MINE Fabrice
ActiveSummary
MINE Fabrice has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €114k and a net result of €21k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 27% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+40
Solvency51▼-4
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.02 against 1.03 in 2024; short-term debt: 44.6% and cash: 8.4% of total assets), and 74.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.6%
Return on assets
4.7%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €114k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
29 d late
2023
12 d early
2022
30 d late
2021
29 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€114k▲ 22.8%
2024 · €93k
2018: €85k
2019: €28k
2020: €-30k
2021: €-29k
2022: €253
2023: €82k
2024: €93k
2018 → 2025
Total assets
€444k▲ 41.7%
2024 · €314k
2018: €278k
2019: €223k
2020: €289k
2021: €262k
2022: €273k
2023: €308k
2024: €314k
2018 → 2025
Net result
€21k▲ 125%
2024 · €9k
2018: €11k
2019: €-57k
2020: €-58k
2021: €818
2022: €30k
2023: €82k
2024: €9k
2018 → 2025
Working capital
€4k▼ 28.0%
2024 · €6k
2018: €-11k
2019: €-57k
2020: €-172k
2021: €-151k
2022: €-63k
2023: €-8k
2024: €6k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-29k-€253€82k▲ 32,415%€93k▲ 12.4%€114k▲ 22.8%
Operating result€6k-€34k▲ 432%€87k▲ 156%€32k▼ 63.6%€40k▲ 25.4%
Net result€818-€30k▲ 3,521%€82k▲ 177%€9k▼ 88.6%€21k▲ 125%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 25% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €444k
Fixed assets
€242k ▲ 87.7%
Current assets
€203k ▲ 9.7%
Equity and liabilities €444k
Equity
€114k ▲ 22.8%
Debt
€331k ▲ 49.7%
Debt's share of the balance-sheet total rises from 70.5% to 74.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€92k▲
2024 · €52k
Cash flow
€73k▲
2024 · €29k
Current ratio
1.02▼
2024 · 1.03
Quick ratio
0.70▼
2024 · 0.86
Debt to equity
2.91▲
2024 · 2.39
ROE
18.5%▲
2024 · 10.1%
ROA
4.7%▲
2024 · 3.0%
Interest coverage
10.70▲
2024 · 1.51
Debt ≤ 1 year
€198k▲
2024 · €179k
Debt > 1 year
€132k▲
2024 · €42k
Income taxes
€11k▲
2024 · €3k
Staff costs
€399k▲
2024 · €291k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€314k€444k▲
Fixed assets21/28€129k€242k▲
Tangible fixed assets22/27€129k€242k▲
Land and buildings22€31k€25k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€2k€754▼
Leasing and similar rights25€67k€194k▲
Other tangible fixed assets26€25k€20k▼
Current assets29/58€185k€203k▲
Stocks and contracts in progress3€31k€64k▲
Stocks30/36€31k€64k▲
Amounts receivable within one year40/41€147k€101k▼
Trade receivables40€114k€98k▼
Other amounts receivable41€33k€3k▼
Cash at bank and in hand54/58€7k€37k▲
Deferred charges and accrued income490/1-€91
Equity and liabilities
Total equity and liabilities10/49€314k€444k▲
Equity10/15€93k€114k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€72k€93k▲
Amounts payable17/49€221k€331k▲
Amounts payable after more than one year17€42k€132k▲
Financial debts170/4€42k€132k▲
Amounts payable within one year42/48€179k€198k▲
Current portion of amounts payable after more than one year42€16k€41k▲
Financial debts43€36k-
Credit institutions430/8€36k-
Trade debts44€50k€97k▲
Suppliers440/4€50k€97k▲
Taxes, remuneration and social security45€11k€7k▼
Taxes450/3€4k€7k▲
Remuneration and social security454/9€7k-
Other amounts payable47/48€65k€53k▼
Income statement
Code20242025
Remuneration, social security and pensions62€291k€399k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€52k▲
Other operating charges640/8€643€5k▲
Gross operating margin9900€343k€495k▲
Operating profit (loss)9901€32k€40k▲
Financial income75/76B€14k€276▼
Recurring financial income75€14k€276▼
Financial charges65/66B€34k€9k▼
Recurring financial charges65€34k€9k▼
Profit (loss) for the period before taxes9903€12k€32k▲
Income taxes67/77€3k€11k▲
Profit (loss) for the period9904€9k€21k▲
Profit (loss) for the period to be appropriated9905€9k€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€72k€93k▲
Profit (loss) brought forward from the previous period14P€63k€72k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €114k ▲22.8%
5 profitable years in a row build equity to €114k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €82k ▲177%
Operating result €87k, net result €82k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Back to profitnet €818
Net result €818 after 2 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-58k
Net result drops to €-58k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
08-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 8 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anhée · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Crochat, Bioul 105537 AnhéeGround area
335 m²
Building footprint
196 m²
Volume, LiDAR
539 m³
Parcel 91016B0379/00G002, Wallonia · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MINE FABRICE
since 20082.171.703.306
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91016B0379/00G002 | Wallonia | 335 m² | 2 · 196 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 8,561 companies in sector 43410 we hold annual accounts for 4,357. 3,801 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-06-2008
Fiscal year end31-12
Activities, NACEBEL 2025
43410Roofing work
43120Site preparation
43230Insulation installation
43320Joinery installation
43421Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:fabrice.mine@skynet.be
Phone:071/32.01.48
Fax:071/32.01.48