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MIND AF

Active
Private limited companyfounded 20232 yrs activeA. Stocletlaan 203, 2570 Duffel, BelgiumKBO/BCE: BE 1001.568.352
Summary

MIND AF has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€30,244) and a net result of -€14,038. Its solvency ranks better than 5% of 16754 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth58
Track record82
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
9 mo
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
2425
2024 to 2025 · latest year -€30,244
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
28 d late
2024
61 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 45 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

MIND AF was incorporated on 24 October 2023 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Turnover
€0
Total assets
€19▼ 99.4%
2024 · €2,986
Net result
-€14,038▲ 24.6%
2024 · -€18,606
Working capital
-€30,244▼ 86.6%
2024 · -€16,206
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Turnover€0-
Operating result-€18,550--€13,972▲ 24.7%
Net result-€18,606below the sector's middle half--€14,038below the sector's middle half▲ 24.6%
Equity-€16,206below the sector's middle half--€30,244below the sector's middle half▼ 86.6%
Total assets€2,986below the sector's middle half-€19below the sector's middle half▼ 99.4%
Debt€19,192-€30,263▲ 57.7%
Working capital-€16,206below the sector's middle half--€30,244below the sector's middle half▼ 86.6%
above within below the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000-€15,000-€10,000-€5,000€0Operating result 2024: -€18,550-€18,550Net result 2024: -€18,606-€18,606Operating result 2025: -€13,972-€13,972Net result 2025: -€14,038-€14,03820242025-€20,000-€15,000-€10,000-€5,000€0Operating result 2024: -€18,550-€18,500Net result 2024: -€18,606-€18,600Operating result 2025: -€13,972-€14,000Net result 2025: -€14,038-€14,00020242025
The operating result stays negative: a loss of €13,972 in 2025 against €18,550 in 2024; the loss shrinks.
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€30,263▲
2024 · €19,192
Ratios withheld: a balance sheet total of €19 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,657 companies that looked in July 2024 the way this one looks now, 8.2% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.2% went bankrupt
5.3% stopped otherwise
84% still going

A further 2.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,657 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 30 lines
Balance sheet Code20242025
Assets
Total assets20/58€2,986€19▼
Current assets29/58€2,986€19▼
Amounts receivable within one year40/41€0-
Other amounts receivable41€0-
Cash at bank and in hand54/58€2,969€19▼
Deferred charges and accrued income490/1€17-
Equity and liabilities
Total equity and liabilities10/49€2,986€19▼
Equity10/15-€16,206-€30,244▼
Contributions10/11€2,400€2,400=
Profit (loss) carried forward14-€18,606-€32,644▼
Amounts payable17/49€19,192€30,263▲
Amounts payable within one year42/48€19,192€30,263▲
Trade debts44€550-
Suppliers440/4€550-
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Remuneration and social security454/9€0-
Other amounts payable47/48€18,641€30,263▲
Income statement Code20242025
Turnover70€0-
Goods, raw materials, services and sundry goods60/61€0-
Other operating charges640/8-€120
Gross operating margin9900-€18,550-€13,852▲
Operating profit (loss)9901-€18,550-€13,972▲
Financial charges65/66B€56€66▲
Recurring financial charges65€56€66▲
Profit (loss) for the period before taxes9903-€18,606-€14,038▲
Profit (loss) for the period9904-€18,606-€14,038▲
Profit (loss) for the period to be appropriated9905-€18,606-€14,038▲
Appropriation of the result
Profit (loss) to be appropriated9906-€18,606-€32,644▼
Profit (loss) brought forward from the previous period14P--€18,606

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Turnover70€0--
Goods, raw materials, services and sundry goods60/61€0--
Other operating charges640/8-€120-
Gross operating margin9900-€18,550-€13,852▲ 25.3%
Operating profit (loss)9901-€18,550-€13,972▲ 24.7%
Financial charges65/66B€56€66▲ 18.0%
Recurring financial charges65€56€66▲ 18.0%
Profit (loss) for the period before taxes9903-€18,606-€14,038▲ 24.6%
Profit (loss) for the period9904-€18,606-€14,038▲ 24.6%
Profit (loss) for the period to be appropriated9905-€18,606-€14,038▲ 24.6%
Line20242025Change
Assets
Total assets20/58€2,986€19▼ 99.4%
Current assets29/58€2,986€19▼ 99.4%
Amounts receivable within one year40/41€0--
Other amounts receivable41€0--
Cash at bank and in hand54/58€2,969€19▼ 99.4%
Deferred charges and accrued income490/1€17--
Equity and liabilities
Total equity and liabilities10/49€2,986€19▼ 99.4%
Equity10/15-€16,206-€30,244▼ 86.6%
Contributions10/11€2,400€2,400=
Profit (loss) carried forward14-€18,606-€32,644▼ 75.4%
Amounts payable17/49€19,192€30,263▲ 57.7%
Amounts payable within one year42/48€19,192€30,263▲ 57.7%
Trade debts44€550--
Suppliers440/4€550--
Taxes, remuneration and social security45€0--
Taxes450/3€0--
Remuneration and social security454/9€0--
Other amounts payable47/48€18,641€30,263▲ 62.3%
Line20242025Change
Profit (loss) for the period9904-€18,606-€14,038▲ 24.6%
Operating cash flow (approximation)-€18,606-€14,038▲ 24.6%
Change in cash--€2,950-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
30-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Duffel · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
812 m²
Building footprint
110 m²
Volume, LiDAR
850 m³
Parcel 12009E0517/00E004, Flanders · tallest building 11.1 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
MIND AF
A. Stocletlaan 203, 2570 DuffelOther business support services
since 20232.351.198.440
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12009E0517/00E004 Flanders 812 m² 1 · 110 m² 11.1 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 16,631 companies in sector 86220 we hold annual accounts for 7,985. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded24-10-2023
Fiscal year end31-12
Activities, NACEBEL 2025
86220Specialist medical practice
82990Other business support services
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.