024 · €-73k
2018: €64k
2019: €57k
2020: €50k
2021: €130k
2022: €35k
2023: €121k
2024: €-73k
2018 → 2025
Working capital
€501k▲ 9.0%
2024 · €459k
2018: €63k
2019: €128k
2020: €201k
2021: €357k
2022: €429k
2023: €512k
2024: €459k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€501k-€537k▲ 7.1%€608k▲ 13.2%€535k▼ 12.0%€550k▲ 2.9%
Operating result€177k-€52k▼ 70.7%€172k▲ 231%€-82k€9k
Net result€130k-€35k▼ 72.7%€121k▲ 241%€-73k€16k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €9k after a loss of €82k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €553k
Fixed assets
€50k▼ 33.9%
Current assets
€504k▲ 6.5%
Equity and liabilities €553k
Equity
€550k▲ 2.9%
Debt
€3k▼ 76.8%
The debt ratio falls from 2.5% to 0.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€35k▲
2024 · €-54k
Cash flow
€42k▲
2024 · €-45k
Solvency
99.4%▲
2024 · 97.5%
Debt / equity
0.01▼
2024 · 0.03
ROE
2.9%▲
2024 · -13.7%
ROA
2.8%▲
2024 · -13.4%
Interest coverage
894.41▲
2024 · -251.16
Debt
€3k▼
2024 · €14k
Debt ≤ 1 year
€3k▼
2024 · €14k
A ratio outside any meaningful range has been withheld (balance sheet total €553k, equity €550k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€548k€553k▲
Fixed assets21/28€75k€50k▼
Tangible fixed assets22/27€75k€50k▼
Land and buildings22€35k€30k▼
Plant, machinery and equipment23€40k€19k▼
Current assets29/58€473k€504k▲
Amounts receivable within one year40/41€758€5k▲
Other amounts receivable41€758€5k▲
Current investments50/53-€400k
Cash at bank and in hand54/58€470k€99k▼
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€548k€553k▲
Equity10/15€535k€550k▲
Contributions10/11€6k€6k=
Reserves13€585k€585k=
Non-distributable reserves130/1€10k-
Reserves not available under the articles1311€10k-
Distributable reserves133€576k€585k▲
Profit (loss) carried forward14€-57k€-41k▲
Amounts payable17/49€14k€3k▼
Amounts payable within one year42/48€14k€3k▼
Trade debts44€2k€71▼
Suppliers440/4€2k€71▼
Taxes, remuneration and social security45€11k€2k▼
Taxes450/3€11k€2k▼
Other amounts payable47/48€654€638▼
Accrued charges and deferred income492/3€14€14=
Income statement
Code20242025
Non-recurring operating income76A€2k€37k▲
Remuneration, social security and pensions62€10k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€26k▼
Other operating charges640/8€2k€3k▲
Gross operating margin9900€-42k€38k▲
Operating profit (loss)9901€-82k€9k▲
Financial income75/76B€9k€7k▼
Recurring financial income75€9k€7k▼
Financial charges65/66B€377€39▼
Recurring financial charges65€215€39▼
Non-recurring financial charges66B€162-
Profit (loss) for the period before taxes9903€-73k€16k▲
Profit (loss) for the period9904€-73k€16k▲
Profit (loss) for the period to be appropriated9905€-73k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-57k€-41k▲
Profit (loss) brought forward from the previous period14P€16k€-57k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
31-12
Financial
Liquidity times 5current ratio 161.37
Current ratio from 34.99 to 161.37; short-term debt falls from €14k to €3k.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-73k ▼161%
Net result drops to €-73k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 6current ratio 34.99
Current ratio from 5.80 to 34.99; short-term debt falls from €107k to €14k.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
09-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 9 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 16.05
Current ratio from 6.94 to 16.05; short-term debt falls from €60k to €29k.
12-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 12 days late
2021
31-12
Financial
Highest result since 2018net €130k ▲162%
Operating result €177k, net result €130k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 6.94
Current ratio from 2.33 to 6.94; short-term debt falls from €151k to €60k.
31-12
Financial
Equity above €500kEq €501k ▲35%
4 profitable years in a row build equity to €501k.
18-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 12 days late
2018
10-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 10 days late
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gelatineboulevard 33500 HasseltGround area
3.4 ha
Building footprint
1,170 m²
Volume, LiDAR
291 m³
Parcel 71327G0695/00B002, Flanders · tallest building 4.6 m. Linked by address, not a title deed.
1 establishment unit
RISTORANTE LA TORRE
since 19952.070.392.942
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71327G0695/00B002 | Flanders | 3.4 ha | 1 · 1,170 m² | 4.6 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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LD COOKING
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DE LANGE MUUR
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VIDIKRI'S
BE 0463.809.458
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STIO
BE 0453.539.336
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LA FETE AU PALAIS
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Of 20,495 companies in sector 56111 we hold annual accounts for 11,455. 6,016 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-12-1994
Fiscal year end31-12
Activities, NACEBEL
55301
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.