Skip to content

MIOMANDRE CONSULT

Active
Public limited companyfounded 199234 yrs activeRue de Haneffe(SLC) 25, 4537 Verlaine, BelgiumKBO/BCE: BE 0447.122.389
Summary

MIOMANDRE CONSULT has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €141,125 and a net result of €3,343. Equity remains stable across the filed fiscal years (±1.5% per year). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2024
Axes · tick = 2023
Profitability45▲+2
Solvency62▼-4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9,000 at 30 days acceptable
Liquidity short (current ratio 0.37 against 0.46 in 2023; short-term debt: 44.7% and cash: 10.3% of total assets), and 62.8% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 34 years 0 40 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
37.2%
Return on assets
0.9%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
45 d early
2024
34 d early
2023
37 d early
2022
3 d late
2021
37 d early
2020
40 d early
2019
7 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 28 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 30 March 1992, MIOMANDRE CONSULT was incorporated.1 Total assets went from EUR 308,398 in 2018 to EUR 379,641 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, micro schema

Equity
€141,125▲ 2.4%
2023 · €137,783
Total assets
€379,641▲ 13.1%
2023 · €335,643
Net result
€3,343▼ 58.2%
2023 · €8,001
Working capital
-€106,274▼ 71.6%
2023 · -€61,943
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result-€6,393€3,323€12,456▲ 275%€10,268▼ 17.6%€5,310▼ 48.3%
Net result-€9,521below the sector's middle half▼ 5,057%€414below the sector's middle half€9,049within the sector's middle half▲ 2,083%€8,001within the sector's middle half▼ 11.6%€3,343within the sector's middle half▼ 58.2%
Equity€120,318within the sector's middle half▼ 7.3%€120,732within the sector's middle half▲ 0.3%€129,782within the sector's middle half▲ 7.5%€137,783within the sector's middle half▲ 6.2%€141,125within the sector's middle half▲ 2.4%
Total assets€301,999within the sector's middle half▼ 2.7%€319,775within the sector's middle half▲ 5.9%€321,327within the sector's middle half▲ 0.5%€335,643within the sector's middle half▲ 4.5%€379,641within the sector's middle half▲ 13.1%
Debt€181,681▲ 0.6%€199,042▲ 9.6%€191,545▼ 3.8%€197,860▲ 3.3%€238,516▲ 20.5%
Working capital-€36,118below the sector's middle half▼ 485%-€49,842below the sector's middle half▼ 38.0%-€55,221below the sector's middle half▼ 10.8%-€61,943below the sector's middle half▼ 12.2%-€106,274below the sector's middle half▼ 71.6%
Solvency39.8%within the sector's middle half▼ 2.0pp37.8%within the sector's middle half▼ 2.1pp40.4%within the sector's middle half▲ 2.6pp41.1%within the sector's middle half▲ 0.7pp37.2%within the sector's middle half▼ 3.9pp
Current ratio0.34below the sector's middle half▼ 0.460.42below the sector's middle half▲ 0.080.41below the sector's middle half▼ 0.010.46below the sector's middle half▲ 0.050.37below the sector's middle half▼ 0.08
Return on assets (ROA)-3.2%below the sector's middle half▼ 3.1pp0.1%below the sector's middle half▲ 3.3pp2.8%within the sector's middle half▲ 2.7pp2.4%within the sector's middle half▼ 0.4pp0.9%below the sector's middle half▼ 1.5pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€10,000€0€10,000Operating result 2020: -€6,393-€6,393Net result 2020: -€9,521-€9,521Operating result 2021: €3,323€3,323Net result 2021: €414€414Operating result 2022: €12,456€12,456Net result 2022: €9,049€9,049Operating result 2023: €10,268€10,268Net result 2023: €8,001€8,001Operating result 2024: €5,310€5,310Net result 2024: €3,343€3,34320202021202220232024€0€5,000€10,000Operating result 2022: €12,456€12,500Net result 2022: €9,049€9,050Operating result 2023: €10,268€10,300Net result 2023: €8,001€8,000Operating result 2024: €5,310€5,310Net result 2024: €3,343€3,340202220232024
