MindCuBe
ActiveSummary
The computed 12-month bankruptcy probability of MindCuBe is 1.8% (moderate). The 2024 annual accounts show equity of €125,326 and a net result of €106,726. Equity is growing by about 36% per year across the filed financial years. Its solvency ranks better than 21% of 20,535 sector peers (NACE 62, financial year 2024). The company has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Equity
- €125,326
- Profit
- €106,726
- Holdings
- 1
- CROMMELINCK Hilde Christiana MariaDirector
- VANPÉE Pieterjan Lode KamielDirector
Why 53raises riskFigures for financial year 2024 (filed 02-09-2025)1 financial year not filed after the legal deadline; last filed accounts filed 64 days late; 2 of the last 3 latelowers riskSector: Computer programming, consultancy and related activities (NACE 62)Size: total assets €476,668Show the evidence
Checked score
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 26% on solvency, 7% on liquidity, 28% on profitability and 8% on growth.
The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 6 accounts on average 36 days after the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (1)
- Annual accounts filedfinancial year 2024 · micro…
- Annual accounts filedfinancial year 2023 · micro…
- Highest result from 2019 to 2024net €394,666 ▲485%
Financials · financial year 2024, micro format
2025 annual accounts not yet filed, deadline passed on 31 July 2026 Financial year closed on 31 December 2025; filing due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 30 October 2026.
2020 to 2024, 5 financial years 2019 to 2024, 6 financial years
The operating result has fallen two years in a row; 2024 is 60% below 2023 and is the lowest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 2,684 companies that looked in July 2024 the way this one looks now, 1.3% went bankrupt within 24 months and 97.3% are still going.
- Small
- 5 to 10 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,684 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,901 | €5,683 | €3,280 | €2,950 | €2,969 | €2,218 | ▼ 25.3% |
| Other operating charges640/8 | - | - | €1,572 | €1,038 | €1,384 | €1,752 | ▲ 26.6% |
| Non-recurring operating charges66A | - | - | €2,058 | - | - | - | - |
| Gross operating margin9900 | €61,539 | €59,278 | €61,376 | €60,283 | €33,995 | €15,702 | ▼ 53.8% |
| Operating profit (loss)9901 | €55,317 | €52,731 | €54,466 | €56,295 | €29,642 | €11,732 | ▼ 60.4% |
| Financial income75/76B | - | - | €38,925 | €40,001 | €375,355 | €103,193 | ▼ 72.5% |
| Recurring financial income75 | €33,304 | €35,420 | €38,925 | €40,001 | €375,355 | €103,193 | ▼ 72.5% |
| Financial charges65/66B | - | - | €2,056 | €1,189 | €1,575 | €5,132 | ▲ 226% |
| Recurring financial charges65 | €4,350 | €3,069 | €2,056 | €1,189 | €1,575 | €5,132 | ▲ 226% |
| Profit (loss) for the period before taxes9903 | €84,271 | €85,082 | €91,335 | €95,107 | €403,422 | €109,793 | ▼ 72.8% |
| Income taxes67/77 | €11,778 | €11,940 | €12,526 | €27,645 | €8,756 | €3,067 | ▼ 65.0% |
| Profit (loss) for the period9904 | €72,493 | €73,142 | €78,809 | €67,462 | €394,666 | €106,726 | ▼ 73.0% |
| Profit (loss) for the period to be appropriated9905 | €72,493 | €73,142 | €78,809 | €67,462 | €394,666 | €106,726 | ▼ 73.0% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|
| Assets | |||||||
| Total assets20/58 | €319,122 | €371,011 | €361,901 | €397,712 | €739,997 | €476,668 | ▼ 35.6% |
| Fixed assets21/28 | €241,589 | €240,969 | €230,694 | €227,744 | €228,811 | €231,385 | ▲ 1.1% |
| Tangible fixed assets22/27 | €16,289 | €15,669 | €5,394 | €2,444 | €3,511 | €6,085 | ▲ 73.3% |
| Plant, machinery and equipment23 | - | - | €1,091 | €469 | - | - | - |
| Furniture and vehicles24 | - | - | €4,303 | €1,975 | €3,511 | €6,085 | ▲ 73.3% |
| Financial fixed assets28 | €225,300 | €225,300 | €225,300 | €225,300 | €225,300 | €225,300 | = |
| Current assets29/58 | €77,533 | €130,042 | €131,207 | €169,968 | €511,186 | €245,283 | ▼ 52.0% |
| Amounts receivable within one year40/41 | €69,987 | €91,052 | €102,931 | €115,798 | €38,483 | €157,044 | ▲ 308% |
| Trade receivables40 | - | - | €65,340 | €72,600 | €19,360 | €39,930 | ▲ 106% |
| Other amounts receivable41 | - | - | €37,591 | €43,198 | €19,123 | €117,114 | ▲ 512% |
| Current investments50/53 | €1,000 | €7,000 | - | - | - | €49,000 | - |
| Cash at bank and in hand54/58 | €6,546 | €23,708 | €17,870 | €51,731 | €470,550 | €36,585 | ▼ 92.2% |
| Deferred charges and accrued income490/1 | - | - | €10,406 | €2,439 | €2,153 | €2,654 | ▲ 23.3% |
| Equity and liabilities | |||||||
| Total equity and liabilities10/49 | €319,122 | €371,011 | €361,901 | €397,712 | €739,997 | €476,668 | ▼ 35.6% |
| Equity10/15 | €91,093 | €164,235 | €243,044 | €310,507 | €705,172 | €125,326 | ▼ 82.2% |
