MINIMARKT MITJE
ActiveMINIMARKT MITJE has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €776k and a net result of €-10k. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 76% of 10345 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability46▲+18
Solvency88▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity tight (current ratio 1.3 against 1.24 in 2024; short-term debt: 34.3% and cash: 6.9% of total assets), and 36.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.4%
Return on assets
-0.8%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-10k
neutral · A punctual record breaks
This company filed 7 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
13 d early
2023
40 d early
2022
24 d early
2021
23 d early
2020
15 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€776k▼ 1.3%
2024 · €786k
2018: €635k
2019: €677k
2020: €785k
2021: €807k
2022: €809k
2023: €834k
2024: €786k
2018 → 2025
Total assets
€1.22M▼ 7.0%
2024 · €1.32M
2018: €1.13M
2019: €1.11M
2020: €1.33M
2021: €1.28M
2022: €1.41M
2023: €1.42M
2024: €1.32M
2018 → 2025
Net result
€-10k▲ 79.0%
2024 · €-48k
2018: €24k
2019: €42k
2020: €117k
2021: €22k
2022: €2k
2023: €25k
2024: €-48k
2018 → 2025
Working capital
€125k▲ 10.6%
2024 · €113k
2018: €146k
2019: €185k
2020: €164k
2021: €163k
2022: €39k
2023: €145k
2024: €113k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€807k-€809k▲ 0.3%€834k▲ 3.1%€786k▼ 5.8%€776k▼ 1.3%
Operating result€46k-€20k▼ 56.0%€53k▲ 158%€-20k€8k
Net result€22k-€2k▼ 90.4%€25k▲ 1,106%€-48k€-10k▲ 79.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €8k after a loss of €20k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.22M
Fixed assets
€678k▼ 7.3%
Current assets
€545k▼ 6.7%
Equity and liabilities €1.22M
Equity
€776k▼ 1.3%
Debt
€448k▼ 15.6%
The debt ratio falls from 40.3% to 36.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€78k▲
2024 · €48k
Cash flow
€60k▲
2024 · €20k
Solvency
63.4%▲
2024 · 59.7%
Current ratio
1.30▲
2024 · 1.24
Quick ratio
0.91▼
2024 · 0.91
Debt / equity
0.58▼
2024 · 0.68
ROE
-1.3%▲
2024 · -6.1%
ROA
-0.8%▲
2024 · -3.6%
Interest coverage
3.41▲
2024 · 1.71
Debt
€448k▼
2024 · €531k
Debt ≤ 1 year
€420k▼
2024 · €472k
Debt > 1 year
€28k▼
2024 · €59k
Income taxes
€328▲
2024 · €315
Staff costs
€281k▼
2024 · €286k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.32M€1.22M▼
Fixed assets21/28€732k€678k▼
Tangible fixed assets22/27€728k€675k▼
Land and buildings22€374k€358k▼
Plant, machinery and equipment23€265k€223k▼
Other tangible fixed assets26€89k€93k▲
Financial fixed assets28€4k€4k=
Current assets29/58€585k€545k▼
Stocks and contracts in progress3€154k€163k▲
Stocks30/36€154k€163k▲
Amounts receivable within one year40/41€38k€57k▲
Trade receivables40€23k€40k▲
Other amounts receivable41€15k€17k▲
Current investments50/53€240k€240k=
Cash at bank and in hand54/58€152k€85k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€1.32M€1.22M▼
Equity10/15€786k€776k▼
Contributions10/11€536k€536k=
Reserves13€262k€262k=
Distributable reserves133€262k€262k=
Profit (loss) carried forward14€-11k€-22k▼
Amounts payable17/49€531k€448k▼
Amounts payable after more than one year17€59k€28k▼
Financial debts170/4€59k€28k▼
Amounts payable within one year42/48€472k€420k▼
Current portion of amounts payable after more than one year42€31k€31k▲
Trade debts44€90k€67k▼
Suppliers440/4€90k€67k▼
Taxes, remuneration and social security45€66k€36k▼
Taxes450/3€5k€6k▲
Remuneration and social security454/9€61k€30k▼
Other amounts payable47/48€285k€286k▲
Income statement
Code20242025
Remuneration, social security and pensions62€286k€281k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€68k€70k▲
Other operating charges640/8€10k€10k▲
Gross operating margin9900€343k€370k▲
Operating profit (loss)9901€-20k€8k▲
Financial income75/76B€178€5k▲
Recurring financial income75€178€5k▲
Financial charges65/66B€28k€23k▼
Recurring financial charges65€28k€23k▼
Profit (loss) for the period before taxes9903€-48k€-10k▲
Income taxes67/77€315€328▲
Profit (loss) for the period9904€-48k€-10k▲
Profit (loss) for the period to be appropriated9905€-48k€-10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-48k€-22k▲
Profit (loss) brought forward from the previous period14P-€-11k
Transfer from equity791/2€36k-
Social balance
Average headcount (FTE)90876.86.3▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-48k ▼290%
Net result drops to €-48k, the lowest in the series; recovery starts the following year.
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €117k ▲176%
Operating result €185k, net result €117k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 28 days late
2017
11-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kalmthout · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wuustwezelsteenweg (Nm) 132920 KalmthoutGround area
2,240 m²
Building footprint
726 m²
Volume, LiDAR
3,580 m³
Parcel 11662C0545/00B002, Flanders · tallest building 10.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
MINIMARKT MITJE
since 19912.051.598.203
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11662C0545/00B002 | Flanders | 2,240 m² | 1 · 726 m² | 10.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 6 entries · 22,336 EUR awarded · 22,336 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 240 EUR | 240 EUR |
| 2024 | 1 | 240 EUR | 240 EUR |
| 2023 | 2 | 240 EUR | 21,616 EUR |
| 2022 | 2 | 21,616 EUR | 240 EUR |
Schemes
Ecologiepremie+
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 site · 1 with a smileyKalmthout2.051.598.203
Similar companies · same sector, comparable size
CENTRAL STORE
BE 0465.523.883
Brussel · Eq €776k
STIM
BE 0812.388.757
Heist-op-den-Berg · Eq €777k
SCHREURS VENDING
BE 0428.586.976
Genk · Eq €775k
LIATRI
BE 0808.224.289
Maasmechelen · Eq €777k
JANNISA
BE 0687.919.941
Lommel · Eq €778k
Of 10,525 companies in sector 47110 we hold annual accounts for 5,860. 2,566 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-12-1990
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
52112
47120Other non-specialised retail sale
47910Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.