Financials
- Fiscal year
- 2025
- Total assets
- €265,162
- Profit
- €35,433
- Solvency
- 79.7%
Total assets▲ 33.8%
Net result
20182025
MINE D'OR
ActiveSummary
MINE D'OR has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €211,248 and a net result of €35,433. Equity is growing by ~28.6% per year across the filed fiscal years. Its solvency ranks better than 87% of 20110 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
What they do
Retail sale of watches and jewellery
NACE 47770NACE 52484
1 site
How big
€265,162total assets 2025
- Equity
- €211,248
- Profit
- €35,433
Turnover not published (abridged schema)
Who decides
Accounts 8 d early0 of 1 deed read
Why 98- Sector Retail trade (NACE 47)+ Liquidity: current ratio 6.90, cash €56,674+ Founded in 1993+ Equity €211,248 (79.7% of total assets)Show the evidence
Checked score
Score 2025
98
/ 100
Excellent
Probability in this band: under 0.55%
Better than 81% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
100=
equity 79.7% of total assets
Liquidity
76-21
short-term debt 11.8% · cash 21.4%
Profitability
85-9
return on assets 13.4%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
- Liquidity: current ratio 6.90, cash €56,674 lowers the probability
- Founded in 1993 lowers the probability for this profile
- Equity €211,248 (79.7% of total assets) lowers the probability
- Sector Retail trade (NACE 47) raises the probability
Credit up to €20,000 at 30 days acceptable
Liquidity ample (current ratio 6.9 against 7.96 in 2024; short-term debt: 11.8% and cash: 21.4% of total assets), and 20.3% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 92%, liquidity 81%, profitability 80%, growth against the median 73%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
5 d early
2023
12 d early
2022
13 d early
2021
13 d early
2020
12 d early
2019
11 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 11 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Equity above €200,000Eq €211,248 ▲20.2%
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 14
- Since
- 2017
- Next accounts
- by 31-07-2027
- 23-07-2026Annual accounts filed
- 31-12-2025Equity above €200,000
- 26-07-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Activity
- Retail sale of watches and jewelleryNACE 47770
- Founded
- 18-06-1993
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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