| Contributions10/11 | €18,600 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €72,493 | €145,635 | €224,444 | €291,907 | €686,572 | €106,726 | ▼ 84.5% |
| Distributable reserves133 | - | - | €224,444 | €291,907 | €686,572 | €106,726 | ▼ 84.5% |
| Amounts payable17/49 | €228,029 | €206,776 | €118,857 | €87,205 | €34,825 | €351,342 | ▲ 909% |
| Amounts payable after more than one year17 | €114,330 | €84,980 | €55,234 | €25,863 | - | - | - |
| Financial debts170/4 | - | - | €55,234 | €25,863 | - | - | - |
| Amounts payable within one year42/48 | €113,699 | €121,796 | €63,623 | €61,342 | €34,825 | €351,342 | ▲ 909% |
| Current portion of amounts payable after more than one year42 | - | - | €29,746 | €29,371 | €25,862 | - | - |
| Trade debts44 | €1,102 | €2,214 | €16,407 | €11,223 | €8,963 | €11,401 | ▲ 27.2% |
| Suppliers440/4 | - | - | €16,407 | €11,223 | €8,963 | €11,401 | ▲ 27.2% |
| Taxes, remuneration and social security45 | - | - | €17,283 | €20,748 | - | €3,476 | - |
| Taxes450/3 | - | - | €14,080 | €20,748 | - | €2,354 | - |
| Remuneration and social security454/9 | - | - | €3,203 | - | - | €1,122 | - |
| Other amounts payable47/48 | - | - | €187 | - | - | €336,465 | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €72,493 | €73,142 | €78,809 | €67,462 | €394,666 | €106,726 | ▼ 73.0% |
| + Depreciation and write-downs630 | €4,901 | €5,683 | €3,280 | €2,950 | €2,969 | €2,218 | ▼ 25.3% |
| Operating cash flow (approximation) | €77,394 | €78,825 | €82,089 | €70,412 | €397,635 | €108,944 | ▼ 72.6% |
| Investment in fixed assets (approximation) | - | -€5,063 | €6,995 | €0 | -€4,036 | -€4,792 | ▼ 18.7% |
| Change in cash | - | €17,162 | -€5,838 | €33,861 | €418,819 | -€433,965 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (6)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2024 | micro format | 03-10-2025 | 2025-00537961 |
| 31-12-2023 | micro format | 30-08-2024 | 2024-00448148 |
| 31-12-2022 | micro format | 31-08-2023 | 2023-00398749 |
| 31-12-2021 | micro format | 31-08-2022 | 2022-20389647 |
| 31-12-2020 | micro format | 30-09-2021 | 2021-70800472 |
| 31-12-2019 | micro format | 31-07-2020 | 2020-37300560 |
Similar companies · same sector, comparable size
Subsidies and aid
Flemish government
2024 · 1 entry · €2,730 awarded · €2,730 paidPublic contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| CROMMELINCK Hilde Christiana Maria |
|
| VANPÉE Pieterjan Lode Kamiel |
|
Owners and capital
Capital and shareholders
- 12-12-2023 Converted to unavailable equity · €18,600
Group and network
Holdings and subsidiaries
1 holdingHoldings 1
-
25%
According to the 2024 annual accounts of MindCuBe and those of the other companies, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
12-12
Gazette deed
Resignations: VANPÉE Pieterjan Lode Kamiel (manager) and CROMMELINCK Hilde Christiana Maria (manager)Appointments: VANPÉE Pieterjan Lode Kamiel (director) and CROMMELINCK Hilde Christiana Maria (director) · Capital conversion · Reserve release13 facts ▸
- General meeting, 30-10-2023
- Other provision, “aanpassing statuten aan WVV en behoud rechtsvorm, behouden” (deed in Dutch)
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Reserve release, “opheffen statutair onbeschikbare eigen vermogensrekening, middelen beschikbaar voor uitkering” (deed in Dutch)
- Amendment of the articles
- Capital
- Other provision, “Titel III.Effecten, niet afgedrukt” (deed in Dutch)
- Director resignation, VANPÉE Pieterjan Lode Kamiel (manager)
- Director appointment, VANPÉE Pieterjan Lode Kamiel (director (not named in the articles))
- Other provision, “kwijting ontslagnemende zaakvoerder, algemene vergadering zal beslissen over kwijting voor uitoefening van mandaat” (deed in Dutch) (2 times)
- Director resignation, CROMMELINCK Hilde Christiana Maria (manager)
- Director appointment, CROMMELINCK Hilde Christiana Maria (director (not named in the articles))
- +1 further fact in this act
About the unread acts
Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Recognitions · licences · registrations
Legal Entity Identifier
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23542H0089/00N004 | Flanders | 694 m² | 1 · 209 m² | - |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Managementactiviteiten van holdings:het tussenkomen in het dagelijks bestuur,het vertegenwoordigen van bedrijven,het uitoefenen van…” (deed in Dutch)
19 activities (deed in Dutch)
- Managementactiviteiten van holdings:het tussenkomen in het dagelijks bestuur,het vertegenwoordigen van bedrijven,het uitoefenen van managements-,consultancy-en beheersactiviteiten,waaronder begrepen:het uitoefenen van managementfuncties in diverse ondernemingen,het sluiten van consultancyovereenkomsten en het uitoefenen van consultancyfuncties op onafhankelijke wijze.
