Financials
- Fiscal year
- 2024
- Total assets
- €91,917
- Loss
- -€14,139
- Solvency
- -244.0%
Total assets▼ 9.9%
Net result
20182024
MIRZA
ActiveSummary
The computed 12-month bankruptcy probability of MIRZA is 4.9% (elevated). The 2024 annual accounts show negative equity (-€224,305) and a net result of -€14,139. Equity is shrinking by ~6.7% per year across the filed fiscal years. Its solvency ranks better than 5% of 26034 sector peers (fiscal year 2024). The company has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110NACE 47112
#9 oldest company in Quiévrain, Wholesale and retail trade sector1 site
Size
€91,917total assets 2024
- Equity
- -€224,305
- Loss
- -€14,139
Turnover not published (abridged schema)
Structure
Accounts 63 d overdue0 of 5 deeds read
Why 35- 1 financial year not filed after the legal deadline; latest accounts 99 days late; 3 of the last 3 late- Liquidity: current ratio 0.34, cash €26+ Founded in 1998+ Size: total assets €91,917Show the evidence
Checked score
Score 2024
35
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 17% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Weak
Solvency
0=
equity -244.0% of total assets
Liquidity
31+14
short-term debt 41.1% · cash 0.0%
Profitability
0=
return on assets -15.4%
Bankruptcy probability, 12 months
4.9%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 9 months
02-2026: 4.9%
03-2026: 4.8%▼ -1.8% vs 02-2026
04-2026: 4.8%▼ -0.4% vs 03-2026
05-2026: 4.8%● -0.0% vs 04-2026
06-2026: 4.7%▼ -2.9% vs 05-2026
07-2026: 4.7%▼ -0.2% vs 06-2026lowest value
08-2026: 5.2%▲ +10.8% vs 07-2026highest value
09-2026: 4.9%▼ -4.7% vs 08-2026
10-2026: 4.9%▼ -0.2% vs 09-2026
- 1 financial year not filed after the legal deadline; latest accounts 99 days late; 3 of the last 3 late raises the probability
- Liquidity: current ratio 0.34, cash €26 raises the probability
- Founded in 1998 lowers the probability for this profile
- Size: total assets €91,917 lowers the probability for this profile
No credit on open account
Liquidity short (current ratio 0.34 against 0.25 in 2023; short-term debt: 41.1% and cash: 0% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 6%, liquidity 28%, profitability 6%, growth against the median 29%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year -€224,305
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-11-2025, 99 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
99 d late
2023
442 d late
2022
85 d late
2021
86 d late
2020
86 d late
2019
89 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 148 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
- Weakest financial yearnet -€23,949
Key points
By topic
Timeline
- Events
- 11
- Since
- 2017
- 07-11-2025Annual accounts filed
- 16-10-2025Annual accounts filed
- 31-12-2023Weakest financial year
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Non-specialised retail sale with food, beverages or tobacco…NACE 47110
- Founded
- 13-07-1998
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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