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MiNi

Active
Private limited companyfounded 2021active for 5 yearsBorheidestraat(OTT) 14, 3040 Huldenberg, BelgiumKBO/BCE: BE 0776.490.839
Summary

The computed 12-month bankruptcy probability of MiNi is 5.0% (elevated). The 2025 annual accounts show equity of €42,776 and a net result of €45,299. Equity is growing by about 65% per year across the filed financial years. Its solvency ranks better than 47% of 16,839 sector peers (NACE 56, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Limited-service restaurants, excluding mobile food services
NACE 56112
2 sites
Size
€161,249total assets 2025
Equity
€42,776
Profit
€45,299
Turnover not published (micro format)
Financial health
40 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
5.0%
Structure
2025 accounts 4 days early1 of 2 deeds summarised
Why 40raises riskFounded in 2021Sector: Food and beverage service activities (NACE 56)Size: total assets €161,249lowers riskFigures for financial year 2025 (filed 27-07-2026)Show the evidence

Checked score

Score 2025
40 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 63% of its sector peers (NACE 56, micro)
Financial strength · tick = 2024
Strong
Solvency 52+9
equity 26.5% of total assets
Liquidity 25-20
short-term debt 58.8% · cash 4.7%
Profitability 100+13
return on assets 28.1%
Bankruptcy probability, 12 months
5.0% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,763 companies, NACE 56, micro)
Last 24 months 11-2024: 3.9% 12-2024: 3.9%● unchanged vs 11-2024 01-2025: 3.9%● unchanged vs 12-2024 02-2025: 3.9%● unchanged vs 01-2025 03-2025: 3.9%● unchanged vs 02-2025 04-2025: 4.0%▲ +0.1 percentage points vs 03-2025 05-2025: 4.1%▲ +0.1 percentage points vs 04-2025 06-2025: 4.0%▼ -0.1 percentage points vs 05-2025 07-2025: 3.8%▼ -0.2 percentage points vs 06-2025 08-2025: 3.1%▼ -0.7 percentage points vs 07-2025 09-2025: 3.1%● unchanged vs 08-2025 10-2025: 3.1%● unchanged vs 09-2025lowest value 11-2025: 3.1%● unchanged vs 10-2025lowest value 12-2025: 3.1%● unchanged vs 11-2025lowest value 01-2026: 3.8%▲ +0.7 percentage points vs 12-2025 02-2026: 3.8%● unchanged vs 01-2026 03-2026: 3.8%● unchanged vs 02-2026 04-2026: 4.8%▲ +1.0 percentage point vs 03-2026 05-2026: 5.9%▲ +1.1 percentage points vs 04-2026 06-2026: 5.8%▼ -0.1 percentage points vs 05-2026 07-2026: 6.0%▲ +0.2 percentage points vs 06-2026highest value 08-2026: 5.0%▼ -1.0 percentage point vs 07-2026 09-2026: 5.0%● unchanged vs 08-2026 10-2026: 5.0%● unchanged vs 09-2026
Credit of up to €1,500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity insufficient (current ratio 0.99, compared with 0.71 in 2024, below 1; short-term debt: 58.8% and cash: 4.7% of total assets), and 73.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 48% on solvency, 21% on liquidity, 93% on profitability and 89% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2021
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
lowers risk · Figures for financial year 2025 (filed 27-07-2026)
NBB · annual accounts
raises risk · Size: total assets €161,249
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
4 days early
2024
23 days early
2023
29 days late
2022
29 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 8 days after the deadline; the sector median (NACE 56) for financial year 2024 is 6 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 August (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Highest result from 2022 to 2025net €45,299 ▲163%
  3. Registered officeRegistered-office move · Power of…

Financials · financial year 2025, micro format

Turnover
€198,618
EBIT margin
7.6%
Net result
€45,299▲ 163%
2024 · €17,213
Working capital
-€1,376▲ 91.2%
2024 · -€15,552
Trend over the years

