Mini - Flat
ActiveSummary
Mini - Flat has been active since 1967 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.8m and a net result of €117,602. Equity is growing by about 2.9% per year across the filed financial years. Its solvency ranks better than 46% of 1,026 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
- Staff
- 20.3 FTE
- Equity
- €2.8m
- Profit
- €117,602
- Parent
- K. Dierick · 100%
- BeDiManaging director · permanent representative DIERICK Bert Jan Luc Henri
Why 86raises riskSector: Construction of residential and non-residential buildings (NACE 41)lowers riskFounded in 1967Figures for financial year 2025 (filed 30-07-2026)Legal form: public limited companyShow the evidence
Checked score
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, small): better than 47% on solvency, 38% on liquidity, 30% on profitability and 55% on growth.
The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 20 days before the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
- Resignation: FORTITUDO (director)Permanent representative: Werner Scheurwegs ·…
- Annual accounts filedfinancial year 2025 · full…
- Annual accounts filedfinancial year 2024 · abbreviated…
Financials · financial year 2025, full format
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result has fallen two years in a row; 2025 is 23% below 2024 and is the lowest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Average staff in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 41, Construction of residential and non-residential buildings: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Peer companies
Historical observationOf the 4,685 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 96.9% are still going.
- Small
- 20 years or older
- solvency 10 to 30%
- a profit under 5% of the balance sheet
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,685 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | - | €0.01m | €0.01m | - | - |
| Remuneration, social security and pensions62 | - | - | - | €1.3m | €1.5m | €1.5m | €1.4m | €1.4m | ▲ 5.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €0.1m | €0.1m | €0.1m | €0.09m | €0.1m | €0.08m | €0.07m | €0.1m | ▲ 44.1% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | -€0.001m | - | - | -€0.003m | - | - |
| Other operating charges640/8 | - | - | - | €0.05m | €0.03m | €0.05m | €0.02m | €0.02m | ▲ 21.4% |
| Non-recurring operating charges66A | - | - | - | - | - | - | - | €0.001m | - |
| Gross operating margin9900 | €1.6m | €1.5m | €1.6m | €1.7m | €1.8m | €2.0m | €1.6m | €1.7m | ▲ 4.5% |
| Operating profit (loss)9901 | -€0.08m | -€0.01m | €0.1m | €0.2m | €0.1m | €0.4m | €0.2m | €0.1m | ▼ 23.0% |
| Financial income75/76B | - | - | - | €0.06m | €0.07m | €0.2m | €0.2m | €0.1m | ▼ 32.1% |
| Recurring financial income75 | €0.04m | €0.05m | €0.05m | €0.05m | €0.07m | €0.2m | €0.2m | €0.1m | ▼ 32.1% |
| Non-recurring financial income76B | - | - | - | €0.008m | €0.002m | - | - | - | - |
| Financial charges65/66B | - | - | - | €0.02m | €0.01m | €0.03m | €0.07m | €0.1m | ▲ 53.6% |
| Recurring financial charges65 | €0.01m | €0.01m | €0.01m | €0.01m | €0.01m | €0.03m | €0.07m | €0.1m | ▲ 53.6% |
| Non-recurring financial charges66B | - | - | - | €0.01m | - | - | - | - | - |
| Profit (loss) for the period before taxes9903 | -€0.06m | €0.03m | €0.1m | €0.2m | €0.2m | €0.5m | €0.3m | €0.2m | ▼ 45.8% |
| Transfer from deferred taxes780 | - | - | - | €0.001m | - | - | - | - | - |
| Income taxes67/77 | €0 | €0.002m | €0.02m | €0.07m | €0.06m | €0.1m | €0.09m | €0.05m | ▼ 41.5% |
