Equity
Equity fell by 87% in 4 years.
Equity fell by 87% in 4 years.
Back in profit in 2025, after a loss of €104,802 in 2024.
Of this, €590,872 falls due within a year.
Seven of the last ten came late. The 2016 accounts came latest: 31 days after the end of the period.
Board changed. Latest change 27-10-2026 · 20 in office.
Lower solvency than 93% of companies in social work without accommodation. Sector median 52.1% · 664 companies.
The dashed line is the sector median: < 0.1% across 589 companies (NACE 88, small).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 88, small). It does better than 9% of them on solvency, 5% on liquidity, 42% on profitability and 39% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 1,217 companies had the same profile as Mission régionale Huy-Waremme has now. Each dot stands for 4 companies, two years later.
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Mission régionale Huy-Waremme itself is lower: < 0.1% within 12 months. It rests on far more data about Mission régionale Huy-Waremme than the profile alone.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,217 companies, not a prediction for Mission régionale Huy-Waremme. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is tight, with a current ratio of 1.03 (1.02 in 2024), below the usual 1.5. Short-term debt is 95.2% and cash 14.6% of total assets. 96.3% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 16 days after the deadline. In the sector (NACE 88), the median for financial year 2024 was 24 days before the deadline, and 25% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| Mission régionale Huy-Waremme Waremme | - | - | 3.7% | 19.7 |
| FORM'ANIM Seraing | €33,776 | -15.1% | 31.7% | 19.8 |
| Mission régionale pour l'Insertion et l'Emploi pour Verviers Verviers | - | - | 10.7% | 16.4 |
| LA RECRE Namur | €358,607 | 30.6% | 50.5% | 19 |
| Info - Sourds de Bruxelles Forest | €22,484 | 31.0% | 10.1% | 22.9 |
| SAPHAM Anderlecht | - | - | 0.4% | 20.2 |
| Centres de Planning Familial Soralia Mons-Wallonie picarde Ath | - | - | 50.4% | 18.6 |
These companies have the same main activity as Mission régionale Huy-Waremme: other social work without accommodation (NACE 88999). They are comparable in size and age: total assets between €609,000 and €852,000, founded between 1990 and 1997.
Mission régionale Huy-Waremme has existed since 1994. The gross margin grew from €464,626 in 2007 to €1.3m in 2025 and staff from 13.4 to 19.7 full-time equivalents.
In June 2026, 19 directors stepped down.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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