MIRO
ActiveMIRO has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €299k and a net result of €21k. Equity is growing by ~18.5% per year across the filed fiscal years. Its solvency ranks better than 90% of 26043 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability76▼-9
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 5.43 against 4.21 in 2023; short-term debt: 17.1% and cash: 50.3% of total assets), and 17.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-07-2025, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
21 d early
2023
14 d early
2022
16 d late
2021
25 d early
2020
39 d early
2019
47 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€299k▲ 7.7%
2023 · €278k
2018: €75k
2019: €100k
2020: €211k
2021: €193k
2022: €230k
2023: €278k
2018 → 2024
Total assets
€361k▼ 0.6%
2023 · €363k
2018: €254k
2019: €192k
2020: €342k
2021: €276k
2022: €313k
2023: €363k
2018 → 2024
Net result
€21k▼ 55.0%
2023 · €48k
2018: €-28k
2019: €26k
2020: €110k
2021: €50k
2022: €37k
2023: €48k
2018 → 2024
Working capital
€274k▼ 0.4%
2023 · €275k
2018: €142k
2019: €97k
2020: €209k
2021: €193k
2022: €228k
2023: €275k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€211k-€193k▼ 8.2%€230k▲ 19.0%€278k▲ 20.7%€299k▲ 7.7%
Operating result€140k-€63k▼ 55.0%€43k▼ 31.5%€56k▲ 29.6%€17k▼ 69.9%
Net result€110k-€50k▼ 54.4%€37k▼ 27.0%€48k▲ 29.6%€21k▼ 55.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 70% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €361k
Fixed assets
€25k▲ 809%
Current assets
€336k▼ 6.8%
Equity and liabilities €361k
Equity
€299k▲ 7.7%
Debt
€62k▼ 27.7%
The debt ratio falls from 23.6% to 17.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€22k▼
2023 · €56k
Cash flow
€27k▼
2023 · €48k
Solvency
82.9%▲
2023 · 76.4%
Current ratio
5.43▲
2023 · 4.21
Quick ratio
3.89▲
2023 · 2.98
Debt / equity
0.21▼
2023 · 0.31
ROE
7.2%▼
2023 · 17.1%
ROA
5.9%▼
2023 · 13.1%
Interest coverage
29.16▼
2023 · 81.70
Debt
€62k▼
2023 · €86k
Debt ≤ 1 year
€62k▼
2023 · €86k
Income taxes
€10k▼
2023 · €22k
Staff costs
€136k▲
2023 · €109k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€363k€361k▼
Fixed assets21/28€3k€25k▲
Tangible fixed assets22/27€2k€25k▲
Furniture and vehicles24€2k€25k▲
Financial fixed assets28€542€537▼
Current assets29/58€360k€336k▼
Stocks and contracts in progress3€106k€95k▼
Stocks30/36€106k€95k▼
Amounts receivable within one year40/41€40k€54k▲
Trade receivables40€35k€36k▲
Other amounts receivable41€4k€18k▲
Cash at bank and in hand54/58€212k€181k▼
Deferred charges and accrued income490/1€3k€5k▲
Equity and liabilities
Total equity and liabilities10/49€363k€361k▼
Equity10/15€278k€299k▲
Contributions10/11€6k€6k=
Reserves13€271k€293k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€271k€293k▲
Amounts payable17/49€86k€62k▼
Amounts payable within one year42/48€86k€62k▼
Trade debts44€34k€23k▼
Suppliers440/4€34k€23k▼
Advances received on contracts in progress46€790€1k▲
Taxes, remuneration and social security45€51k€36k▼
Taxes450/3€25k€24k▼
Remuneration and social security454/9€26k€12k▼
Other amounts payable47/48€117€2k▲
Income statement
Code20232024
Non-recurring operating income76A-€14
Remuneration, social security and pensions62€109k€136k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€321€6k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€2k€0▼
Other operating charges640/8€841€2k▲
Gross operating margin9900€168k€160k▼
Operating profit (loss)9901€56k€17k▼
Financial income75/76B€15k€16k▲
Recurring financial income75€15k€16k▲
Financial charges65/66B€688€767▲
Recurring financial charges65€688€767▲
Profit (loss) for the period before taxes9903€70k€32k▼
Income taxes67/77€22k€10k▼
Profit (loss) for the period9904€48k€21k▼
Profit (loss) for the period to be appropriated9905€48k€21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€48k€21k▼
Transfer to equity691/2€48k€21k▼
To other reserves6921€48k€21k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 16 days late
2022
31-12
Financial
Equity above €200kEq €230k ▲19%
4 profitable years in a row build equity to €230k.
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €110k ▲332%
Operating result €140k, net result €110k, both a record.
31-12
Financial
Equity above €200kEq €211k ▲110%
2 profitable years in a row build equity to €211k.
16-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 47 days late
2019
31-12
Financial
Back to profitnet €26k
Net result €26k after one loss-making year.
31-12
Financial
Equity above €100kEq €100k ▲34.2%
Equity rises from €75k to €100k.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 28 days late
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
01-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Baan(MEL) 2429120 Beveren-Kruibeke-ZwijndrechtGround area
2,040 m²
Building footprint
117 m²
Volume, LiDAR
935 m³
Parcel 46016D0095/00W003, Flanders · tallest building 12.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
MIRO
since 20072.165.410.974
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46016D0095/00W003 | Flanders | 2,040 m² | 1 · 117 m² | 12.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Similar companies · same sector, comparable size
PROCHEMCO
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Harput
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DANKERS CREATION
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Grobbendonk · Eq €280k
Of 462 companies in sector 47783 we hold annual accounts for 214. 158 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-07-2007
Fiscal year end31-12
Activities, NACEBEL
47526Retail trade
47783Retail trade
47784Retail trade
52488
46442Wholesale trade
46831Wholesale of construction materials, general range
47521Retail sale of hardware, building materials, paint and glass (general range)
51442
51532
52461
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.