2022 to 2025, 4 financial years

After the dip in 2023 the operating result has climbed two years in a row; 2025 is 124% above 2024 and is the highest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€68,732 2025 Net result€45,299 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 56, Food and beverage service activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line2022202320242025
Turnover€198,618-
Operating result€15,179--€7,861€30,638€68,732▲ 124%
Net result€14,497within the sector's middle half--€12,233below the sector's middle half€17,213within the sector's middle half€45,299above the sector's middle half▲ 163%
EBIT margin7.6%-
Equity€16,497within the sector's middle half-€4,264within the sector's middle half▼ 74.2%€21,477within the sector's middle half▲ 404%€42,776within the sector's middle half▲ 99.2%
Total assets€67,812within the sector's middle half-€140,353within the sector's middle half▲ 107%€119,340within the sector's middle half▼ 15.0%€161,249within the sector's middle half▲ 35.1%
Debt€51,315-€136,089▲ 165%€97,863▼ 28.1%€118,473▲ 21.1%
Working capital€2,095within the sector's middle half--€31,310within the sector's middle half-€15,552within the sector's middle half▲ 50.3%-€1,376within the sector's middle half▲ 91.2%
Solvency24.3%within the sector's middle half-3.0%within the sector's middle half▼ 21.3pp18.0%within the sector's middle half▲ 15.0pp26.5%within the sector's middle half▲ 8.5pp
Current ratio1.07within the sector's middle half-0.60within the sector's middle half▼ 0.470.71within the sector's middle half▲ 0.110.99within the sector's middle half▲ 0.28
Return on assets (ROA)21.4%above the sector's middle half--8.7%below the sector's middle half▼ 30.1pp14.4%within the sector's middle half▲ 23.1pp28.1%above the sector's middle half▲ 13.7pp
above within below the middle half of NACE 56, Food and beverage service activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €161,249
Fixed assets €67,773 ▼ 16.6%
Current assets €93,476 ▲ 145%
Equity and liabilities €161,249
Equity €42,776 ▲ 99.2%
Debt €118,473 ▲ 21.1%
Debt's share of the balance-sheet total falls from 82.0% to 73.5%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€96,020▲
2024 · €54,976
Cash flow
€72,586▲
2024 · €41,551
Quick ratio
0.96▲
2024 · 0.67
Debt to equity
2.77▼
2024 · 4.56
ROE
105.9%▲
2024 · 80.1%
Interest coverage
17.31▲
2024 · 6.19
Debt ≤ 1 year
€94,852▲
2024 · €53,653
Debt > 1 year
€20,132▼
2024 · €39,393
Income taxes
€17,913▲
2024 · €4,600
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,713 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.2% stopped otherwise
95.8% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 5.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,713 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet Code20242025
Assets
Total assets20/58€119,340€161,249▲
Fixed assets21/28€81,239€67,773▼
Tangible fixed assets22/27€78,239€64,773▼
Land and buildings22€4,788€9,363▲
Plant, machinery and equipment23€70,763€51,233▼
Furniture and vehicles24€2,688€4,178▲
Financial fixed assets28€3,000€3,000=
Current assets29/58€38,101€93,476▲
Stocks and contracts in progress3€2,194€2,234▲
Stocks30/36€2,194€2,234▲
Amounts receivable within one year40/41€13,378€76,913▲
Trade receivables40€6,840€67,321▲
Other amounts receivable41€6,538€9,592▲
Cash at bank and in hand54/58€16,543€7,578▼
Deferred charges and accrued income490/1€5,985€6,751▲
Equity and liabilities
Total equity and liabilities10/49€119,340€161,249▲
Equity10/15€21,477€42,776▲
Contributions10/11€2,000€2,000=
Reserves13€19,477€40,776▲
Distributable reserves133€19,477€40,776▲
Amounts payable17/49€97,863€118,473▲
Amounts payable after more than one year17€39,393€20,132▼
Financial debts170/4€39,393€20,132▼
Amounts payable within one year42/48€53,653€94,852▲
Current portion of amounts payable after more than one year42€18,395€19,152▲
Trade debts44€30,427€39,954▲
Suppliers440/4€30,427€39,954▲
Taxes, remuneration and social security45€3,352€11,746▲
Taxes450/3€3,352€11,426▲
Remuneration and social security454/9-€320
Other amounts payable47/48€1,479€24,000▲
Accrued charges and deferred income492/3€4,817€3,490▼
Income statement Code20242025
Non-recurring operating income76A€2,305€17,114▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24,338€27,287▲
Other operating charges640/8€3,255€3,653▲
Gross operating margin9900€58,231€99,672▲
Operating profit (loss)9901€30,638€68,732▲
Financial income75/76B€50€26▼
Recurring financial income75€50€26▼
Financial charges65/66B€8,875€5,547▼
Recurring financial charges65€8,875€5,547▼
Profit (loss) for the period before taxes9903€21,813€63,211▲
Income taxes67/77€4,600€17,913▲
Profit (loss) for the period9904€17,213€45,299▲
Profit (loss) for the period to be appropriated9905€17,213€45,299▲
Appropriation of the result
Profit (loss) to be appropriated9906€17,213€45,299▲
Transfer to equity691/2€17,213€21,299▲
To other reserves6921€17,213€21,299▲
Profit to be distributed694/7-€24,000
Return on contributions (dividend)694-€24,000