- Bestuur van ondernemingen in het algemeen.
- Het uitoefenen van een studie-,organisatie-en raadgevend bureau inzake financiële,handels-,juridische,fiscale en sociale aangelegenheden.Het geven van diverse opleidingen die het management van bedrijven aanbelangt in het algemeen.
- Het verlenen van diensten-zowel consultancy als implementatie-aan derden,op het vlak van bedrijfsbeleid,personeelsbeheer,informatica,sales en marketing:
- 1.Professioneel advies aan bedrijven in binnen-en buitenland op strategisch en operationeel vlak;
- 2.Begeleiden van bedrijven in de opmaak van het bedrijfsplan,het marketingplan,het financieel plan en dies meer;
- 3.Adviesverlening rond product-en dienstenbeheer,prijsbepaling,keuze van distributiekanalen,logistiek in de meest ruime zin.
- Organisatie van congressen,seminaries en bedrijfspresentaties voor klanten en voor financiële en commerciële partners.
- De functie van tussenpersoon in de handel en in alle roerende en onroerende verhandelingen.
- Ontwikkeling,creatie,onderhoud en beheer van websites en internetportalen;webhosting en webdevelopment;programmeren en onderhouden van databanken en computerprogramma’s;installatie,onderhoud en reparatie van hard-en software;management en beveiliging van informatiesystemen;
- Ontwikkeling,creatie,onderhoud en beheer van alle soorten oplossingen en hard-en software inzake bedrijfsprocessen,communicatie,financieel beheer,commerciële en marketing toepassingen;
- De aan-en verkoop,in-en uitvoer,commissiehandel en vertegenwoordiging van om het even welke goederen doen.
- Het doorlichten en organiseren van bedrijfsstructuren,het uitvoeren van markt-en bedrijfsstudies,budgettering,planning en uitvoering van kantooradministratie en–organisatie.
- Het op lange termijn aanhouden van aandelen die afkomstig zijn van verschillende andere bedrijven uit verscheidene economische sectoren–het verwerven en vervreemden van deelnemingen of andere belangen in rechtspersonen,vennootschappen en ondernemingen,het samenwerken daarmee en het besturen daarvan.
- Verwerven en beheren van onroerende goederen of zakelijke rechten daarop,in België of in het buitenland;
- Vormen en beheren van een roerend patrimonium bestaande uit lichamelijke of onlichamelijke roerende goederen;
- Het huren,verhuren,in erfpacht of gebruik nemen van onroerende en/of roerende goederen;
- Het voor eigen rekening beheren van allerhande patrimonia in het algemeen,financiële activa en beleggingsgoederen in het bijzonder.Verwerven,beheren,vervreemden,valoriseren en cederen van roerende en onroerende goederen en/of rechten onder gelijk welke vorm ook.De projectontwikkeling en handel in onroerend goed voor woningbouw,nieuwbouw van individuele woningen of voor renovatiewerken,voor de bouw van appartementsgebouwen,voor kantoorbouw,enzoverder.
- Het verstrekken van raad en advies in de meest ruime zin der maatschappelijke behoeften,uitgezonderd de activiteiten wettelijk voorbehouden aan vennootschappen voor vermogensbeheer en beleggingsadviezen.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- MindCuBe
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaamse Gewest, bij enkel besluit van het bestuursorgaan administratieve zetels,agentschappen,werkhuizen,stapelplaatsen en bijkantoren…” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “Bestuursorgaan, natuurlijke personen of rechtspersonen,al dan niet aandeelhouder” (deed in Dutch)“Behalve deze die wet of statuten aan algemene vergadering voorbehouden, geheel van bevoegdheden toegekend met mogelijkheid deel te delegeren” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- First Friday of June at 18:00