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MINFOS

Active Private limited companyfounded 2002active for 24 yearsWijnegemsteenweg 50, 2970 SchildeKBO/BCE: BE 0477.612.459

Lifetime

19 annual accounts with figures on one time axis, 22 filings since 2003
peak €532,210 (2025)
€532,210▲ 37.6%
lowest -€67,025 (2017)
€348,518▲ 40.8%
peak €1.3m (2025)
€1.3m▲ 36.6%
€327,820▲ 15.8%
peak 1 FTE (2008)
-not published
Board1 name since 2021
1 directorLEEMANS Marc
Documentsfilings and deeds
24-03-202637 days before the deadline
2025abbreviated format
Gross margin from €386,873 to €532,210Result from €247,466 to €348,518Equity from €952,659 to €1.3mDebts from €283,014 to €327,820Cash from €64,878 to €328,185

Key points

from the 2025 annual accounts

Equity

€1.3m ▲ 36.6%

MINFOS has made a profit without a break since 2018.

Result

€348,518 ▲ 40.8%
€247,0002024€349,0002025

The result rose in 2025 from €247,466 to €348,518.

Position in the sector

€348,518

Higher net result than 91% of companies in real estate. Sector median €9,997 · 11,290 companies.

Checked score

98
Excellent
Financially stronger than 86% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026highest value 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026

Financial strength
Strong

100=equity 79.9% of total assets
75+18short-term debt 9.9% · cash 20.1%
95+1return on assets 21.4%

Score breakdown

lowers risk
Liquidity: current ratio 8.40, cash €328,185
Equity €1.3m (79.9% of total assets)
Size: total assets €1.6m
Figures for financial year 2025 (filed on 24-03-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 91% of them on solvency, 83% on liquidity, 88% on profitability and 83% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-09-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 20,137 companies had the same profile as MINFOS has now. Each dot stands for 51 companies, two years later.

95.1%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of MINFOS itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 20,137 companies, not a prediction for MINFOS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €120,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 8.4 (10.56 in 2024), above the usual 1.5. Short-term debt is 9.9% and cash 20.1% of total assets. 20.1% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

5 signals, none raises the risk
Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 8.40, cash €328,185
NBB · annual accounts
lowers risk · Equity €1.3m (79.9% of total assets)
NBB · annual accounts
lowers risk · Size: total assets €1.6m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 24-03-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 24-03-2026, 37 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
37 days early
2024
20 days early
2023
1 day early
2022
2 days late
2021
9 days early
2020
15 days early
2019
29 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 16 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 21 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end10-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0477612459
Change of role: LEEMANS Marc, from manager to director Director discharge: LEEMANS Marc · General meeting of 20-12-2022 · Gazette deed
Registered-office move Director in office: Leemans Marc · General meeting of 22-09-2022 · Gazette deed
First establishment Wijnegemsteenweg 50, Schilde
All 38 events

Comparable companies

same main activity, similar in size and age
Company
MINFOS Schilde €1.6m €532,210 79.9% -
4 ALL PRODUCTIONS Antwerp €2.0m €436,514 39.5% -
ALMIVER BRUGGE Roeselare €1.7m €472,150 86.0% -
IMMO DIEST Diest €1.8m €554,883 42.6% 5.8
MED.OPHTA Uccle €1.7m €610,953 57.2% -
CLATIC Zoutleeuw €2.0m €482,257 44.4% -
J.M.C. Remicourt €2.0m €665,034 80.9% 3.9

These companies have the same main activity as MINFOS: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €1.7m and €2m, founded between 1999 and 2004.

Official details

Source: KBO
Status
Active since 28-05-2002Normal situation
Activity
Buying and selling of own real estateNACE 68110and 1 other
Establishment unit
2.096.200.6822970 Schilde, since 22-07-2002
Financial year end
30 September
Peppol
Reachable since 26-06-2025
Company details

Annual accounts to 30-09-2025

≈ €940,000estimated
€1.6m▲ 31.8%
Filing
Filed on 24-03-2026, 37 days before the end of the filing period
Financials

Insights on MINFOS

MINFOS files the abbreviated format. That format states no turnover. The gross margin rose from €103,197 in 2006 to €532,210 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about MINFOS

What is the company number of MINFOS?
The company number of MINFOS is 0477.612.459. The VAT number is the same number with BE in front: BE 0477.612.459.
Where is MINFOS based?
The registered office is at Wijnegemsteenweg 50, 2970 Schilde.Company details
What does MINFOS do?
According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
What is the legal form of MINFOS?
MINFOS is a private limited company (BV).
When was MINFOS founded?
MINFOS was founded on 28-05-2002.
Is MINFOS still active?
Yes, MINFOS is an active enterprise in the KBO register.
What is the turnover of MINFOS?
The turnover in financial year 2025 is ≈ €940,000. This figure is estimated from the gross margin of €532,210 and 40 comparable companies (NACE 681). It probably lies between €710,000 and €1.5m.Financials
Is MINFOS profitable?
In financial year 2025, MINFOS made a profit of €348,518.
Where can I find the annual accounts of MINFOS?
MINFOS filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of MINFOS due?
MINFOS must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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