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Turnover70€198,618----
Non-recurring operating income76A--€2,305€17,114▲ 643%
Goods, raw materials, services and sundry goods60/61€170,328----
Remuneration, social security and pensions62€350€37,600---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,542€18,998€24,338€27,287▲ 12.1%
Other operating charges640/8€6,822€14,829€3,255€3,653▲ 12.2%
Gross operating margin9900€28,894€63,565€58,231€99,672▲ 71.2%
Operating profit (loss)9901€15,179-€7,861€30,638€68,732▲ 124%
Financial income75/76B-€0€50€26▼ 48.8%
Recurring financial income75-€0€50€26▼ 48.8%
Financial charges65/66B€682€4,371€8,875€5,547▼ 37.5%
Recurring financial charges65€682€4,371€8,875€5,547▼ 37.5%
Profit (loss) for the period before taxes9903€14,497-€12,233€21,813€63,211▲ 190%
Income taxes67/77--€4,600€17,913▲ 289%
Profit (loss) for the period9904€14,497-€12,233€17,213€45,299▲ 163%
Profit (loss) for the period to be appropriated9905€14,497-€12,233€17,213€45,299▲ 163%
Line2022202320242025Change
Assets
Total assets20/58€67,812€140,353€119,340€161,249▲ 35.1%
Fixed assets21/28€34,648€93,253€81,239€67,773▼ 16.6%
Tangible fixed assets22/27€31,648€90,253€78,239€64,773▼ 17.2%
Land and buildings22€8,817€6,802€4,788€9,363▲ 95.5%
Plant, machinery and equipment23€19,040€79,530€70,763€51,233▼ 27.6%
Furniture and vehicles24€3,790€3,921€2,688€4,178▲ 55.4%
Financial fixed assets28€3,000€3,000€3,000€3,000=
Current assets29/58€33,165€47,100€38,101€93,476▲ 145%
Stocks and contracts in progress3€387€2,855€2,194€2,234▲ 1.8%
Stocks30/36€387€2,855€2,194€2,234▲ 1.8%
Amounts receivable within one year40/41€13,988€12,643€13,378€76,913▲ 475%
Trade receivables40€12,717€6,196€6,840€67,321▲ 884%
Other amounts receivable41€1,270€6,447€6,538€9,592▲ 46.7%
Cash at bank and in hand54/58€18,790€31,601€16,543€7,578▼ 54.2%
Deferred charges and accrued income490/1--€5,985€6,751▲ 12.8%
Equity and liabilities
Total equity and liabilities10/49€67,812€140,353€119,340€161,249▲ 35.1%
Equity10/15€16,497€4,264€21,477€42,776▲ 99.2%
Contributions10/11€2,000€2,000€2,000€2,000=
Reserves13-€14,497€19,477€40,776▲ 109%
Distributable reserves133-€14,497€19,477€40,776▲ 109%
Profit (loss) carried forward14€14,497-€12,233---
Amounts payable17/49€51,315€136,089€97,863€118,473▲ 21.1%
Amounts payable after more than one year17€20,246€57,679€39,393€20,132▼ 48.9%
Financial debts170/4€20,246€57,679€39,393€20,132▼ 48.9%
Amounts payable within one year42/48€31,069€78,409€53,653€94,852▲ 76.8%
Current portion of amounts payable after more than one year42€6,449€17,780€18,395€19,152▲ 4.1%
Trade debts44€20,633€50,189€30,427€39,954▲ 31.3%
Suppliers440/4€20,633€50,189€30,427€39,954▲ 31.3%
Taxes, remuneration and social security45€0€1,600€3,352€11,746▲ 250%
Taxes450/3€0€0€3,352€11,426▲ 241%
Remuneration and social security454/9€0€1,600-€320-
Other amounts payable47/48€3,988€8,840€1,479€24,000▲ 16×
Accrued charges and deferred income492/3--€4,817€3,490▼ 27.6%
Line2022202320242025Change
Profit (loss) for the period9904€14,497-€12,233€17,213€45,299▲ 163%
+ Depreciation and write-downs630€6,542€18,998€24,338€27,287▲ 12.1%
Operating cash flow (approximation)€21,039€6,765€41,551€72,586▲ 74.7%
Investment in fixed assets (approximation)--€77,603-€12,323-€13,822▼ 12.2%
Change in cash-€12,812-€15,058-€8,966▲ 40.5%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (4)
Financial year Type Filed Reference
31-12-2025 micro format 27-07-2026 2026-00343425
31-12-2024 micro format 08-07-2025 2025-00275783
31-12-2023 micro format 29-08-2024 2024-00452805
31-12-2022 micro format 29-08-2023 2023-00418340

