Miroso
ActiveMiroso has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21k and a net result of €-9k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 33% of 13204 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
41
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability54▼-4
Solvency36▼-16
Growth78=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.25 against 0.28 in 2024; short-term debt: 88.5% and cash: 7.8% of total assets), and 89.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.8%
Return on assets
-4.6%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-9k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
28 d late
2023
12 d early
2022
31 d late
2021
11 d late
2020
58 d late
2019
90 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€21k▼ 66.4%
2024 · €63k
2018: €-56k
2019: €-23k
2020: €-23k
2021: €54k
2022: €63k
2023: €69k
2024: €63k
2018 → 2025
Total assets
€196k▼ 16.4%
2024 · €235k
2018: €76k
2019: €113k
2020: €113k
2021: €122k
2022: €194k
2023: €209k
2024: €235k
2018 → 2025
Net result
€-9k▼ 56.4%
2024 · €-6k
2018: €-35k
2019: €32k
2020: €32k
2021: €67k
2022: €9k
2023: €6k
2024: €-6k
2018 → 2025
Working capital
€-131k▼ 8.8%
2024 · €-120k
2018: €-96k
2019: €-42k
2020: €-42k
2021: €7k
2022: €-100k
2023: €-103k
2024: €-120k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€54k-€63k▲ 16.5%€69k▲ 8.9%€63k▼ 8.4%€21k▼ 66.4%
Operating result€55k-€12k▼ 78.0%€11k▼ 10.5%€-1k€-5k▼ 312%
Net result€67k-€9k▼ 86.7%€6k▼ 37.0%€-6k€-9k▼ 56.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5k in 2025 against €1k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €196k
Fixed assets
€153k▼ 18.4%
Current assets
€43k▼ 8.1%
Equity and liabilities €196k
Equity
€21k▼ 66.4%
Debt
€175k▲ 1.9%
The debt ratio rises from 73.2% to 89.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€13k▼
2024 · €19k
Cash flow
€10k▼
2024 · €14k
Solvency
10.8%▼
2024 · 26.8%
Current ratio
0.25▼
2024 · 0.28
Quick ratio
0.15▼
2024 · 0.16
Debt / equity
8.29▲
2024 · 2.73
ROE
-42.9%▼
2024 · -9.2%
ROA
-4.6%▼
2024 · -2.5%
Interest coverage
4.92▼
2024 · 5.05
Debt
€175k▲
2024 · €172k
Debt ≤ 1 year
€174k▲
2024 · €167k
Debt > 1 year
€1k▼
2024 · €5k
Income taxes
€1k▲
2024 · €784
Staff costs
€216k▼
2024 · €236k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€235k€196k▼
Fixed assets21/28€188k€153k▼
Tangible fixed assets22/27€187k€152k▼
Plant, machinery and equipment23€78k€64k▼
Furniture and vehicles24€4k€5k▲
Assets under construction and advance payments27€105k€84k▼
Financial fixed assets28€1k€1k=
Current assets29/58€47k€43k▼
Stocks and contracts in progress3€19k€17k▼
Stocks30/36€19k€17k▼
Amounts receivable within one year40/41€6k€8k▲
Trade receivables40€6€4k▲
Other amounts receivable41€6k€4k▼
Cash at bank and in hand54/58€21k€15k▼
Deferred charges and accrued income490/1€276€2k▲
Equity and liabilities
Total equity and liabilities10/49€235k€196k▼
Equity10/15€63k€21k▼
Contributions10/11€21k€21k=
Reserves13€42k-
Distributable reserves133€42k-
Amounts payable17/49€172k€175k▲
Amounts payable after more than one year17€5k€1k▼
Financial debts170/4€5k€1k▼
Amounts payable within one year42/48€167k€174k▲
Current portion of amounts payable after more than one year42€7k€8k▲
Financial debts43€2k€3k▲
Credit institutions430/8€2k€3k▲
Trade debts44€126k€106k▼
Suppliers440/4€126k€106k▼
Taxes, remuneration and social security45€23k€22k▼
Taxes450/3€7k€10k▲
Remuneration and social security454/9€16k€12k▼
Other amounts payable47/48€8k€34k▲
Income statement
Code20242025
Non-recurring operating income76A€5k€2k▼
Remuneration, social security and pensions62€236k€216k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€19k▼
Other operating charges640/8€4k€9k▲
Gross operating margin9900€258k€238k▼
Operating profit (loss)9901€-1k€-5k▼
Financial income75/76B-€518
Recurring financial income75-€518
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€-5k€-8k▼
Income taxes67/77€784€1k▲
Profit (loss) for the period9904€-6k€-9k▼
Profit (loss) for the period to be appropriated9905€-6k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€-9k▼
Transfer from equity791/2€6k€42k▲
Profit to be distributed694/7-€33k
Return on contributions (dividend)694-€33k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
31-12
Financial
Highest result since 2018net €67k ▲108%
Operating result €55k, net result €67k, both a record.
27-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 58 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
31-12
Financial
Back to profitnet €32k
Net result €32k after one loss-making year.
04-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 65 days late
2018
04-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 65 days late
2017
21-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 52 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 1985
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zeedijk 153 A8400 OostendeGround area
828 m²
Building footprint
828 m²
Volume, LiDAR
18,898 m³
Parcel 35384A0089/00K036, Flanders · tallest building 29.0 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
TAVERNE-RESTAURANT TEA-ROOM
since 19852.027.476.182
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35384A0089/00K036 | Flanders | 828 m² | 1 · 828 m² | 28.9 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteOostende2.027.476.182
Dual-learning approval
7 live approvals · 3 endedHulpkelner (vwo)
Hulpkelner duaal (so)
Keukenmedewerker (vwo)
Keukenmedewerker duaal (so)
Kok (vwo)
Kok duaal (so)
Show 1 more
Restaurant en keuken duaal (so)
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Of 21,896 companies in sector 56112 we hold annual accounts for 9,784. 8,129 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-07-1985
Fiscal year end31-12
Activities, NACEBEL
55301
55302
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 40 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.