MINNETRAAN
ActiveMINNETRAAN has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €226k and a net result of €18k. Equity is shrinking by ~9.9% per year across the filed fiscal years. Its solvency ranks better than 47% of 13977 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability43▲+4
Solvency52▲+3
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity tight (current ratio 1.36 against 1.32 in 2024; short-term debt: 73.4% and cash: 0.6% of total assets), and 73.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.6%
Return on assets
2.1%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €226k
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
3 d late
2024
36 d early
2023
20 d early
2022
25 d early
2021
16 d early
2020
5 d late
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€226k▲ 8.4%
2024 · €208k
2018: €425k
2019: €485k
2020: €587k
2021: €597k
2022: €573k
2023: €204k
2024: €208k
2018 → 2025
Total assets
€849k▼ 0.7%
2024 · €855k
2018: €1.83M
2019: €1.75M
2020: €1.50M
2021: €1.73M
2022: €1.44M
2023: €846k
2024: €855k
2018 → 2025
Net result
€18k▲ 296%
2024 · €4k
2018: €2k
2019: €60k
2020: €102k
2021: €10k
2022: €-24k
2023: €-49k
2024: €4k
2018 → 2025
Working capital
€226k▲ 8.4%
2024 · €208k
2018: €425k
2019: €485k
2020: €587k
2021: €597k
2022: €573k
2023: €204k
2024: €208k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€597k-€573k▼ 4.1%€204k▼ 64.4%€208k▲ 2.2%€226k▲ 8.4%
Operating result€33k-€-3k€-36k▼ 1,250%€13k€21k▲ 58.5%
Net result€10k-€-24k€-49k▼ 101%€4k€18k▲ 296%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 59% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €849k
Equity
€226k▲ 8.4%
Debt
€623k▼ 3.6%
The debt ratio falls from 75.6% to 73.4%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
26.6%▲
2024 · 24.4%
Current ratio
1.36▲
2024 · 1.32
Quick ratio
0.34▲
2024 · 0.33
Debt / equity
2.76▼
2024 · 3.10
ROE
7.8%▲
2024 · 2.1%
ROA
2.1%▲
2024 · 0.5%
Debt
€623k▼
2024 · €647k
Debt ≤ 1 year
€623k▼
2024 · €647k
Income taxes
€2k▲
2024 · €444
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€855k€849k▼
Current assets29/58€855k€849k▼
Stocks and contracts in progress3€640k€640k=
Stocks30/36€640k€640k=
Amounts receivable within one year40/41€2k€3k▲
Trade receivables40€2k€2k=
Other amounts receivable41€82€1k▲
Current investments50/53€200k€200k=
Cash at bank and in hand54/58€12k€5k▼
Deferred charges and accrued income490/1€511€515▲
Equity and liabilities
Total equity and liabilities10/49€855k€849k▼
Equity10/15€208k€226k▲
Contributions10/11€10k€10k=
Reserves13€198k€216k▲
Distributable reserves133€198k€216k▲
Amounts payable17/49€647k€623k▼
Amounts payable within one year42/48€647k€623k▼
Current portion of amounts payable after more than one year42€413k€413k=
Trade debts44€0€553▲
Suppliers440/4€0€553▲
Taxes, remuneration and social security45€2k€2k▲
Taxes450/3€2k€2k▲
Other amounts payable47/48€231k€207k▼
Income statement
Code20242025
Other operating charges640/8€2k€2k▼
Gross operating margin9900€16k€23k▲
Operating profit (loss)9901€13k€21k▲
Financial income75/76B€2k€11k▲
Recurring financial income75€2k€11k▲
Financial charges65/66B€10k€12k▲
Recurring financial charges65€10k€12k▲
Profit (loss) for the period before taxes9903€5k€19k▲
Income taxes67/77€444€2k▲
Profit (loss) for the period9904€4k€18k▲
Profit (loss) for the period to be appropriated9905€4k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€18k▲
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€0-
Transfer to equity691/2€4k€18k▲
To other reserves6921€4k€18k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-49k
Net result drops to €-49k, the lowest in the series; recovery starts the following year.
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
05-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 5 days late
2020
31-12
Financial
Highest result since 2018net €102k ▲70.1%
Operating result €176k, net result €102k, both a record.
31-12
Financial
Equity above €500kEq €587k ▲21.1%
3 profitable years in a row build equity to €587k.
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
11-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapelle-op-den-Bos · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Paddegatstraat 151880 Kapelle-op-den-BosGround area
1,208 m²
Building footprint
182 m²
Volume, LiDAR
1,082 m³
Parcel 23056B0303/00G000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Minnetraan
since 20072.162.921.638
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23056B0303/00G000 | Flanders | 1,208 m² | 1 · 182 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LABEL PROPRIETE
BE 0827.637.949
Péruwelz · Eq €226k
BATIM
BE 0452.144.813
Montigny-le-Tilleul · Eq €226k
MON HABITAT
BE 0889.345.686
Courcelles · Eq €226k
Vastgoed MJ
BE 0769.439.533
Beringen · Eq €226k
IMMO VERHOEVEN FRANK
BE 0890.355.476
Merksplas · Eq €226k
Of 11,748 companies in sector 68310 we hold annual accounts for 6,906. 5,122 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-05-2007
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.