| Profit (loss) for the period9904 | -€0.05m | €0.02m | €0.1m | €0.2m | €0.2m | €0.4m | €0.2m | €0.1m | ▼ 47.5% |
| Transfer from tax-exempt reserves789 | - | - | - | €0.001m | - | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | -€0.05m | €0.03m | €0.1m | €0.2m | €0.2m | €0.4m | €0.2m | €0.1m | ▼ 47.5% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €4.2m | €4.9m | €5.0m | €5.5m | €5.5m | €5.9m | €6.7m | €9.4m | ▲ 40.3% |
| Fixed assets21/28 | €1.5m | €1.4m | €1.4m | €1.4m | €0.9m | €0.9m | €0.8m | €2.3m | ▲ 188% |
| Intangible fixed assets21 | €0.004m | €0.002m | €236 | €0.02m | €0.01m | €0.02m | €0.006m | €0.002m | ▼ 75.3% |
| Tangible fixed assets22/27 | €0.7m | €0.7m | €0.7m | €0.7m | €0.2m | €0.1m | €0.08m | €1.6m | ▲ 19× |
| Land and buildings22 | - | - | - | €0.5m | - | - | - | - | - |
| Plant, machinery and equipment23 | - | - | - | €0.06m | €0.05m | €0.03m | €0.02m | €0.4m | ▲ 18× |
| Furniture and vehicles24 | - | - | - | €0.1m | €0.1m | €0.1m | €0.06m | €0.05m | ▼ 27.3% |
| Leasing and similar rights25 | - | - | - | - | - | - | - | €1.2m | - |
| Financial fixed assets28 | €0.7m | €0.7m | €0.7m | €0.7m | €0.7m | €0.7m | €0.7m | €0.7m | = |
| Current assets29/58 | €2.7m | €3.5m | €3.6m | €4.1m | €4.6m | €5.1m | €5.9m | €7.1m | ▲ 20.5% |
| Stocks and contracts in progress3 | €0.4m | €0.4m | €0.3m | €1.0m | €1.1m | €1.5m | €1.8m | €1.1m | ▼ 37.1% |
| Stocks30/36 | - | - | - | €0.5m | €0.5m | €1.0m | €1.3m | €0.5m | ▼ 62.7% |
| Contracts in progress37 | - | - | - | €0.5m | €0.6m | €0.4m | €0.5m | €0.7m | ▲ 28.0% |
| Amounts receivable within one year40/41 | €1.8m | €2.4m | €2.4m | €2.8m | €3.2m | €3.3m | €3.6m | €5.0m | ▲ 39.0% |
| Trade receivables40 | - | - | - | €0.4m | €0.5m | €0.5m | €0.6m | €0.7m | ▲ 29.8% |
| Other amounts receivable41 | - | - | - | €2.4m | €2.7m | €2.8m | €3.0m | €4.3m | ▲ 40.6% |
| Cash at bank and in hand54/58 | €0.2m | €0.1m | €0.2m | €0.3m | €0.3m | €0.3m | €0.5m | €0.9m | ▲ 98.5% |
| Deferred charges and accrued income490/1 | - | - | - | €0.007m | €0.007m | €0.01m | €0.03m | €0.03m | ▲ 25.4% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €4.2m | €4.9m | €5.0m | €5.5m | €5.5m | €5.9m | €6.7m | €9.4m | ▲ 40.3% |
| Equity10/15 | €2.3m | €2.3m | €2.4m | €2.6m | €2.2m | €2.4m | €2.6m | €2.8m | ▲ 4.5% |
| Contributions10/11 | €0.7m | €0.7m | €0.7m | €0.8m | €0.7m | €0.7m | €0.7m | €0.7m | = |
| Capital10 | - | - | - | €0.7m | €0.6m | €0.6m | €0.6m | €0.6m | = |
| Issued capital100 | - | - | - | €0.7m | €0.6m | €0.6m | €0.6m | €0.6m | = |
| Contributions outside capital11 | - | - | - | €0.1m | €0.1m | €0.1m | €0.1m | €0.1m | = |
| Share premium1100/10 | - | - | - | €0.1m | €0.1m | €0.1m | €0.1m | €0.1m | = |
| Revaluation surpluses12 | - | - | - | €0.4m | - | - | - | - | - |
| Reserves13 | €1.1m | €1.1m | €1.2m | €1.4m | €1.5m | €1.7m | €1.9m | €2.0m | ▲ 6.1% |
| Non-distributable reserves130/1 | - | - | - | €0.07m | €0.06m | €0.06m | €0.06m | €0.06m | = |
| Legal reserve130 | - | - | - | €0.07m | €0.06m | €0.06m | €0.06m | €0.06m | = |
| Distributable reserves133 | - | - | - | €1.3m | €1.4m | €1.6m | €1.9m | €2.0m | ▲ 6.3% |
| Provisions and deferred taxes16 | €0.007m | €0.001m | €0.001m | - | - | - | - | - | - |
| Amounts payable17/49 | €1.9m | €2.6m | €2.6m | €3.0m | €3.4m | €3.5m | €4.1m | €6.6m | ▲ 63.5% |
| Amounts payable after more than one year17 | €0.09m | €0.04m | €0.07m | €0.06m | €0.04m | €0.03m | €0.01m | €1.3m | ▲ 103× |
| Financial debts170/4 | - | - | - | €0.06m | €0.04m | €0.03m | €0.01m | €1.3m | ▲ 103× |