Similar companies · same sector, comparable size

Of the 21,383 active companies whose main activity is limited-service restaurants, excluding mobile food services (NACE 56112), figures are known for 9,971. 8,578 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 1 of 2 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

MiNi was incorporated on 26 October 2021 as a private limited company.1 The registered office was moved to Ottenburg in 2025.2 Total assets rose from €67,812 in 2022 to €161,249 in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 23-12-2025
  3. 3National Bank, annual accounts 2022 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
27-07
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
31-12
Financial Highest result from 2022 to 2025net €45,299 ▲163%
Operating result €68,732, net result €45,299, both a record.
23-12
Gazette deed Registered office
Registered-office move · Power of attorney2 facts ▸
  • Registered-office move, Borheidestraat 14, 3040 Ottenburg
  • Power of attorney, Accounting & Tax Partners NV
08-07
NBB filing Annual accounts filed
financial year 2024 · micro format
2024
31-12
Financial Back to profitnet €17,213
Net result €17,213 after one loss-making year.
29-08
NBB filing Annual accounts filed
financial year 2023 · micro format · 29 days late
2023
31-12
Financial Weakest financial yearnet -€12,233
Net result drops to -€12,233, the lowest in the series; recovery starts the following year.
29-08
NBB filing Annual accounts filed
financial year 2022 · micro format · 29 days late
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
1 of 2 deeds read
About the unread acts

Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded26-10-2021
Financial year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
47120Other non-specialised retail sale
47241Retail sale of bread and pastry (bakery outlets)
56111Full-service restaurants
56220Contract catering and other food service activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:0776490839

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 27 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Recognitions · licences · registrations

Food safety, FASFC

2 sites
Huldenbergunit no. 2.342.065.790
1 permission
Authorisation · Frituur · since 27-03-2023
Leuvenunit no. 2.323.976.874
1 permission
Authorisation · Eetgelegenheid · since 18-01-2022

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Huldenberg · 2 establishment units since 2021
registered office establishment approximate All 2 establishment units on the map
Ground area
1.4 ha
Building footprint
489 m²
Building volume
2,350 m³
3 parcels, Flanders · tallest building 17.6 m. Linked by address, not a title deed.
2 establishment units
MiNi
Vital Decosterstraat 16, 3000 LeuvenLimited-service restaurants, excluding mobile food services
since 2021unit no. 2.323.976.874
Pat@elier
Leuvensebaan(OTT) 59, 3040 HuldenbergLimited-service restaurants, excluding mobile food services
since 2023unit no. 2.342.065.790
3 parcels
Flanders 3 (100%)
Cadastral parcel Region Area Buildings Height / floors
24099B0235/00G000 Flanders 1.3 ha 1 · 282 m² 3.5 m · 1
24085A0078/00R000 Flanders 679 m² 1 · 110 m² 7.6 m · 2
24502B0645/00D000 Flanders 97 m² 1 · 97 m² 17.6 m · 4
How the parcels are linked
Good to know
All 3 parcels match the address exactly.