MINFOS
ActiveSummary
MINFOS has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.30M and a net result of €349k. Equity is growing by ~45.5% per year across the filed fiscal years. Its solvency ranks better than 85% of 9234 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability95▲+1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity ample (current ratio 8.4 against 10.56 in 2024; short-term debt: 9.9% and cash: 20.1% of total assets), and 20.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.9%
Return on assets
21.4%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 24-03-2026, 37 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
37 d early
2024
20 d early
2023
1 d early
2022
2 d late
2021
9 d early
2020
15 d early
2019
29 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
History
Financials · fiscal year 2025, abbreviated schema
Equity
€1.30M▲ 36.6%
2024 · €953k
Total assets
€1.63M▲ 31.8%
2024 · €1.24M
Net result
€349k▲ 40.8%
2024 · €247k
Working capital
€1.19M▲ 41.0%
2024 · €845k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€175k▲ 15.6%€134k▼ 23.4%€415k▲ 209%€359k▼ 13.4%€503k▲ 39.9%
Net result€109k▲ 17.8%€86k▼ 21.3%€276k▲ 221%€247k▼ 10.3%€349k▲ 40.8%
Equity€344k▲ 46.5%€429k▲ 25.0%€705k▲ 64.2%€953k▲ 35.1%€1.30M▲ 36.6%
Total assets€752k▲ 26.1%€904k▲ 20.2%€1.14M▲ 26.7%€1.24M▲ 7.9%€1.63M▲ 31.8%
Debt€408k▲ 12.9%€474k▲ 16.2%€440k▼ 7.3%€283k▼ 35.6%€328k▲ 15.8%
Working capital€318k▲ 57.1%€72k▼ 77.4%€599k▲ 733%€845k▲ 41.1%€1.19M▲ 41.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 40% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.63M
Fixed assets
€277k ▼ 8.5%
Current assets
€1.35M ▲ 44.9%
Equity and liabilities €1.63M
Equity
€1.30M ▲ 36.6%
Debt
€328k ▲ 15.8%
Debt's share of the balance-sheet total falls from 22.9% to 20.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€528k▲
2024 · €386k
Cash flow
€374k▲
2024 · €274k
Current ratio
8.40▼
2024 · 10.56
Debt to equity
0.25▼
2024 · 0.30
ROE
26.8%▲
2024 · 26.0%
ROA
21.4%▲
2024 · 20.0%
Interest coverage
57.80▲
2024 · 34.25
Debt ≤ 1 year
€161k▲
2024 · €88k
Debt > 1 year
€167k▼
2024 · €195k
Income taxes
€160k▲
2024 · €111k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €54k | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €28k | €69k | €26k | €26k | €26k | ▼ 1.7% |
| Other operating charges640/8 | €4k | €3k | €898 | €1k | €4k | ▲ 204% |
| Gross operating margin9900 | €207k | €206k | €442k | €387k | €532k | ▲ 37.6% |
| Operating profit (loss)9901 | €175k | €134k | €415k | €359k | €503k | ▲ 39.9% |
| Financial income75/76B | €2k | €2k | €2k | €10k | €15k | ▲ 41.6% |
| Recurring financial income75 | €2k | €2k | €2k | €10k | €15k | ▲ 41.6% |
| Financial charges65/66B | €14k | €13k | €15k | €11k | €9k | ▼ 18.8% |
| Recurring financial charges65 | €14k | €13k | €15k | €11k | €9k | ▼ 18.8% |
| Profit (loss) for the period before taxes9903 | €163k | €123k | €402k | €359k | €508k | ▲ 41.8% |
| Income taxes67/77 | €54k | €37k | €126k | €111k | €160k | ▲ 43.8% |
| Profit (loss) for the period9904 | €109k | €86k | €276k | €247k | €349k | ▲ 40.8% |
| Transfer from tax-exempt reserves789 | €19k | - | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €128k | €86k | €276k | €247k | €349k | ▲ 40.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €752k | €904k | €1.14M | €1.24M | €1.63M | ▲ 31.8% |
| Fixed assets21/28 | €297k | €604k | €329k | €302k | €277k | ▼ 8.5% |
| Tangible fixed assets22/27 | €278k | €585k | €310k | €283k | €258k | ▼ 9.1% |
| Land and buildings22 | €278k | €550k | €286k | €271k | €257k | ▼ 5.3% |
| Plant, machinery and equipment23 | €145 | €73 | €657 | €518 | €379 | ▼ 26.8% |
| Furniture and vehicles24 | €604 | €35k | €23k | €12k | €471 | ▼ 96.0% |
| Financial fixed assets28 | €19k | €19k | €19k | €19k | €19k | = |
| Current assets29/58 | €455k | €300k | €816k | €933k | €1.35M | ▲ 44.9% |
| Amounts receivable after more than one year29 | €130k | €130k | €205k | €505k | €605k | ▲ 19.8% |
| Other amounts receivable291 | €130k | €130k | €205k | €505k | €605k | ▲ 19.8% |
| Amounts receivable within one year40/41 | €159k | €121k | €100k | €97k | €138k | ▲ 41.9% |
| Trade receivables40 | €137k | €70k | €99k | €97k | €138k | ▲ 41.9% |
