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MIROARTS

Active
Private limited companyfounded 2020active for 5 yearsRue Sainte-Anne 59, 1410 Waterloo, BelgiumKBO/BCE: BE 0757.933.056
Summary

The annual accounts of MIROARTS for financial year 2025 show a net loss of 70% of the equity at the start of that year. The 2025 annual accounts show equity of €3,801 and a net result of -€8,752. Equity has been shrinking by about 12% per year since 2021. Its solvency ranks better than 36% of 17,145 sector peers (NACE 68, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

Source: KBO
Status
Active since 10-11-2020 Normal situation
Activity
Development of non-residential building projects NACE 68122and 3 others
Establishment unit
2.313.553.532 1410 Waterloo, since 10-11-2020
Financial year end
31 December
Peppol
Reachable since 15-04-2026

Board and ownership

Board
  • VAN MULLEM FilipDirector

Financial position

54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts 2025
Gross margin
-€6,598
Loss
€8,752
Equity
€3,801
▼ 69.7%
Total assets
€29,364
▼ 60.1%
  • 2025 accounts filed 54 days after the deadline
Turnover not published (micro format)
Filed on 23-09-2026
Score breakdownraises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLast filed accounts filed 54 days late; 1 of the last 3 accounts latelowers riskSector: Real estate activities (NACE 68)Liquidity: current ratio 1.35, cash €12,321Size: total assets €29,364Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 30% of micro companies in real estate (NACE 68)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 38-4
equity 12.9% of total assets
Liquidity 62+6
short-term debt 70.1% · cash 42.0%
Profitability 0-99
return on assets -29.8%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,625 companies, NACE 68, micro)
Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.2%▼ -0.2 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.1%▼ -0.1 percentage points vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.2%▲ +0.1 percentage points vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.4%▲ +0.2 percentage points vs 07-2026 09-2026: 0.5%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 0.4%▼ -0.1 percentage points vs 09-2026 11-2026: 0.4%● unchanged vs 10-2026
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is tight, with a current ratio of 1.35 (1.52 in 2024), below the usual 1.5. Short-term debt is 70.1% and cash 42% of total assets. 87.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 34% of them on solvency, 74% on liquidity, 4% on profitability and 9% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Real estate activities (NACE 68)
KBO
lowers risk · Liquidity: current ratio 1.35, cash €12,321
NBB · annual accounts
raises risk · Last filed accounts filed 54 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Size: total assets €29,364
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-09-2026, 54 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 5 filings
Deviation from the deadline
2025
54 days late
2024
3 days early
2023
19 days early
2022
19 days early
2021
22 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 7 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

  1. · Gazette deed Incorporation
All 8 events

Comparable companies

These companies have the same main activity as MIROARTS: development of non-residential building projects (NACE 68122). They are comparable in size and age: total assets between €16,900 and €48,800, founded between 2018 and 2022.

CompanyTotal assetsGross margin
MIROARTS Waterloo€29,364-€6,598
OLIVIER VERBEURE HOUTPROJECTEN Brugge€31,790-€11,267
LIERIK Aalst€28,320-€3,097
Delvaux-Vangrimde Linter€32,572-€3,273
IDEX CONSTRUCT Antwerpen€30,765-€26,054
SF Waregem€48,794-€2,789
SKYGAARDEN PROJECT Hoegaarden€16,928-€2,852
Full comparison

Key facts about MIROARTS

What is the company number of MIROARTS?
The company number of MIROARTS is 0757.933.056. The VAT number is the same number with BE in front: BE 0757.933.056.
Where is MIROARTS based?
The registered office is at Rue Sainte-Anne 59, 1410 Waterloo.Company details
What does MIROARTS do?
According to the KBO register, the main activity is development of non-residential building projects (NACE 68122).
What is the legal form of MIROARTS?
The legal form of MIROARTS is Private limited company (BV).
When was MIROARTS founded?
MIROARTS was founded on 10-11-2020.
Is MIROARTS still active?
Yes, MIROARTS is an active enterprise in the KBO register.
What is the turnover of MIROARTS?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is MIROARTS profitable?
In financial year 2025, MIROARTS made a loss of €8,752.
Where can I find the annual accounts of MIROARTS?
MIROARTS filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of MIROARTS due?
MIROARTS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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