Minerva
ActiveMinerva has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €170k and a net result of €86k. Equity is growing by ~73.1% per year across the filed fiscal years. Its solvency ranks better than 33% of 37971 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
69
/ 100
Healthy▲ +21 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency59▲+36
Growth78▲+26
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity short (current ratio 0.95 against 0.94 in 2023), and 61.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
34 d early
2023
51 d late
2022
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€170k▲ 101%
2023 · €84k
2022: €47k
2023: €84k
2022 → 2024
Total assets
€441k▼ 0.9%
2023 · €446k
2022: €92k
2023: €446k
2022 → 2024
Net result
€86k▲ 126%
2023 · €38k
2022: €46k
2023: €38k
2022 → 2024
Working capital
€-3k▲ 7.5%
2023 · €-3k
2022: €47k
2023: €-3k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€47k-€84k▲ 81.3%€170k▲ 101%
Operating result€67k-€60k▼ 9.9%€120k▲ 101%
Net result€46k-€38k▼ 18.5%€86k▲ 126%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 101% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €441k
Fixed assets
€385k▼ 0.8%
Current assets
€57k▼ 1.9%
Equity and liabilities €441k
Equity
€170k▲ 101%
Debt
€271k▼ 24.9%
The debt ratio falls from 81.1% to 61.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€130k▲
2023 · €115k
Cash flow
€95k▲
2023 · €93k
Solvency
38.5%▲
2023 · 18.9%
Current ratio
0.95▲
2023 · 0.94
Quick ratio
0.95▲
2023 · 0.94
Debt / equity
1.60▼
2023 · 4.28
ROE
50.3%▲
2023 · 44.9%
ROA
19.4%▲
2023 · 8.5%
Interest coverage
10.04▲
2023 · 9.63
Debt
€271k▼
2023 · €361k
Debt ≤ 1 year
€60k▼
2023 · €61k
Debt > 1 year
€211k▼
2023 · €300k
Income taxes
€22k▲
2023 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€446k€441k▼
Fixed assets21/28€388k€385k▼
Tangible fixed assets22/27€388k€385k▼
Land and buildings22€388k€385k▼
Current assets29/58€58k€57k▼
Amounts receivable within one year40/41€12k€12k▲
Trade receivables40€12k€12k=
Other amounts receivable41€95€126▲
Cash at bank and in hand54/58€46k€45k▼
Equity and liabilities
Total equity and liabilities10/49€446k€441k▼
Equity10/15€84k€170k▲
Contributions10/11€100€100=
Reserves13€84k€170k▲
Distributable reserves133€84k€170k▲
Amounts payable17/49€361k€271k▼
Amounts payable after more than one year17€300k€211k▼
Financial debts170/4€300k€211k▼
Amounts payable within one year42/48€61k€60k▼
Current portion of amounts payable after more than one year42€9k€8k▼
Trade debts44€81€2k▲
Suppliers440/4€81€2k▲
Taxes, remuneration and social security45€41k€48k▲
Taxes450/3€41k€45k▲
Remuneration and social security454/9-€3k
Other amounts payable47/48€11k€2k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€55k€10k▼
Other operating charges640/8€3k€2k▼
Gross operating margin9900€118k€132k▲
Operating profit (loss)9901€60k€120k▲
Financial charges65/66B€12k€13k▲
Recurring financial charges65€12k€13k▲
Profit (loss) for the period before taxes9903€48k€107k▲
Income taxes67/77€10k€22k▲
Profit (loss) for the period9904€38k€86k▲
Profit (loss) for the period to be appropriated9905€38k€86k▲
Appropriation of the result
Profit (loss) to be appropriated9906€38k€86k▲
Transfer to equity691/2€38k€86k▲
To other reserves6921€38k€86k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €86k ▲126%
Operating result €120k, net result €86k, both a record.
31-12
Financial
Equity above €150kEq €170k ▲101%
3 profitable years in a row build equity to €170k.
20-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 51 days late
2023
31-12
Financial
Weakest financial yearnet €38k ▼18.5%
Net result drops to €38k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kampenhout · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rood-Kloosterlaan 231910 KampenhoutGround area
1,722 m²
Building footprint
674 m²
Volume, LiDAR
6,490 m³
2 parcels, Flanders · tallest building 13.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Minverva
since 20212.319.249.907
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23038D0651/00E000 | Flanders | 980 m² | 1 · 195 m² | 7.8 m · 1 fl. |
| 22002A0359/00V004 | Flanders | 742 m² | 1 · 478 m² | 13.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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JUXTA
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B-MAD
BE 0794.506.313
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L&J ADVIES
BE 0448.343.797
Lanaken · Eq €170k
Emmanuel Saporito
BE 0802.811.887
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D.DEVOS CONSULTING
BE 0753.672.281
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 40,530 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-06-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.