| Other amounts receivable41 | €22k | €51k | €1k | - | - | - |
| Current investments50/53 | - | - | €250k | €250k | €250k | = |
| Cash at bank and in hand54/58 | €158k | €43k | €254k | €65k | €328k | ▲ 406% |
| Deferred charges and accrued income490/1 | €8k | €5k | €7k | €16k | €31k | ▲ 93.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €752k | €904k | €1.14M | €1.24M | €1.63M | ▲ 31.8% |
| Equity10/15 | €344k | €429k | €705k | €953k | €1.30M | ▲ 36.6% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €296k | €382k | €657k | €905k | €1.25M | ▲ 38.5% |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | €294k | €380k | €657k | €905k | €1.25M | ▲ 38.5% |
| Profit (loss) carried forward14 | €29k | €29k | €29k | €29k | €29k | = |
| Amounts payable17/49 | €408k | €474k | €440k | €283k | €328k | ▲ 15.8% |
| Amounts payable after more than one year17 | €272k | €246k | €221k | €195k | €167k | ▼ 14.3% |
| Financial debts170/4 | €272k | €246k | €221k | €195k | €167k | ▼ 14.3% |
| Amounts payable within one year42/48 | €137k | €228k | €217k | €88k | €161k | ▲ 82.2% |
| Current portion of amounts payable after more than one year42 | €24k | €26k | €25k | €27k | €28k | ▲ 4.3% |
| Financial debts43 | - | €29k | - | - | - | - |
| Credit institutions430/8 | - | €29k | - | - | - | - |
| Trade debts44 | €86k | €2k | €1k | €3k | €36k | ▲ 1,245% |
| Suppliers440/4 | €86k | €2k | €1k | €3k | €36k | ▲ 1,245% |
| Taxes, remuneration and social security45 | €12k | €579 | €57k | €20k | €66k | ▲ 230% |
| Taxes450/3 | €12k | €579 | €57k | €20k | €66k | ▲ 230% |
| Other amounts payable47/48 | €15k | €171k | €135k | €39k | €31k | ▼ 20.2% |
| Accrued charges and deferred income492/3 | - | €570 | €855 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €109k | €86k | €276k | €247k | €349k | ▲ 40.8% |
| + Depreciation and write-downs630 | €28k | €69k | €26k | €26k | €26k | ▼ 1.7% |
| Operating cash flow (approximation) | €137k | €154k | €302k | €274k | €374k | ▲ 36.8% |
| Investment in fixed assets (approximation) | - | €-376k | €249k | €0 | €0 | - |
| Change in cash | - | €-115k | €211k | €-189k | €263k | ▲ 239% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Highest result since 2018net €349k ▲40.8%
Operating result €503k, net result €349k, both a record.
30-09
Financial
Equity above €1MEq €1.30M ▲36.6%
8 profitable years in a row build equity to €1.30M.
10-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Liquidity triplescurrent ratio 10.56
Current ratio from 3.75 to 10.56; short-term debt falls from €217k to €88k.
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Liquidity triplescurrent ratio 3.75
Current ratio from 1.32 to 3.75; short-term debt falls from €228k to €217k.
30-09
Financial
Equity above €500kEq €705k ▲64.2%
6 profitable years in a row build equity to €705k.
02-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 2 days late
2022
21-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
15-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Liquidity doublescurrent ratio 4.04
Current ratio from 1.77 to 4.04; short-term debt falls from €108k to €67k.
Show earlier events
30-09
Financial
Equity above €200kEq €235k ▲65.2%
3 profitable years in a row build equity to €235k.
01-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Equity above €100kEq €142k ▲59.8%
2 profitable years in a row build equity to €142k.
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2002
Ground area
307 m²
Building footprint
141 m²
Volume, LiDAR
834 m³
Parcel 11041B0321/00B002, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Wijnegemsteenweg 50, 2970 Schilde
since 20022.096.200.682
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11041B0321/00B002 | Flanders | 307 m² | 1 · 141 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
699400EAN4HVAVQCGN14
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Of 7,326 companies in sector 68110 we hold annual accounts for 5,385. 3,049 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-05-2002
Fiscal year end30-09
Activities, NACEBEL 2025
68110Buying and selling of own real estate
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.