| Amounts payable within one year42/48 | €1.8m | €2.6m | €2.3m | €2.8m | €3.0m | €3.4m | €3.8m | €5.2m | ▲ 35.2% |
| Current portion of amounts payable after more than one year42 | - | - | - | €0.06m | €0.05m | €0.03m | €0.01m | €0.2m | ▲ 12× |
| Financial debts43 | - | - | - | €0.05m | €0.02m | €0.06m | €0.08m | €0.09m | ▲ 21.5% |
| Credit institutions430/8 | - | - | - | €0.05m | €0.02m | €0.06m | €0.08m | €0.09m | ▲ 21.5% |
| Trade debts44 | €0.4m | €0.6m | €0.9m | €1.2m | €1.3m | €1.6m | €1.0m | €1.9m | ▲ 83.0% |
| Suppliers440/4 | - | - | - | €1.2m | €1.3m | €1.6m | €1.0m | €1.9m | ▲ 83.0% |
| Advances received on contracts in progress46 | - | - | - | €1.3m | €1.3m | €1.0m | €0.8m | €1.1m | ▲ 39.3% |
| Taxes, remuneration and social security45 | - | - | - | €0.2m | €0.2m | €0.3m | €0.3m | €0.2m | ▼ 22.8% |
| Taxes450/3 | - | - | - | €0.03m | €0.03m | €0.1m | €0.1m | €0.03m | ▼ 75.8% |
| Remuneration and social security454/9 | - | - | - | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | ▲ 17.0% |
| Other amounts payable47/48 | - | - | - | - | €0.08m | €0.5m | €1.7m | €1.7m | ▲ 4.3% |
| Accrued charges and deferred income492/3 | - | - | - | €0.1m | €0.3m | €0.05m | €0.2m | €0.2m | ▼ 19.1% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€0.05m | €0.02m | €0.1m | €0.2m | €0.2m | €0.4m | €0.2m | €0.1m | ▼ 47.5% |
| + Depreciation and write-downs630 | €0.1m | €0.1m | €0.1m | €0.09m | €0.1m | €0.08m | €0.07m | €0.1m | ▲ 44.1% |
| Operating cash flow (approximation) | €0.05m | €0.1m | €0.2m | €0.3m | €0.2m | €0.4m | €0.3m | €0.2m | ▼ 24.9% |
| Investment in fixed assets (approximation) | - | -€0.08m | -€0.09m | -€0.1m | €0.4m | -€0.04m | €0 | -€1.6m | - |
| Change in cash | - | -€0.05m | €0.1m | €0.03m | €0.09m | -€0.05m | €0.2m | €0.5m | ▲ 158% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 49 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | full format | 30-07-2026 | 2026-00361063 |
| 31-12-2024 | abbreviated format | 22-07-2025 | 2025-00292177 |
| 31-12-2023 | abbreviated format | 19-07-2024 | 2024-00262727 |
| 31-12-2022 | abbreviated format | 24-07-2023 | 2023-00271485 |
| 31-12-2021 | abbreviated format | 08-06-2022 | 2022-20052671 |
| 31-12-2020 | abbreviated format | 09-06-2021 | 2021-18900025 |
| 31-12-2019 | abbreviated format | 28-07-2020 | 2020-35100508 |
| 31-12-2018 | abbreviated format | 01-07-2019 | 2019-25100350 |
| 31-12-2017 | abbreviated format | 14-06-2018 | 2018-18000513 |
| 31-12-2016 | abbreviated format | 09-06-2017 | 2017-16800086 |
Similar companies · same sector, comparable size
Subsidies and aid
Flemish government
2022 to 2025 · 3 entries · €7,332 awarded · €7,332 paid| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 2 | €1,582 | €1,582 |
| 2022 | 1 | €5,750 | €5,750 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Board 1
Day-to-day management 1
Permanent representatives 1
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- Day-to-day management
- began earlier
| Name | Functions and periods |
|---|---|
| BeDi |
|
| FORTITUDO |
|
Owners and capital
Owners
1 ownerChain of control
- BeDi
- K. Dierick
- Mini - Flat
Highest known parent: BeDi. The sources do not say who stands above it.
Owners 1
- K. DierickparentSourceaccounts K. Dierick 2025100%
Sources: the companies' annual accounts, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.
Group and network
Connections & network
1 current directorThe board mandates are listed below; here you explore them as a network.