The operating result has fallen two years in a row; 2024 is 48% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €379,641
Fixed assets €316,148 ▲ 11.5%
Current assets €63,493 ▲ 21.8%
Equity and liabilities €379,641
Equity €141,125 ▲ 2.4%
Debt €238,516 ▲ 20.5%
Debt's share of the balance-sheet total rises from 58.9% to 62.8%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€5,882
Cash flow
€3,914
Quick ratio
0.31▼
2023 · 0.39
Debt to equity
1.69▲
2023 · 1.44
ROE
2.4%▼
2023 · 5.8%
Interest coverage
2.99
Debt ≤ 1 year
€169,767▲
2023 · €114,086
Debt > 1 year
€68,749▼
2023 · €83,774
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 46 lines
Balance sheet Code20232024
Assets
Total assets20/58€335,643€379,641▲
Fixed assets21/28€283,500€316,148▲
Tangible fixed assets22/27-€12,648
Plant, machinery and equipment23-€12,648
Financial fixed assets28€283,500€303,500▲
Current assets29/58€52,143€63,493▲
Stocks and contracts in progress3€7,495€10,396▲
Stocks30/36€7,495€10,396▲
Amounts receivable within one year40/41€5,490€13,841▲
Trade receivables40€2,072€4,975▲
Other amounts receivable41€3,419€8,865▲
Cash at bank and in hand54/58€39,157€39,138=
Deferred charges and accrued income490/1-€118
Equity and liabilities
Total equity and liabilities10/49€335,643€379,641▲
Equity10/15€137,783€141,125▲
Contributions10/11€62,000€62,000=
Capital10€62,000€62,000=
Issued capital100€62,000€62,000=
Reserves13€14,716€14,716=
Non-distributable reserves130/1€6,216€6,216=
Legal reserve130€6,216€6,216=
Distributable reserves133€8,500€8,500=
Profit (loss) carried forward14€61,066€64,409▲
Amounts payable17/49€197,860€238,516▲
Amounts payable after more than one year17€83,774€68,749▼
Financial debts170/4€83,774€68,749▼
Amounts payable within one year42/48€114,086€169,767▲
Current portion of amounts payable after more than one year42€14,724€15,025▲
Trade debts44€2,056€7,299▲
Suppliers440/4€2,056€7,299▲
Taxes, remuneration and social security45€850-
Taxes450/3€850-
Other amounts payable47/48€96,456€147,442▲
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€571
Other operating charges640/8€384€476▲
Gross operating margin9900€10,652€6,358▼
Operating profit (loss)9901€10,268€5,310▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€2,267€1,968▼
Recurring financial charges65€2,267€1,968▼
Profit (loss) for the period before taxes9903€8,001€3,343▼
Profit (loss) for the period9904€8,001€3,343▼
Profit (loss) for the period to be appropriated9905€8,001€3,343▼
Appropriation of the result
Profit (loss) to be appropriated9906€61,066€64,409▲
Profit (loss) brought forward from the previous period14P€53,065€61,066▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€673---€571-
Other operating charges640/8-€348€348€384€476▲ 23.9%
Gross operating margin9900-€5,372€3,670€12,803€10,652€6,358▼ 40.3%
Operating profit (loss)9901-€6,393€3,323€12,456€10,268€5,310▼ 48.3%
Financial income75/76B----€0-
Recurring financial income75----€0-
Financial charges65/66B-€2,908€2,556€2,267€1,968▼ 13.2%
Recurring financial charges65€3,128€2,908€2,556€2,267€1,968▼ 13.2%
Profit (loss) for the period before taxes9903-€9,521€414€9,899€8,001€3,343▼ 58.2%
Income taxes67/77--€850---
Profit (loss) for the period9904-€9,521€414€9,049€8,001€3,343▼ 58.2%
Profit (loss) for the period to be appropriated9905-€9,521€414€9,049€8,001€3,343▼ 58.2%
Line20202021202220232024Change
Assets
Total assets20/58€301,999€319,775€321,327€335,643€379,641▲ 13.1%
Fixed assets21/28€283,500€283,500€283,500€283,500€316,148▲ 11.5%
Tangible fixed assets22/27----€12,648-
Plant, machinery and equipment23----€12,648-
Financial fixed assets28€283,500€283,500€283,500€283,500€303,500▲ 7.1%
Current assets29/58€18,499€36,275€37,827€52,143€63,493▲ 21.8%
Stocks and contracts in progress3€7,032€3,955€2,686€7,495€10,396▲ 38.7%
Stocks30/36-€3,955€2,686€7,495€10,396▲ 38.7%
Amounts receivable within one year40/41€4,316€18,748€31,794€5,490€13,841▲ 152%
Trade receivables40-€16,896€28,896€2,072€4,975▲ 140%
