MINERALI
ActiveMINERALI has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €101k and a net result of €10k. Equity is growing by ~5.7% per year across the filed fiscal years. Its solvency ranks better than 63% of 7690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
71
/ 100
Healthy▼ -12 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability49▼-21
Solvency78▼-4
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.04 against 1.2 in 2024), and 34.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.2%
Return on assets
6.4%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 17-03-2026, 44 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
44 d early
2024
50 d early
2023
47 d early
2022
19 d early
2021
54 d early
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€101k▲ 10.8%
2024 · €91k
2018: €66k
2019: €72k
2020: €67k
2021: €74k
2022: €78k
2023: €79k
2024: €91k
2018 → 2025
Total assets
€155k▲ 14.9%
2024 · €135k
2018: €164k
2019: €167k
2020: €145k
2021: €154k
2022: €144k
2023: €156k
2024: €135k
2018 → 2025
Net result
€10k▼ 22.8%
2024 · €13k
2018: €9k
2019: €11k
2020: €-5k
2021: €7k
2022: €4k
2023: €20k
2024: €13k
2018 → 2025
Working capital
€1k▼ 73.1%
2024 · €5k
2018: €16k
2019: €17k
2020: €8k
2021: €7k
2022: €6k
2023: €2k
2024: €5k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€74k-€78k▲ 5.1%€79k▲ 0.4%€91k▲ 16.3%€101k▲ 10.8%
Operating result€12k-€10k▼ 19.2%€33k▲ 224%€23k▼ 30.4%€18k▼ 20.1%
Net result€7k-€4k▼ 45.0%€20k▲ 432%€13k▼ 37.2%€10k▼ 22.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 20% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €155k
Fixed assets
€125k▲ 16.8%
Current assets
€30k▲ 7.9%
Equity and liabilities €155k
Equity
€101k▲ 10.8%
Debt
€54k▲ 23.4%
The debt ratio rises from 32.4% to 34.8%: debt grows faster than equity.
Key figures and ratios
EBITDA
€29k▼
2024 · €31k
Cash flow
€21k▼
2024 · €21k
Solvency
65.2%▼
2024 · 67.6%
Current ratio
1.04▼
2024 · 1.20
Quick ratio
0.42▼
2024 · 0.98
Debt / equity
0.53▲
2024 · 0.48
ROE
9.7%▼
2024 · 14.0%
ROA
6.4%▼
2024 · 9.4%
Interest coverage
9.47▲
2024 · 7.97
Debt
€54k▲
2024 · €44k
Debt ≤ 1 year
€29k▲
2024 · €24k
Debt > 1 year
€25k▲
2024 · €20k
Income taxes
€5k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€135k€155k▲
Fixed assets21/28€107k€125k▲
Tangible fixed assets22/27€107k€125k▲
Land and buildings22€102k€99k▼
Furniture and vehicles24€4k€2k▼
Leasing and similar rights25-€23k
Other tangible fixed assets26-€1k
Financial fixed assets28€90€90=
Current assets29/58€28k€30k▲
Stocks and contracts in progress3€5k€18k▲
Stocks30/36€5k€18k▲
Amounts receivable within one year40/41€12k€56▼
Trade receivables40€7k€56▼
Other amounts receivable41€5k-
Cash at bank and in hand54/58€9k€11k▲
Deferred charges and accrued income490/1€2k€714▼
Equity and liabilities
Total equity and liabilities10/49€135k€155k▲
Equity10/15€91k€101k▲
Contributions10/11€31k€31k=
Reserves13€3k€3k=
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Profit (loss) carried forward14€57k€67k▲
Amounts payable17/49€44k€54k▲
Amounts payable after more than one year17€20k€25k▲
Financial debts170/4€20k€25k▲
Amounts payable within one year42/48€24k€29k▲
Current portion of amounts payable after more than one year42€14k€17k▲
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€8k€6k▼
Taxes450/3€8k€6k▼
Other amounts payable47/48-€4k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€11k▲
Other operating charges640/8€5k€5k▲
Gross operating margin9900€36k€34k▼
Operating profit (loss)9901€23k€18k▼
Financial income75/76B€110€20▼
Recurring financial income75€110€20▼
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€19k€15k▼
Income taxes67/77€6k€5k▼
Profit (loss) for the period9904€13k€10k▼
Profit (loss) for the period to be appropriated9905€13k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€57k€67k▲
Profit (loss) brought forward from the previous period14P€44k€57k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Equity above €100kEq €101k ▲10.8%
5 profitable years in a row build equity to €101k.
11-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
14-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Highest result since 2018net €20k ▲432%
Operating result €33k, net result €20k, both a record.
11-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
28-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Weakest financial yearnet €-5k ▼141%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 2 days late
2017
29-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2014
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
30-06-2014
Resigned as Managing director
Location & real-estate footprint
Registered office, Châtelet · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Fleurus 1056200 ChâteletGround area
282 m²
Building footprint
121 m²
Volume, LiDAR
1,474 m³
2 parcels, Brussels, Wallonia · tallest building 18.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
COPY-SYSTEMS
since 19902.050.751.036
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52012B0040/00P004 | Wallonia | 192 m² | 1 · 46 m² | 11.2 m · 3 fl. |
| 21013B0436/00F005 | Brussels | 90 m² | 1 · 76 m² | 18.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PSO Belgium
BE 0651.857.618
Nivelles · Eq €101k
C.D'Ex
BE 0811.529.318
Sint-Lambrechts-Woluwe · Eq €101k
MEDIMENTO
BE 0480.116.247
Genappe · Eq €101k
EB
BE 0635.791.448
Riemst · Eq €101k
SERVANS
BE 0444.715.997
Elsene · Eq €101k
Of 11,177 companies in sector 82100 we hold annual accounts for 3,491. 2,601 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-11-1990
Fiscal year end30-09
Trade name FR
COPY SYSTEMS
Activities, NACEBEL
22240
82100Office administrative and support services
82190Office administrative, office support and other business support activities
18130Pre-press and pre-media services
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.