History
Acts, filings and financial milestones
25-09
Gazette deed
Resignation: FORTITUDO (director)Permanent representative: Werner Scheurwegs · Director discharge · Power of attorney5 facts ▸
- General meeting, 30-06-2026
- Director resignation, FORTITUDO (director)
- Director discharge, FORTITUDO (director)
- Permanent representative, Werner Scheurwegs
- Power of attorney, Boekhoudkantoor BWM BV
25-04
Gazette deed
Capital & shares · Amendment of the articles · Resignations & appointments · RestructuringResignations: BeDi (director and managing director) and FORTITUDO BVBA (director) · Reappointments: BeDi (director and managing director) and FORTITUDO BVBA (director) · Permanent representatives: DIERICK Bert Jan Luc Henri and SCHEURWEGS Werner Andreas Seraphina31 facts ▸
- General meeting, 16-02-2023
- Other provision, “splitsingsvoorstel opgesteld en neergelegd”, 07-11-2022 (deed in Dutch)
- Other provision, “wettigheidscontrole, bestaan en interne en externe wettigheid van rechtshandelingen en formaliteiten” (deed in Dutch)
- Other provision, “ieder afzonderlijk, afstand formaliteiten tot bijeenroeping” (deed in Dutch)
- Other provision, “vereenvoudigde procedure en afstand verslagen, schriftelijk en omstandig verslag bestuursorgaan en schriftelijk verslag bedrijfsrevisor” (deed in Dutch)
- Other provision, “vrijstelling voorlezing en kennisname documenten, voorzitter van voorlezing splitsingsvoorstel” (deed in Dutch)
- Demerger, “partiële splitsing door overneming”, EUR (deed in Dutch)
- Accounting effect, 01-08-2022
- Shareholding, “enige aandeelhouder” (deed in Dutch)
- Other provision, “bijzondere rechten artikel 12:59,8° WVV, leden van bestuursorganen van JELIMMO en MINI-FLAT” (deed in Dutch)
- Other provision, “beschrijving over te dragen activa en passiva, verzoekt notaris te akteren” (deed in Dutch)
- Real estate, “industrieel eigendom op en met grond en aanhorigheden”, 02-04-1976 (deed in Dutch)
- +19 further facts in this act
About the unread acts
Of the 9 Belgian Official Gazette deeds we know for this company, 2 have been read. The other 7 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 27 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0404.175.937
Environmental permits
Source: Omgevingsloket Vlaanderen. Flanders only: Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 71005B1350/00R000 | Flanders | 2.3 ha | 1 · 3,891 m² | - |
How the parcels are linked
Articles of association
What the company does
- Name clauseThe name the company operates under according to its articles.
- MINIFLAT
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest, overbrenging naar om het even welke plaats in tweetalig gebied Brussel Hoofdstad of Nederlands taalgebied door eenvoudige…” (deed in Dutch)“3581 Beringen,Korspelsesteenweg 9” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “Indien er meerdere bestuurders zijn, wordt de vennootschap, onverminderd de algemene vertegenwoordigingsmacht van de raad van bestuur als…”“Wanneer de vennootschap optreedt als bestuurder van andere vennootschappen, dan wordt de vennootschap enkel rechtsgeldig vertegenwoordigd…”
Full text
Wanneer de vennootschap optreedt als bestuurder van andere vennootschappen, dan wordt de vennootschap enkel rechtsgeldig vertegenwoordigd door de vaste vertegenwoordiger die alleen handelt. Vergoeding van de bestuurder Het mandaat van bestuurder wordt niet bezoldigd behoudens andersluidende beslissing van de algemene vergadering. De algemene vergadering zal in dit geval zich dienen uit te spreken over het bedrag van de bezoldiging, de vertrekvergoeding en de opzegtermijn met een minimum termijn van 8 weken.
- Board ruleHow the board is made up, meets and takes decisions.
- “Overblijvende bestuurders voorlopig, 3” (deed in Dutch)“Algemene vergadering, bedrag bezoldiging, vertrekvergoeding en opzegtermijn” (deed in Dutch)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Op naam, vennootschapszetel” (deed in Dutch)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Ondubbelzinnig en onvoorwaardelijk, overigen verplicht mee over te dragen” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Third Friday of June at 17:00
Oversight and winding up
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Ontbinding om welke reden en op welk ogenblik ook, bij gebrek benoeming vereffening door bestuursorgaan in functie als college van…” (deed in Dutch)“Bevoegd tot alle verrichtingen vermeld in wet tenzij algemene vergadering anders besluit bij gewone meerderheid, bevoegdheden vereffenaars” (deed in Dutch)