Other amounts receivable41-€1,853€2,898€3,419€8,865▲ 159%
Cash at bank and in hand54/58€7,040€13,458€3,230€39,157€39,138=
Deferred charges and accrued income490/1-€113€116-€118-
Equity and liabilities
Total equity and liabilities10/49€301,999€319,775€321,327€335,643€379,641▲ 13.1%
Equity10/15€120,318€120,732€129,782€137,783€141,125▲ 2.4%
Contributions10/11€62,000€62,000€62,000€62,000€62,000=
Capital10-€62,000€62,000€62,000€62,000=
Issued capital100-€62,000€62,000€62,000€62,000=
Reserves13€6,216€6,216€14,716€14,716€14,716=
Non-distributable reserves130/1-€6,216€6,216€6,216€6,216=
Legal reserve130-€6,216€6,216€6,216€6,216=
Distributable reserves133--€8,500€8,500€8,500=
Profit (loss) carried forward14€52,101€52,516€53,065€61,066€64,409▲ 5.5%
Amounts payable17/49€181,681€199,042€191,545€197,860€238,516▲ 20.5%
Amounts payable after more than one year17€127,064€112,926€98,498€83,774€68,749▼ 17.9%
Financial debts170/4-€112,926€98,498€83,774€68,749▼ 17.9%
Amounts payable within one year42/48€54,617€86,117€93,047€114,086€169,767▲ 48.8%
Current portion of amounts payable after more than one year42-€14,138€14,428€14,724€15,025▲ 2.0%
Trade debts44€587€11,873€516€2,056€7,299▲ 255%
Suppliers440/4-€11,873€516€2,056€7,299▲ 255%
Taxes, remuneration and social security45--€850€850--
Taxes450/3--€850€850--
Other amounts payable47/48-€60,105€77,254€96,456€147,442▲ 52.9%
Line20202021202220232024Change
Profit (loss) for the period9904-€9,521€414€9,049€8,001€3,343▼ 58.2%
+ Depreciation and write-downs630€673---€571-
Operating cash flow (approximation)-€8,848€414€9,049€8,001€3,914▼ 51.1%
Investment in fixed assets (approximation)-€0€0€0-€33,219-
Change in cash-€6,418-€10,228€35,927-€19▼ 100%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
16-06
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
27-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
24-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
03-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2022
31-12
Financial Highest result since 2018net €9,049 ▲2,083%
Operating result €12,456, net result €9,049, both a record.
24-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Back to profitnet €414
Net result €414 after 3 loss-making years.
21-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Weakest financial yearnet -€9,521
Net result drops to -€9,521, the lowest in the series; recovery starts the following year.
24-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
29-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
22-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
2017
25-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts

We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verlaine · 1 establishment unit since 1992
seat establishment The establishment unit on the map
Ground area
1,528 m²
Building footprint
119 m²
Volume, LiDAR
713 m³
Parcel 61056A0076/00T003, Wallonia · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue de Haneffe(SLC) 25, 4537 Verlaine
NACE 7412401
since 19922.057.577.757
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
61056A0076/00T003 Wallonia 1,528 m² 1 · 119 m² 7.5 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2024 list no shareholders, and no other source names one.

Holdings 1

  • IBS Europe , Insurance Broker's Solution EuropeLU
    Equity €303,345Result €471
    17.96%

According to the 2024 annual accounts of MIOMANDRE CONSULT and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 82,646 companies in sector 70200 we hold annual accounts for 52,627. 40,904 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded30-03-1992
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
43230Insulation installation
43320Joinery installation
43990Other specialised construction activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:0447122389
Also 9925:BE0447122389
Registered 16-12-2024

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.