MIRANZE
ActiveMIRANZE has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €176k and a net result of €-79k. Equity is growing by ~18.3% per year across the filed fiscal years. Its solvency ranks better than 79% of 15867 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-11
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.35 against 3.27 in 2023), and 24.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
75.7%
Return on assets
-33.9%
Age of the figures
20 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
28 d late
2023
31 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
105 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€176k▼ 30.9%
2023 · €255k
2018: €81k
2019: €126k
2020: €134k
2021: €191k
2022: €249k
2023: €255k
2018 → 2024
Total assets
€232k▼ 24.5%
2023 · €308k
2018: €200k
2019: €333k
2020: €248k
2021: €279k
2022: €311k
2023: €308k
2018 → 2024
Net result
€-79k
2023 · €6k
2018: €81k
2019: €65k
2020: €84k
2021: €57k
2022: €58k
2023: €6k
2018 → 2024
Working capital
€76k▼ 37.2%
2023 · €121k
2018: €20k
2019: €50k
2020: €62k
2021: €120k
2022: €157k
2023: €121k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€134k-€191k▲ 42.7%€249k▲ 30.4%€255k▲ 2.2%€176k▼ 30.9%
Operating result€117k-€80k▼ 31.3%€84k▲ 5.4%€10k▼ 88.4%€-77k
Net result€84k-€57k▼ 32.3%€58k▲ 1.6%€6k▼ 90.4%€-79k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €77k after €10k in 2023, the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €232k
Fixed assets
€100k▼ 25.3%
Current assets
€132k▼ 24.0%
Equity and liabilities €232k
Equity
€176k▼ 30.9%
Debt
€56k▲ 6.2%
The debt ratio rises from 17.3% to 24.3%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-42k▼
2023 · €36k
Cash flow
€-44k▼
2023 · €31k
Solvency
75.7%▼
2023 · 82.7%
Current ratio
2.35▼
2023 · 3.27
Quick ratio
2.35▼
2023 · 3.27
Debt / equity
0.32▲
2023 · 0.21
ROE
-44.8%▼
2023 · 2.2%
ROA
-33.9%▼
2023 · 1.8%
Interest coverage
-1023.23▼
2023 · 865.78
Debt
€56k▲
2023 · €53k
Debt ≤ 1 year
€56k▲
2023 · €53k
Income taxes
€2k▼
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€308k€232k▼
Fixed assets21/28€134k€100k▼
Tangible fixed assets22/27€134k€100k▼
Furniture and vehicles24€112k€84k▼
Other tangible fixed assets26€21k€15k▼
Financial fixed assets28€300€300=
Current assets29/58€174k€132k▼
Amounts receivable within one year40/41€5k€3k▼
Trade receivables40€4k€3k▼
Other amounts receivable41€1k€451▼
Cash at bank and in hand54/58€167k€125k▼
Deferred charges and accrued income490/1€2k€5k▲
Equity and liabilities
Total equity and liabilities10/49€308k€232k▼
Equity10/15€255k€176k▼
Contributions10/11€19k€19k=
Reserves13€222k€222k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€3k€3k=
Distributable reserves133€218k€218k=
Profit (loss) carried forward14€14k€-65k▼
Amounts payable17/49€53k€56k▲
Amounts payable within one year42/48€53k€56k▲
Trade debts44€32k€36k▲
Suppliers440/4€32k€36k▲
Taxes, remuneration and social security45€11k€5k▼
Taxes450/3€9k€5k▼
Remuneration and social security454/9€2k-
Other amounts payable47/48€10k€15k▲
Income statement
Code20232024
Non-recurring operating income76A€2k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€35k▲
Other operating charges640/8€1k€767▼
Gross operating margin9900€37k€-41k▼
Operating profit (loss)9901€10k€-77k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€41€41▼
Recurring financial charges65€41€41▼
Profit (loss) for the period before taxes9903€10k€-77k▼
Income taxes67/77€4k€2k▼
Profit (loss) for the period9904€6k€-79k▼
Profit (loss) for the period to be appropriated9905€6k€-79k▼
Appropriation of the result
Profit (loss) to be appropriated9906€14k€-65k▼
Profit (loss) brought forward from the previous period14P€8k€14k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Weakest financial yearnet €-79k ▼1517%
Net result drops to €-79k, the lowest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Equity above €200kEq €249k ▲30.4%
5 profitable years in a row build equity to €249k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Equity above €150kEq €191k ▲42.7%
4 profitable years in a row build equity to €191k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Highest result since 2018net €84k ▲30.4%
Net result €84k, the highest in the series.
13-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 105 days late
2019
31-12
Financial
Equity above €100kEq €126k ▲55%
2 profitable years in a row build equity to €126k.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
27-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 211 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
16-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 47 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herve · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Holliguette 4524654 HerveGround area
1,221 m²
Building footprint
158 m²
Volume, LiDAR
1,097 m³
Parcel 63015A0050/00G000, Wallonia · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MIRANZE
since 20152.239.962.404
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63015A0050/00G000 | Wallonia | 1,220 m² | 1 · 158 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Deyalifood
BE 0762.776.524
Sint-Jans-Molenbeek · Eq €176k
Drinkshop Merksplas
BE 0456.446.465
Merksplas · Eq €177k
Goeddrinken
BE 1002.088.885
Gent · Eq €177k
Yildirim Horeca
BE 0627.842.891
Maasmechelen · Eq €177k
BACCHUS
BE 0428.321.613
Soignies · Eq €174k
Of 1,569 companies in sector 46349 we hold annual accounts for 979. 715 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded02-03-2015
Fiscal year end31-12
Activities, NACEBEL
46349Wholesale of beverages, general range
46341Wholesale of wines and spirits
47251Retail sale of wines and spirits
47252Retail sale of beverages, general range
70200Business and other management consultancy
70220Business consulting
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.