MIREYA
ActiveThe computed 12-month bankruptcy probability of MIREYA is 1.9% (moderate). The 2024 annual accounts show equity of €22k and a net result of €15k. Its solvency ranks better than 10% of 9039 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
35
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability41
Solvency27
Growth-
Track record79
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.99; short-term debt: 98.3% and cash: 2.9% of total assets), and 98.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 9039 sector peers (2024).
NBB · sector comparisonPosition among 9039 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-10-2025, 76 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
76 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€22k
Total assets
€1.32M
Net result
€15k
Working capital
€-17k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €1.32M
Fixed assets
€39k
Current assets
€1.28M
Equity and liabilities €1.32M
Equity
€22k
Debt
€1.30M
Debt finances 98.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€39k
Cash flow
€18k
Solvency
1.7%
Current ratio
0.99
Quick ratio
0.63
Debt / equity
58.49
ROE
68.5%
ROA
1.2%
Interest coverage
2.48
Debt
€1.30M
Debt ≤ 1 year
€1.30M
Income taxes
€6k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€1.32M
Fixed assets21/28€39k
Tangible fixed assets22/27€39k
Plant, machinery and equipment23€39k
Current assets29/58€1.28M
Stocks and contracts in progress3€461k
Stocks30/36€461k
Amounts receivable within one year40/41€784k
Trade receivables40€773k
Other amounts receivable41€10k
Cash at bank and in hand54/58€38k
Equity and liabilities
Total equity and liabilities10/49€1.32M
Equity10/15€22k
Contributions10/11€7k
Reserves13€15k
Distributable reserves133€15k
Amounts payable17/49€1.30M
Amounts payable within one year42/48€1.30M
Trade debts44€1.28M
Suppliers440/4€1.28M
Taxes, remuneration and social security45€6k
Taxes450/3€6k
Other amounts payable47/48€15k
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k
Other operating charges640/8€890
Gross operating margin9900€40k
Operating profit (loss)9901€37k
Financial income75/76B€403
Recurring financial income75€403
Financial charges65/66B€16k
Recurring financial charges65€16k
Profit (loss) for the period before taxes9903€21k
Income taxes67/77€6k
Profit (loss) for the period9904€15k
Profit (loss) for the period to be appropriated9905€15k
Appropriation of the result
Profit (loss) to be appropriated9906€15k
Transfer to equity691/2€15k
To other reserves6921€15k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
15-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 76 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoveniersstraat 302018 AntwerpenGround area
3,046 m²
Building footprint
2,904 m²
Volume, LiDAR
74,659 m³
Parcel 11808H1178/00S008, Flanders · tallest building 46.0 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
MIREYA
since 20232.349.219.145
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11808H1178/00S008 | Flanders | 3,046 m² | 1 · 2,904 m² | 46.0 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Etablissement Willy de Kemp
BE 0406.282.817
Waasmunster · Eq €22k
MASTER AND CO
BE 0780.713.111
Sint-Joost-ten-Node · Eq €22k
MDH DIFFUSION
BE 0435.298.188
Spa · Eq €21k
SSD JEWELS
BE 0894.398.990
Izegem · Eq €21k
E.N.Y. JEWELS
BE 0675.856.210
Antwerpen · Eq €21k
Of 567 companies in sector 46480 we hold annual accounts for 353. 201 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-09-2023
Fiscal year end31-12
Activities, NACEBEL
46480Wholesale trade
46180Agents specialised in the wholesale of other particular products
47770Retail sale of watches and jewellery
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.