MiRaEl
ActiveMiRaEl has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €272k. Equity is growing by ~13.5% per year across the filed fiscal years. Its solvency ranks better than 5% of 12690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency26▼-72
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.5%
Return on assets
55%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 12690 sector peers (2025).
NBB · sector comparisonPosition among 12690 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
7 d early
2024
on the day
2023
1 d early
2022
29 d late
2021
20 d early
2020
2 d early
2019
14 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€0
2021 · €0
2020: €131k
2021: €0
2020 → 2022
EBIT margin
35.3%
Net result
€272k▲ 134%
2024 · €116k
2019: €19k
2020: €37k
2021: €57k
2022: €83k
2023: €113k
2024: €116k
2019 → 2025
Working capital
€-3k
2024 · €87k
2019: €12k
2020: €41k
2021: €109k
2022: €115k
2023: €143k
2024: €87k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€0-€0
Equity€114k-€122k▲ 7.2%€145k▲ 18.5%€141k▼ 2.6%€3k▼ 98.1%
Operating result€71k-€106k▲ 48.0%€144k▲ 36.6%€152k▲ 5.5%€371k▲ 144%
Net result€57k-€83k▲ 46.9%€113k▲ 35.3%€116k▲ 3.3%€272k▲ 134%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 144% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €494k
Fixed assets
€252k▲ 369%
Current assets
€242k▲ 72.2%
Equity and liabilities €494k
Equity
€3k▼ 98.1%
Debt
€491k▲ 825%
The debt ratio rises from 27.4% to 99.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€380k▲
2024 · €154k
Cash flow
€280k▲
2024 · €118k
Solvency
0.5%▼
2024 · 72.6%
Current ratio
0.99▼
2024 · 2.64
Quick ratio
0.99▼
2024 · 2.64
ROA
55.0%▼
2024 · 59.9%
Interest coverage
56.27▼
2024 · 3077.01
Debt
€491k▲
2024 · €53k
Debt ≤ 1 year
€245k▲
2024 · €53k
Debt > 1 year
€244k
Income taxes
€93k▲
2024 · €38k
A ratio outside any meaningful range has been withheld (balance sheet total €494k, equity €3k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€194k€494k▲
Fixed assets21/28€54k€252k▲
Tangible fixed assets22/27€40k€238k▲
Land and buildings22€40k€237k▲
Furniture and vehicles24€329€736▲
Financial fixed assets28€14k€14k=
Current assets29/58€140k€242k▲
Amounts receivable after more than one year29€38k-
Other amounts receivable291€38k-
Amounts receivable within one year40/41€10k-
Trade receivables40€298-
Other amounts receivable41€10k-
Cash at bank and in hand54/58€92k€242k▲
Deferred charges and accrued income490/1€75€73▼
Equity and liabilities
Total equity and liabilities10/49€194k€494k▲
Equity10/15€141k€3k▼
Contributions10/11€2k€2k=
Reserves13€140k-
Distributable reserves133€140k-
Profit (loss) carried forward14-€1k
Amounts payable17/49€53k€491k▲
Amounts payable after more than one year17-€244k
Financial debts170/4-€244k
Amounts payable within one year42/48€53k€245k▲
Current portion of amounts payable after more than one year42-€10k
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Taxes, remuneration and social security45€50k€102k▲
Taxes450/3€50k€102k▲
Other amounts payable47/48-€130k
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Non-recurring operating income76A-€165
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€9k▲
Other operating charges640/8-€787
Non-recurring operating charges66A-€151
Gross operating margin9900€154k€381k▲
Operating profit (loss)9901€152k€371k▲
Financial income75/76B€2k€359▼
Recurring financial income75€2k€359▼
Financial charges65/66B€50€7k▲
Recurring financial charges65€50€7k▲
Profit (loss) for the period before taxes9903€154k€365k▲
Income taxes67/77€38k€93k▲
Profit (loss) for the period9904€116k€272k▲
Profit (loss) for the period to be appropriated9905€116k€272k▲
Appropriation of the result
Profit (loss) to be appropriated9906€116k€272k▲
Transfer from equity791/2€120k€140k▲
Transfer to equity691/2€116k-
To other reserves6921€116k-
Profit to be distributed694/7€120k€410k▲
Return on contributions (dividend)694€120k€410k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2019net €272k ▲134%
Operating result €371k, net result €272k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €114k ▲98.7%
3 profitable years in a row build equity to €114k.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
14-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 14 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bierbeek · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Waterhoenweg(OPV) 103360 BierbeekGround area
1,112 m²
Building footprint
168 m²
Volume, LiDAR
1,154 m³
Parcel 24713D0132/00C005, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MiRaEl
since 20192.290.361.822
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24713D0132/00C005 | Flanders | 1,112 m² | 1 · 168 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 465 EUR awarded · 615 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 165 EUR | 165 EUR |
| 2024 | 1 | 300 EUR | 300 EUR |
| 2023 | 1 | 0 EUR | 150 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 22,054 companies in sector 69101 we hold annual accounts for 9,053. 1,980 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-06-2019
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.