Turnover
≈ €59,000 estimated
The accounts state no turnover.
MINET Armelle
Lifetime
17 annual accounts with figures on one time axispeak €48,579 (2010)
€7,686▼ 84.2%
lowest -€49,143 (2015)
-€5,897▼ €28,436
peak €36,025 (2010)
€22,635▼ 20.7%
€39,308▼ 23.9%
Board1 name since 2021
1 directorMINET Armelle
Documentsfilings and deeds
28-08-202628 days late
2025micro format
Gross margin from €48,498 to €7,686Loss of €5,897Equity from €28,532 to €22,635Debts from €51,656 to €39,308Cash from €5,798 to €3,186
Key points
from the 2025 annual accountsFilings
17 annual accounts since 2009
Seven of the last ten came late. The 2019 accounts came latest: 28 days after the end of the period.
Checked score
66
Healthy
Financially stronger than 27% of micro companies without a NACE code
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.2%▼ -0.1 percentage points vs 12-2024lowest value
02-2025: 0.2%● unchanged vs 01-2025lowest value
03-2025: 0.3%▲ +0.1 percentage points vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.4%▲ +0.1 percentage points vs 06-2025
08-2025: 0.7%▲ +0.3 percentage points vs 07-2025
09-2025: 0.4%▼ -0.3 percentage points vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.5%▲ +0.1 percentage points vs 05-2026
07-2026: 0.5%● unchanged vs 06-2026
08-2026: 1.1%▲ +0.6 percentage points vs 07-2026highest value
09-2026: 0.9%▼ -0.2 percentage points vs 08-2026
10-2026: 0.9%● unchanged vs 09-2026
11-2026: 0.9%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Loss of €5,897 (financial year 2025)
No main activity registered
lowers risk
Size: total assets €61,943
Founded in 2008
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 36% of them on solvency, 25% on liquidity, 28% on profitability and 17% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,908 companies had the same profile as MINET Armelle has now. Each dot stands for 18 companies, two years later.
90.9%
were still trading
7.8%
stopped another way
1.1%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of MINET Armelle itself: 0.9% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,908 companies, not a prediction for MINET Armelle. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.1 (1.11 in 2024), below the usual 1.5. Short-term debt is 31.9% and cash 5.1% of total assets. 63.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
28 days late
2024
19 days late
2023
30 days early
2022
25 days early
2021
19 days early
2020
24 days late
2019
28 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 7 accounts on average 4 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 July (4 of the last 5 accounts filed within 38 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Resignation: MINET Armelle (manager)
Reappointment: MINET Armelle (director) · Director discharge: MINET Armelle · General meeting of 15-02-2024 · Gazette deed
Incorporation
published on 24-12-2008 · Gazette deed
First establishment
Rue des Combattants 2, Rumes
Official details
Source: KBO- Status
- Active since 22-12-2008Normal situation
- Activity
- “La société a pour objet,tant en Belgique qu’à l’étranger,toutes opérations se rapportant directement ou…” (deed in French)From the articles, 3 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.198.702.6617611 Rumes, since 22-12-2008
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Insights on MINET Armelle
MINET Armelle files the micro format. That format states no turnover. The gross margin fell from €33,583 in 2009 to €7,686 in 2025.
The balance sheet grew most in 2024 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about MINET Armelle
- What is the company number of MINET Armelle?
- The company number of MINET Armelle is 0808.608.133. The VAT number is the same number with BE in front: BE 0808.608.133.
- Where is MINET Armelle based?
- The registered office is at Rue des Combattants 2, 7611 Rumes.Company details
- What is the legal form of MINET Armelle?
- MINET Armelle is a private limited company (BV).
- When was MINET Armelle founded?
- MINET Armelle was founded on 22-12-2008.
- Is MINET Armelle still active?
- Yes, MINET Armelle is an active enterprise in the KBO register.
- What is the turnover of MINET Armelle?
- The turnover in financial year 2025 is ≈ €59,000. This figure is estimated from the gross margin of €7,686 and 6,304 comparable companies of the same size. It probably lies between €27,000 and €140,000. It is a rough estimate.Financials
- Is MINET Armelle profitable?
- In financial year 2025, MINET Armelle made a loss of €5,897.
- Where can I find the annual accounts of MINET Armelle?
- MINET Armelle filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of MINET Armelle due?
- MINET Armelle must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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