MINDINVEST
ActiveMINDINVEST has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €330k and a net result of €32k. Equity is growing by ~20.4% per year across the filed fiscal years. Its solvency ranks better than 63% of 1511 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-16
Solvency71▼-3
Growth52=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 3.15 against 5.56 in 2024; short-term debt: 9.7% and cash: 20% of total assets), but 54.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.5%
Return on assets
4.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
on the day
2024
11 d late
2023
12 d early
2022
3 d early
2021
on the day
2020
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€330k▼ 12.6%
2024 · €378k
2020: €192k
2021: €152k
2022: €191k
2023: €245k
2024: €378k
2020 → 2025
Total assets
€725k▼ 6.7%
2024 · €778k
2020: €256k
2021: €664k
2022: €653k
2023: €676k
2024: €778k
2020 → 2025
Net result
€32k▼ 75.7%
2024 · €133k
2020: €189k
2021: €-40k
2022: €39k
2023: €54k
2024: €133k
2020 → 2025
Working capital
€152k▼ 25.0%
2024 · €202k
2020: €184k
2021: €105k
2022: €38k
2023: €81k
2024: €202k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€152k-€191k▲ 25.4%€245k▲ 28.4%€378k▲ 54.5%€330k▼ 12.6%
Operating result€-39k-€44k€60k▲ 34.6%€138k▲ 132%€37k▼ 73.3%
Net result€-40k-€39k€54k▲ 40.0%€133k▲ 146%€32k▼ 75.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 73% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €725k
Fixed assets
€503k▼ 5.2%
Current assets
€222k▼ 9.9%
Equity and liabilities €725k
Equity
€330k▼ 12.6%
Debt
€395k▼ 1.1%
The debt ratio rises from 51.4% to 54.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€65k▼
2024 · €165k
Cash flow
€60k▼
2024 · €161k
Solvency
45.5%▼
2024 · 48.6%
Current ratio
3.15▼
2024 · 5.56
Quick ratio
3.15▼
2024 · 5.56
Debt / equity
1.20▲
2024 · 1.06
ROE
9.8%▼
2024 · 35.3%
ROA
4.5%▼
2024 · 17.2%
Interest coverage
14.22▼
2024 · 33.70
Debt
€395k▼
2024 · €400k
Debt ≤ 1 year
€71k▲
2024 · €44k
Debt > 1 year
€323k▼
2024 · €354k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€778k€725k▼
Fixed assets21/28€531k€503k▼
Intangible fixed assets21€15k€11k▼
Tangible fixed assets22/27€516k€492k▼
Land and buildings22€516k€492k▼
Current assets29/58€247k€222k▼
Amounts receivable within one year40/41€165k€77k▼
Trade receivables40€165k€77k▼
Other amounts receivable41€0-
Cash at bank and in hand54/58€80k€145k▲
Deferred charges and accrued income490/1€2k€0▼
Equity and liabilities
Total equity and liabilities10/49€778k€725k▼
Equity10/15€378k€330k▼
Contributions10/11€3k€3k=
Reserves13€376k€328k▼
Distributable reserves133€376k€328k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€400k€395k▼
Amounts payable after more than one year17€354k€323k▼
Financial debts170/4€354k€323k▼
Amounts payable within one year42/48€44k€71k▲
Current portion of amounts payable after more than one year42€30k€31k▲
Trade debts44€105€303▲
Suppliers440/4€105€303▲
Taxes, remuneration and social security45€13k€39k▲
Taxes450/3€13k€39k▲
Other amounts payable47/48€1k€529▼
Accrued charges and deferred income492/3€1k€1k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€28k▲
Other operating charges640/8€505€2k▲
Gross operating margin9900€166k€67k▼
Operating profit (loss)9901€138k€37k▼
Financial charges65/66B€5k€5k▼
Recurring financial charges65€5k€5k▼
Profit (loss) for the period before taxes9903€133k€32k▼
Profit (loss) for the period9904€133k€32k▼
Profit (loss) for the period to be appropriated9905€133k€32k▼
Appropriation of the result
Profit (loss) to be appropriated9906€186k€32k▼
Profit (loss) brought forward from the previous period14P€53k€0▼
Transfer from equity791/2-€80k
Transfer to equity691/2€186k€32k▼
To other reserves6921€186k€32k▼
Profit to be distributed694/7-€80k
Return on contributions (dividend)694-€80k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 11 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 5.56
Current ratio from 2.75 to 5.56; short-term debt falls from €47k to €44k.
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200kEq €245k ▲28.4%
2 profitable years in a row build equity to €245k.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €39k
Net result €39k after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-40k ▼121%
Net result drops to €-40k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Brecht · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rommersheide F 62960 BrechtGround area
1,408 m²
Building footprint
131 m²
Volume, LiDAR
613 m³
Parcel 11009A0330/00V002, Flanders · tallest building 14.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MINDINVEST
since 20192.298.414.901
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11009A0330/00V002 | Flanders | 1,408 m² | 1 · 131 m² | 14.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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HARDWHERE
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Of 421 companies in sector 77400 we hold annual accounts for 152. 92 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-12-2019
Fiscal year end31-12
Activities, NACEBEL
77400Rental and leasing activities
01610Support activities for crop production
43990Other specialised construction activities
43999Specialised construction activities
77221Rental and leasing activities
77310Rental and leasing activities
77399Renting and leasing of other machinery, equipment and tangible goods
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryWebsite:www.mindinvest.be